USDA Vs. FHA your options comparison in Graceville, Jackson County, FL
In 2026, the USDA loan limit for Graceville, situated in the county of Jackson, FL, is $336,500, while the FHA loan limit for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates between USDA and FHA, today. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in is most suitable for your financial needs.
2026 Loan Limits and Down Payment Requirements in Graceville, Jackson, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Graceville, FL
The aim of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan without any hassle. Choose one of three starting points to match with lenders and available USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This option is available only in rural neighborhoods. Unlike FHA loans mandating a 3.5% minimum down payment, USDA mortgages require nothing as a down payment.
The Wakefern Federal Credit Union was established in 1962. Our current field of membership includes all Wakefern Food Corporation employees and its wholly-owned subsidiaries, Food Haulers, Inc. National Transport Services Company, all PriceRite store employees as well as ShopRite store employees if their owners have signed up with the Credit Union.
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Virtue Funding founder of the edward koster For 25 years Ed's unique style of lending has allowed him to create and deliver flexible products. His goal is to get you the best possible loan option to meet your goals and financial needs.and We take the time to understand your unique needs
A great deal has changed since Exchange Bank was chartered in 1894. Most notably, technology is now a central part of people’s daily lives. Mobile banking, facial recognition software, and paperless payments are the new normal, allowing customers to accomplish tasks from virtually anywhere, at any time.
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Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too!
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Union Building Trades Federal Credit Union, a unique financial institution serving the building trade unions of Northeastern U.S.. Union Building Trades Federal Credit Union is a member owned, not for profit, financial cooperative dedicated to the financial well being of its members.
