USDA Loan Vs. FHA loan for Bonifay, FL [Holmes County ]

In 2025, the USDA loan limit for the city of Bonifay, located in the county of Holmes, FL, reaches $336,500. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to effectively compare today's leading USDA and FHA rates. This tool helps determine necessary income, credit, reserves, and documentation for qualification. With our cutting-edge mortgage calculator, you can simultaneously evaluate USDA, FHA, Conforming, and VA options, allowing you to select the most suitable program in for your financial scenario.

Investigating USDA and FHA Loan Choices in Bonifay, FL

Lendersa® is committed to securing you the best USDA or FHA loan efficiently and smoothly. You can initiate the process using one of three available pathways, which align with suitable lenders and the ideal USDA loan options.

Lendersa USDA loan request and compatibility outcomes

Understanding USDA Loan Provisions in FL

A USDA home loan, endorsed by the U.S. Department of Agriculture and known as a USDA rural development loan or a USDA mortgage, is designed exclusively for rural locales. Distinct from FHA loans that demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment.

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(719) 836-9500 Lender's profile and map Reviews Indigo Mortgage Colorado 6805 Corporate Drive, Suite 115, Colorado Springs, CO, 80919 At Indigo Mortgage Colorado, we always say that “no one cares more about your mortgage loan”. We believe our borrowers experience a different relationship when they work with the certified staff at Indigo Mortgage Colorado. We take pride in the fact that you’ll work with the same Indigo Mortgage Colorado professional throughout your loan process
(719) 302-5508 Lender's profile and map Reviews Age In Place Mortgage 913 Dancing Horse Drive, Colorado Springs, CO, 80919 Age In Place Mortgage Company to provide mortgages at lower costs than the Big National Banks, and impersonal High-Overhead lending institutions, and pass the savings on to my clients. I provide personalized service to borrowers on Colorado’s Front Range communities from Colorado Springs north to Denver and Ft. Collins without requiring my clients
(888) 600-9150 Lender's profile and map Reviews Lendello Mortgage 6385 Corporate Drive, Suite #301, Colorado Springs, CO, 80919 From your first home purchase to a refinance or specialty loan program, Lendello has the knowledge, integrity and experience to guide you through the entire process from start to finish. We make securing a mortgage simple and straightforward by offering you access to the most advanced financial tools
719-900-5400 Lender's profile and map Reviews Red Rock Capital 2139 Chuckwagon Road Suite 315, Colorado Springs, CO, 80919 Red Rock Capital’s founder and President Joshua Manier has been involved in multiple facets of real estate investing for the past 20+ years. These activities have included: loan originating, underwriting, servicing, and actively managing private mortgage funds. Mr. Manier is responsible for oversight of: investor relations, loan sales/trading, loan
(605) 448-2292 Lender's profile and map Reviews Norstar Federal Credit Union 515 Vander Horck Street, Britton, SD, 57430 Norstar FCU is your family, friends and neighbors. We are a community credit union founded in 1942. With a local presence and local decision-making, we are here to bring that personal touch back to your finances. The friendly staff, terrific rates and many conveniences of NFCU have made believers out of over 2, 700 satisfied members.
(915) 593-5866 Lender's profile and map Reviews evolve Federal Credit Union 8820 Gazelle Drive, El Paso, TX, 79925 evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.
(915) 778-9221 Lender's profile and map Reviews GECU 1225 Airway Blvd, El Paso, TX, 79925 In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.
(915) 276-7629 Lender's profile and map Reviews Sun City Home Loans 1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925 Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.
(802) 334-5084 Lender's profile and map Reviews ORLEX CREDIT UNION 5043 US Route 5, Newport, VT, 05855 ORLEX Government Employees Credit Union has been open since 1953. It's the 16th largest credit union in Vermont with assets totaling $7.68 Million and providing banking services to more than 1, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(802) 334-1844 Lender's profile and map Reviews Northeast Schools and Hospital Credit Union 189 East Main Street, Suite C, Newport, VT, 05855 Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy
(701) 662-6636 Lender's profile and map Reviews Direct Check 215 Dakota Ave, Wahpeton, ND, 58075 At Direct Check, we strive to work with our customers in a professional and confidential manner. With fast cash personal loans, our employees will work with you to personally ensure your needs are accomplished while providing you. There are many reasons for needing extra cash. At Direct Check we ensure a simple and easy process
(701) 591-0270 Lender's profile and map Reviews Great Plains Capital Mortgage 319 11th St N, Wahpeton, ND, 58075 Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.