During 2025, the USDA loan limit in Buenaventura-Lakes, within Osceola county of FL, is $285,000. Conversely, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate the best rates between today's USDA and FHA options. Assess the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the right program for your financial circumstance in
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| Loan Type | Loan Limit | Downpayment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, our mission is to efficiently connect you with the best USDA or FHA loans without complications. Begin by choosing any of three pathways that match you with lenders offering USDA loan programs.
A USDA home loan, ensured by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available in rural areas alone. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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