USDA Vs. FHA Pro and Con comparison in Kissimmee, Osceola County, FL

In the year 2025, the USDA loan limit for Kissimmee in Osceola county, FL, is established at $336,500, whereas for a single-family home, the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate current top USDA versus FHA rates, while determining the necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, you'll get a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Kissimmee, Osceola County, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Kissimmee, FL

At Lendersa®, we aim to swiftly match you with the most advantageous USDA or FHA loan without hassle. Opt for one of three pathways to connect with matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in FL

The USDA home loan is a government-backed mortgage provided through the Department of Agriculture, known also as the USDA rural development loan. It is intended specifically for rural communities. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Financial Mortgage Solutions LLC
  • 9680 Eagle Ranch Road Northwest, Unit 6, Albuquerque, NM, 87114
  • Financial Mortgage Solutions was started in the Fall of 2006, shortly before the struggles in the housing market began. We not only made it through those difficult times, we also helped hundreds of people lower their payments and buy their dream homes despite the challenging market.
  • Options Credit Union
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  • Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
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  • Our story began in 1973 when 35 Johns Manville employees gathered their funds together and started our credit union as a member-owned financial cooperative. We grew rapidly over the years, serving only employees, retirees, and family members of Johns Manville. In 1998, we expanded our membership to include other employer groups
  • Fit Lending
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  • Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
  • Complete Funding Financial Services Inc
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  • Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
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  • Bestrates Mortgage
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