USDA Vs. FHA your options comparison in St.-Cloud, Osceola County, FL
In 2026, the USDA loan limit for St.-Cloud in the county of Osceola, FL, is $285,000, whereas for a single-family home, the FHA limit stands at $356,362.
Utilize the Lendersa® USDA loan calculator to analyze today's optimal USDA versus FHA rates, understanding the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to aid your decision on the best program suited to your financial situation in .
2026 Loan Limits and Down Payment Requirements in St.-Cloud, Osceola, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Cloud, FL
Lendersa® aims to connect you with the best USDA or FHA loan quickly, free of hassle. Choose one of three starting points to align with appropriate lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans necessitate no down payment.
NCPD Federal Credit Union is dedicated to providing superior financial services to those in Nassau County law enforcement and their families. We aim to help them reach their life’s goals by offering high dividend rates on savings and low interest rates on loans. Our array of products and services will give our membership a positive experience.
225 Executive Drive, Suite 410, Plainview, NY, 11803
Mortgage Wealth Advisors, Inc. is a concierge mortgage brokerage, arranging mortgage financing for clients throughout New York and Florida. We offer a wide range of loan products through an expansive network of lenders. We match the right loan to the needs of our borrowers, with competitive rates that satisfy even the most discerning clients.
1670 Old Country Road, Suite 220, Plainview, NY, 11803
Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration
SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.
6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
Recap Home Loans was founded February 2021 in Dallas, TX. The company was founded with the goal of creating a new mortgage product that utilizes a borrowers cryptocurrency investments as additional collateral for a 100% financing loan product to purchase real estate. Recap Home Loans is a full-service, first mortgage lending platform.
At Imagine Lending we provide our customers with the best rates and the best service.
We offer mortgage refinance loans, home purchase loans, and home equity loans. We also specialize in loans for people with bad credit and can offer free credit repair.
And we are a discount lender, which means we close a high volume of loans.
Tatom Lending is a Mortgage Brokerage firm with an emphasis on educating, empowering, and protecting homeowners, home loan borrowers, and home buyers. We offer honest solutions to the lending process with the utmost respect for integrity and our client's financial goals. We work for you; and our existence depends on your success.
8350 North Central Expressway, Suite 1900, Dallas, TX, 75206
BobMortgage clients are entitled to a better experience than the industry provides and I'm committed to delivering it. I have been blessed to have provided financing to over 25, 000 families for over 5 billion in loan volume. Providing financing to all those families, give my new clients the benefit of working with one of the nation's.
81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.
