USDA Loan Vs. FHA loan for Parker, FL 2025

In 2025, the USDA loan maximum for Parker, situated in Bay County, FL, is set at $336,500. Meanwhile, FHA's limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to weigh the best rates between today's USDA and FHA options, as well as assess income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator facilitates side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision on the optimal program in for your financial situation.

Exploring USDA and FHA Loan Paths in Parker, FL

Lendersa® aims to connect you with the most favorable USDA or FHA loans swiftly and smoothly. Choose from three starting pathways that align with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in FL

A USDA home loan is a government-backed product by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. Available only in rural settings, it stands out by not requiring any down payment, unlike FHA loans where a minimum of 3.5% down payment is necessary.

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(417) 942-5250 Lender's profile and map Reviews Home Mortgage Group INC 3608 S Campbell Avenue, Springfield, MO, 65807 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(972) 524-3411 Lender's profile and map Reviews American National Bank of Texas 102 West Moore Avenue, Terrell, TX, 75160 Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
(479) 321-3355 Lender's profile and map Reviews Bank of Little Rock Mortgage 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712 Bank of Little Rock Mortgage is a leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.
(479) 250-4485 Lender's profile and map Reviews Hero Mortgage, LLC 609 SW 8th Street, Suite 600, Bentonville, AR, 72712 Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
(479) 279-3037 Lender's profile and map Reviews New Season Mortgage, LLC 900 SE 5th Street, Suite 22, Bentonville, AR, 72712 New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
(417) 869-9654 Lender's profile and map Reviews Metro Credit Union 447 South Campbell Avenue, Springfield, MO, 65806 Our staff is here to greet you with enthusiasm, provide knowledgeable answers to your questions, and offer solutions which make sense. We understand that people are busy with life and don't spend all day dreaming of banking. When you need something, we aspire to make all of these interactions a great experience.
(317) 353-3677 Lender's profile and map Reviews Indy Mortgage Team 4770 S Emerson Ave, Indianapolis, IN, 46203 At Indy Mortgage We specialize in FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances. We're known for being experts on difficult files and often get people approved when other mortgage professionals can not.FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances.
(903) 326-4121 Lender's profile and map Reviews The First State Bank 100 N. McKinney, Rice, TX, 75155 The First State Bank of Rice is a member of the Rice Bancshares, Inc. located in Rice, Texas. FSB of Rice offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First State Bank takes pride in having served our community since 1928.
(417) 744-2567 Lender's profile and map Reviews Bank of Billings 104 NE Elm Street, Billings, MO, 65610 Bank Of Billings is a branch office of Bank Of Billings. They provide the following services: Full Service Office Location and are located at 104 N E Elm Street in Billings Missouri. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
(540) 932-4590 Lender's profile and map Reviews Augusta Health Care Credit Union 78 Medical Center Drive, Fishersville, VA, 22939 Augusta Health Care Credit Union has been open since 1964. The credit union has assets totaling $14.23 Million and provides banking services to more than 1, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(573) 736-2223 Lender's profile and map Reviews Bank of Crocker 214 S. Commercial, Crocker, MO, 65452 The Bank of Crocker recognizes e-mail as a simple method of communication and inquiries requiring immediate attention should NOT be sent by e-mail. A Bank representative may not be available to immediately review your message. E-mail messages will not serve as a sufficient method for any requirement imposed on you to provide written notice.
(636) 940-9290 Lender's profile and map Reviews Integrity Mortgage Corporation 200 N. Main St., St. Charles, MO, 63301 Integrity Mortgage has consistently distinguished itself from its big-bank competitors through its dedication to excellence and commitment to customer service. Integrity Mortgage has grown over the years, but its values have stayed the same. It remains a family company that cares about its clients and employees.