USDA Vs. FHA Pro and Con comparison in Rio-Pinar, Orange County, FL

In 2025, the USDA loan limit for Rio-Pinar, located in Orange county, FL, stands at $285,000. Meanwhile, the FHA limit for a single-family house is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Rio-Pinar, Orange, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Rio-Pinar, FL

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without fuss. Start with one of three avenues to connect with suitable lenders and delve into USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Green Mortgage Company
  • 2007 N. Commerce St, Ardmore, OK, 73401
  • "Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation. ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
  • Community West Credit Union
  • 5801 Broadmoor Avenue SE, Kentwood, MI, 49512
  • Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan. Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
  • Mortgage 1 Inc.
  • 3243 East Paris Ave SE, Kentwood, MI, 49512
  • At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance. At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
  • AIM Financial Inc
  • 3738 28th Street SE, Grand Rapids, MI, 49512
  • Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Member Advantage Mortgage
  • 3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512
  • Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
  • Achieve Financial Credit Union
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  • For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.
  • LENDirect Mortgage Inc
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  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Mortgage95 (A GreyTree Company)
  • 675 Berlin Turnpike, Berlin, CT, 06037
  • We are an independent mortgage brokerage company! This means we work with multiple wholesale lenders and are not tied into just one set of programs or interest rate offerings like a bank. What this means to you is confidence that your personal mortgage broker is able to offer you the lowest terms available at the lowest cost in fees.
  • Cooperative Credit Union
  • 313 W 9th Street, Coffeyville, KS, 67337
  • A credit union exists to serve a specific group of people, referred to as a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group. Cooperative Credit Union was chartered to serve members in 1937. Cooperative Credit Union is owned and operated by its membership.
  • Cayuga Lake National Bank
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  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.