USDA Vs. FHA Pro and Con comparison in Rio-Pinar, Orange County, FL

In 2026, the USDA loan limit for Rio-Pinar, located in Orange county, FL, stands at $285,000. Meanwhile, the FHA limit for a single-family house is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Rio-Pinar, Orange, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Rio-Pinar, FL

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without fuss. Start with one of three avenues to connect with suitable lenders and delve into USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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