USDA and FHA Pro and Con in Graceville, Jackson County, FL

In 2025, the USDA loan limit for Graceville, situated in the county of Jackson, FL, is $336,500, while the FHA loan limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the best rates between USDA and FHA, today. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in is most suitable for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Graceville, Jackson, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Graceville, FL

The aim of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan without any hassle. Choose one of three starting points to match with lenders and available USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This option is available only in rural neighborhoods. Unlike FHA loans mandating a 3.5% minimum down payment, USDA mortgages require nothing as a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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