USDA Loan Vs. FHA loan pro & con Bonifay, Holmes County, FL

In 2025, the USDA loan limit for the city of Bonifay, located in the county of Holmes, FL, reaches $336,500. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to effectively compare today's leading USDA and FHA rates. This tool helps determine necessary income, credit, reserves, and documentation for qualification. With our cutting-edge mortgage calculator, you can simultaneously evaluate USDA, FHA, Conforming, and VA options, allowing you to select the most suitable program in for your financial scenario.

Investigating USDA and FHA Loan Choices in Bonifay, FL

Lendersa® is committed to securing you the best USDA or FHA loan efficiently and smoothly. You can initiate the process using one of three available pathways, which align with suitable lenders and the ideal USDA loan options.

Lendersa USDA loan request and compatibility outcomes

Understanding USDA Loan Provisions in FL

A USDA home loan, endorsed by the U.S. Department of Agriculture and known as a USDA rural development loan or a USDA mortgage, is designed exclusively for rural locales. Distinct from FHA loans that demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment.

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(937) 833-2176 Lender's profile and map Reviews The Brookville Building and Savings Association 510 Arlington Road, Brookville, OH, 45309 The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
(618) 498-6466 Lender's profile and map Reviews Jersey State Bank 1000 South State Street, Jerseyville, IL, 62052 On January 10, 1903, Theodore S. Chapman, Frederick Jacobs, Joseph R. Fulkerson, and Allen M. Slaten were granted permission to organize a bank to be known as the Jersey State Bank with capital stock of $25, 000.On January 28, 1903 Jersey State Bank opened its door for business at 123 West Pearl Street in Jerseyville
(888) 627-2002 Lender's profile and map Reviews First Indiana Mortgage 11216 Fall Creek Road, Suite 118, Indianapolis, IN, 46256 First Indiana Mortgage provides comprehensive residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer low rates with excellent customer service. residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer.
(317) 362-0378 Lender's profile and map Reviews Firstar Financial Inc 10502 Schooner Court, Indianapolis, IN, 46256 Firstar Financial is a full service mortgage company that works hand-in-hand with its customers throughout the whole loan process. Since we are a referral-based mortgage company, customer service is our number one priority. That is why at Firstar Financial, we go out of our way to make sure each and every customer is given superior service.
(317) 815-6060 Lender's profile and map Reviews 1st Signature Lending 9800 Crosspoint Blvd, Suite 300, Indianapolis, IN, 46256 "1st Signature Lending is a unique mortgage company with the borrower's interest in mind. At 1st Signature Lending we believe our staff should work to meet and exceed the expectations of our borrowers. By keeping the needs of our borrowers in mind throughout the process, we are creating satisfied customers one day at a time."
(317) 344-8166 Lender's profile and map Reviews Indiana Local Biz 450 E. 96th Street, Suite 500, Indianapolis, IN, 46240 We provide small to medium sized business owners working capital throughout the USA. Indiana Local Biz was developed when Mike Wright, one of the founders of Foresight Marketing, was asked by a client to help with a short-term financing issue. Our Small Business Finance Team has over 25 years of experience in small business operation, financing.
(317) 589-0118 Lender's profile and map Reviews Foresight Business Funding, LLC 450 E. 96th Street, Suite 500, Indianapolis, IN, 46240 Biz Fund Finder is affiliated with Foresight Business Funding, LLC. We access a network of over 5000 small business loan, lending partners, throughout the USA. This brings you fast and fair business funding. We also have over 150 Private Funding Sources for Real Estate Funding. Our Small Business Finance Team has over 30 years of experience.
(812) 653-8922 Lender's profile and map Reviews Zach Weddle 8465 Keystone Crossing, Suite 145, Indianapolis, IN, 46240 Zach pride himself on giving his clients the best mortgage solutions and service available on the market today. Zach come from a family of mortgage lenders, thus it is in his blood. When Zach not helping clients, you can find his at a local networking event, golfing, or traveling.
(317) 506-3944 Lender's profile and map Reviews Jones Mortgage Group 3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240 Jones Mortgage Group offers a variety of loan programs to meet your needs. Weather it is your 1st purchase or your last, or maybe you are looking to refinance your rate or use your home equity we can assist you. Since 1993, I’ve helped people achieve their homeowning dreams by answering their questions & guiding them through the home loan progress.
(317) 375-7744 Lender's profile and map Reviews Cafe Lending 3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240 We are a team of coworkers who only want the best for each other. Our mutual respect & caring attitude are reflected in our work & in how we treat our clients. Our guiding principle is to treat those we serve as we would want to be treated. Our team may be small but we are mighty. We understand that time is one of the most valuable things in life.
(317) 975-1806 Lender's profile and map Reviews Mortgage Capital Funding LLC 9465 Counselors Row, Suite 232, Indianapolis, IN, 46240 We started Mortgage Capital Funding LLC because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive and less invasive, without sacrificing the personal service that helps put your concerns at ease. .
(317) 548-4663 Lender's profile and map Reviews Davis Financial Group LLC 3950 Priority Way S Drive, Suite 210, Indianapolis, IN, 46240 Davis Homes is one of the premier builders of new homes in Central Indiana. Whether you have your own lot, or aren’t sure where to build, the Davis Homes team will work hard to make sure your home building experience is second to none and your final product is the highest in quality.