In 2026, the USDA loan limit for the city of Bonifay, located in the county of Holmes, FL, reaches $336,500. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to effectively compare today's leading USDA and FHA rates. This tool helps determine necessary income, credit, reserves, and documentation for qualification. With our cutting-edge mortgage calculator, you can simultaneously evaluate USDA, FHA, Conforming, and VA options, allowing you to select the most suitable program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to securing you the best USDA or FHA loan efficiently and smoothly. You can initiate the process using one of three available pathways, which align with suitable lenders and the ideal USDA loan options.
A USDA home loan, endorsed by the U.S. Department of Agriculture and known as a USDA rural development loan or a USDA mortgage, is designed exclusively for rural locales. Distinct from FHA loans that demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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