FHA Vs. USDA loan program for Parker, Bay County, Florida

In 2025, the USDA loan maximum for Parker, situated in Bay County, FL, is set at $336,500. Meanwhile, FHA's limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to weigh the best rates between today's USDA and FHA options, as well as assess income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator facilitates side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision on the optimal program in for your financial situation.

Exploring USDA and FHA Loan Paths in Parker, FL

Lendersa® aims to connect you with the most favorable USDA or FHA loans swiftly and smoothly. Choose from three starting pathways that align with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in FL

A USDA home loan is a government-backed product by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. Available only in rural settings, it stands out by not requiring any down payment, unlike FHA loans where a minimum of 3.5% down payment is necessary.

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(915) 444-8449 Lender's profile and map Reviews Kell Capital, LLC 221 N Kansas St, Suite 1211, El Paso, TX, 79901 Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.
(719) 297-3700 Lender's profile and map Reviews United Home Mortgage Network Inc 3650 Rebecca Lane, Colorado Springs, CO, 80917 Most competitive Mortgage Broker in Colorado. Don't Take our word for it, call us for your Complementary Mortgage Review today! You could Lower your payment, Lower your interest rate, or cash out your equity for repairs, remodels, or pay off other high interest debts. Maybe even skip a couple payments on your refinance!
(219) 310-9402 Lender's profile and map Reviews Cabaka Mortgage 3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917 Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.
(207) 839-4450 Lender's profile and map Reviews Gorham Savings Bank 64 Main St, Gorham, ME, 04038 We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.
(207) 839-5588 Lender's profile and map Reviews Casco Federal Credit Union 375 Main St, Gorham, ME, 04038 Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve. From opening your first Checking Account, to financing your first home.
(719) 473-5962 Lender's profile and map Reviews Pikes Peak Credit Union 1616 N Circle Dr, Colorado Springs, CO, 80909 Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
(719) 362-0439 Lender's profile and map Reviews Low Cost Mortgage 685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909 LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending. SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan
(719) 501-0100 Lender's profile and map Reviews Linq Mortgage LLC 2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909 We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.
(720) 482-0883 Lender's profile and map Reviews Access Financial Group 1417 Potter Drive, Colorado Springs, CO, 80909 Access Financial Group, LLC funds hard money loans on real estate located in the State of Colorado. Our company offers purchase and refinance loans to both owner occupied and investment borrowers, when other lenders say no. We can fund 1st and 2nd real estate loans on single-family homes, commercial properties, and vacant land
(915) 588-7510 Lender's profile and map Reviews Neighborhood Mortgage LLC 211 W Yandell, El Paso, TX, 79902 Neighborhood Mortgage LLC is El Paso owned & provides loans when other lenders cannot.We pride ourselves in providing the best rates available to get your loan approved when it matters most. We’ve worked hard to make El Paso’s dreams of home ownership a reality.You can count on our El Paso, TX team to help you take out a private home loan.
(877) 401-1995 Lender's profile and map Reviews CADENCE LENDING GROUP, INC 211 W Yandell, El Paso, TX, 79902 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(877) 672-2848 Lender's profile and map Reviews NorthRidge Community Credit Union 283 Kennedy Memorial Drive, Hoyt Lakes, MN, 55750 The NorthRidge Community Credit Union is a progressive, family oriented, member owned and operated financial organization offering a broad range of personalized financial services including auto loans, personal loans, mortgage loans, commercial loans and deposit products including Kasasa rewards checking.