USDA Vs. FHA your options comparison in Bithlo, Orange County, FL
As of 2025, the USDA loan limit in Bithlo, within the county of Orange, FL, is determined to be $336,500, whereas the FHA limit for a single-family home is set at $472,030.
Employ the Lendersa® USDA loan calculator to evaluate and contrast the most competitive rates offered today between USDA and FHA loans. This will also help you understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side to identify the most suitable program for your particular financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Bithlo, County of Orange, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Bithlo, FL
Lendersa® is dedicated to helping you obtain the optimal USDA or FHA loan quickly and without hassle. Choose from one of three starting points that result in matching lenders and valuable USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. This contrasts with FHA loans, which require a down payment of at least 3.5%, whereas the USDA mortgage necessitates no down payment at all.
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