USDA Vs. FHA your options comparison in St.-Cloud, Osceola County, FL
In 2025, the USDA loan limit for St.-Cloud in the county of Osceola, FL, is $285,000, whereas for a single-family home, the FHA limit stands at $356,362.
Utilize the Lendersa® USDA loan calculator to analyze today's optimal USDA versus FHA rates, understanding the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to aid your decision on the best program suited to your financial situation in .
2025 Loan Limits and Down Payment Requirements in St.-Cloud, Osceola, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Cloud, FL
Lendersa® aims to connect you with the best USDA or FHA loan quickly, free of hassle. Choose one of three starting points to align with appropriate lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans necessitate no down payment.
7901 4th Street North, Saint Petersburg, FL, 33702
Detailed Mortgage Solutions, LLC. NMLS# 1769900 www.nmlsconsumeraccess.org; Equal Housing Opportunity. As an independent mortgage brokerage, it allows us to truly work for our clients without being tied to any one particular lender. We have the ability to work with as many lenders we wish, to not only 'SHOP' for the best terms
877 Executive Center Dr W Suite 301, Saint Petersburg, FL, 33702
EXCEL MORTGAGE NETWORK treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply
6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
The principle of this company has been in the Mortgage Industry for over 40 Years. We specialize in placing mortgages for self employed and people with minimal credit. Flagler Mortgages is a Full service mortgage broker. Programs available to suit all needs and profiles including FHA and VA. When the bank says no, call us.
NSH Mortgage team has helped thousands of people get quickly and easily approved for mortgages for over 25 years! He is eager to help you get approved for the lowest rate possible, no matter your situation. He works closely with his clients to ensure a stress-free, comfortable experience that leaves everyone happy.
Dr. Daniels and Son Investment Real Estate Capital offers direct, private money for real estate investments. The Daniels family has been investing in real estate and purchasing Land Contracts and private (seller-held) notes and mortgages for three generations. Allan Daniels has been licensed in Michigan Real Estate since 1988.
The Life Trust Lending mission is to serve our customers with honesty, integrity and expertise. Our goal is to offer home loans to our clients while providing them with the lowest interest rates and closing costs in the market.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
230 Main Street, Suite B, Safety Harbor, FL, 34695
Embassy Mortgage has a commitment to excellence in service while providing solutions and results in the mortgage process. We pride ourselves with dedicated and sincere personal service. With us you are not a number and will enjoy the attention you deserve. All of our loan officers and processors have Federal and State Mortgage Broker Licenses.
Nicholas Financial, Inc., established in 1985, is a consumer finance company, that specializes in purchasing and servicing auto loans made by franchised and independent auto dealers, via a network of company owned and operated branch offices. Nicholas operates a network of 47 locations.
