In 2025, the USDA loan limit applicable in Oviedo, located in the county of Seminole, FL, is $336,500. At the same time, the FHA limit for a single-family home is set at $472,030.
Lendersa® offers a USDA loan calculator to evaluate today’s leading USDA versus FHA rates, assisting in determining the income, credit standards, reserves, and documents necessary for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the program that best meets your financial needs in .
2025 Loan Limits and Down Payment Requirements in Oviedo, County of Seminole, FL
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Oviedo, FL
Lendersa® aims to swiftly provide you with the optimal USDA or FHA loans effortlessly. Choose one of three strategies to match with lenders and uncover suitable USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage, only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment, providing a cost-effective option for those qualified.
A membership in the Fort Smith Dixie Cup Federal Credit Union is available to you after you become employed by Dixie Cup of Fort Smith or Rock-Tenn of Fort Smith. You may then participate with other credit union members who share in its benefits. You can save and borrow through the credit union.
River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products.
In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.
"Express Mortgage has been serving Arklahoma proudly for over 10 years. We look forward to answering any questions you may have regarding our services.
Express Mortgage offers every mortgage product imaginable ... conforming FNMA/FHLMC ... government FHA ... reverse mortgage ... and VA. Our expertise lies in outstanding customer service"
TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
Alba-Golden Federal Credit Union has as its mission, the responsibility for providing an efficient, effective and well managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Alba-Golden Federal Credit Union will continue a sound yet progressive asset management strategy.
Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.
Bank of Calhoun County is located in Hardin, Illinois, and was founded in 1898. At this location, Bank of Calhoun County employs approximately 25 people. This business is working in the following industry: Finance other. Annual sales for Bank of Calhoun County are around USD 2, 237, 000.00.
RHMC is one of the nation’s top customer rated mortgage lenders. Combining the expertise and comprehensive array of mortgage products offered by national banks, with a culture that prioritizes unparalleled personal service, we specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.
Painesville credit union is a member-owned, not-for-profit financial cooperative, whose goal is to be your trusted financial partner. By providing superior financial services in a friendly, professional manner, we strive to exceed our members' needs.We will continue to honor our Statement of Commitment to members by providing
L.C.E. Federal Credit Union was chartered in July of 1960 as a not-for-profit organization in Painesville, Ohio. It was established to serve the employees of Lake County and their immediate family members. The credit union originally had one employee and served less than one hundred members.
