USDA and FHA Pro and Con in Oviedo, Seminole County, FL
In 2025, the USDA loan limit applicable in Oviedo, located in the county of Seminole, FL, is $336,500. At the same time, the FHA limit for a single-family home is set at $472,030.
Lendersa® offers a USDA loan calculator to evaluate today’s leading USDA versus FHA rates, assisting in determining the income, credit standards, reserves, and documents necessary for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the program that best meets your financial needs in .
2025 Loan Limits and Down Payment Requirements in Oviedo, County of Seminole, FL
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Oviedo, FL
Lendersa® aims to swiftly provide you with the optimal USDA or FHA loans effortlessly. Choose one of three strategies to match with lenders and uncover suitable USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage, only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment, providing a cost-effective option for those qualified.
At LuxPro Mortgage, our mission is to set high standards in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
MCK Lending Group, LLC is a company based out of 2075 MAIN ST, Sarasota, Florida, United States. We've been helping customers afford the home of their dreams for many years and we love what we do. Full spectrum lending with personalized complimentary credit analysis and mortgage product comparisons to ensure you successfully achieve your dreams.
At Mortgage 1st Lending LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
TRU·FI Credit Union was originally founded in 1967 as Baker County Federal Credit Union in the living room of Mr. Ira Starling. It was in his home that a small group of individuals who shared the same vision of creating a cooperative banking entity, met to discuss giving the citizens of Baker County more than one choice of where to conduct
3665 Bee Ridge Road, Suite 306, Sarasota, FL, 34233
MBN Mortgage Inc. is the most progressive, innovative and competitive mortgage broker in Florida. MBN boasts a 95%+ application to funding ratio. We customize a lending solution for each customer. Our tools include credit repair, consumer loan refinancing, bookkeeping, and tax preparation to assist our customers in getting qualified.
The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
Timothy Mapp as owner and Broker of New Millennium Mortgage Co., He take great pride in helping our clients receive the best loan program and service in their quest to find the perfect home here in Paradise. Tim have been in the Real Estate field for over 35 years and the Mortgage field for over 15 years.
United Mortgage Advisors is a family owned and operated independent mortgage brokerage serving the state of Florida. We are devoted to offering low rates and fees, along with outstanding customer service, state of the art technology, and quick approvals. Located in North Port, serving the entire state of Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,
