USDA Loan Vs. FHA loan pro & con Southchase, Orange County, FL

In the year 2025, the USDA loan limit in Southchase, located in the county of Orange, FL, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

To accurately compare the best USDA and FHA rates available today, employ the Lendersa® USDA loan calculator. It will assist you in identifying the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows the USDA, FHA, Conforming, and VA programs side by side to help you determine which option in suits your specific financial needs.

Options for USDA and FHA Loans in Southchase, FL

The ultimate aim of Lendersa® is to offer you the most suitable USDA or FHA loan swiftly and effortlessly. You have the choice of three different starting paths that lead you to matching lenders and the USDA loan programs most relevant to your situation.

Lendersa USDA loan request process and matching outcomes

Understanding USDA Loans in FL

The USDA home loan is a type of loan that benefits from a government guarantee under the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. Such loans are strictly available for properties in rural regions. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans eliminate the need for any down payment, making them a financially advantageous option for eligible borrowers in rural communities.

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(816) 965-1400 Lender's profile and map Reviews nbkc bank 8320 Ward Parkway, Kansas City, MO, 64114 At nbkc, we’re making banking what it should be: simple, transparent, and free. And we’re doing it across all of our services — checkings, savings, business accounts, loans, and more. Simply said, what you see is what you get. No bank fees. No fine print. No asterisks. Just great customer service, awesome rates.
(816) 448-2004 Lender's profile and map Reviews King of Kash 8304 Wornall Road, Kansas City, MO, 64114 "King of Kash is a financial services company specializing in installment loans and based in Kansas City, Missouri. The company was founded in 1978 and has since grown beyond Missouri to serve customers in multiple states. King of Kash provides more affordable installment loans than many banks, payday, or title loan companies,"
(816) 467-4800 Lender's profile and map Reviews Your Mortgage Planner 7420 Wornall, Kansas City, MO, 64114 Your Mortgage are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
816 249 1001 Lender's profile and map Reviews North Oak Investment, LLC 9233 Ward Parkway Suite 220, Kansas City, MO, 64114 We specialize in funding both easy and hard-to-finance residential rehab projects in the Kansas City Metro area. What sets us apart from our competitors is our unique approach of funding the “deal” rather than the individual. We’ve been in the rehab lending business since 1972, and because of that, our clients know they can depend on us to understa
(816) 325-6900 Lender's profile and map Reviews United Consumers Credit Union 1111 E 23rd Street, Independence, MO, 64050 Since 1941, United Consumers has been providing its members with an alternative to increasingly expensive banking services. The credit union is a not-for-profit financial institution owned by the members who join. Benefits of membership include lower rates on loans, higher rates on investments
(816) 463-2760 Lender's profile and map Reviews Square One Realty & Property Solutions LLC 800 West Maple Avenue, Independence, MO, 64050 Square One Solutions is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
(518) 234-4397 Lender's profile and map Reviews Bank of Richmondville 857 East Main Street, Richmondville, NY, 12149 The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York. In the fall of 1893, through the efforts of William Lewis and A.D. Frasier, the Bank of Richmondville was organized
(913) 592-3326 Lender's profile and map Reviews The State Bank of Spring Hill 201 South Webster Street, Spring Hill, KS, 66083 Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years. We offer our customers old-time values mixed with progressive, automated banking services.
(660) 951-8432 Lender's profile and map Reviews farmbank 701 North Pearl Street, Milan, MO, 63556 farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.
(563) 243-4121 Lender's profile and map Reviews 1st Gateway Credit Union 2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730 Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.
(913) 458-2739 Lender's profile and map Reviews B&V Credit Union 11401 Lamar Avenue, Overland Park, KS, 66211 Our Credit Union was established in 1954 for the purpose of providing convenient, high quality, personalized financial services that are responsive to the needs of our members. B&V Credit Union is a separate entity from Black & Veatch Corp. While Black & Veatch is a valued sponsor of B&V Credit Union.
(816) 694-0240 Lender's profile and map Reviews Ed Baldwin Home Loans 3401 College Blvd, Suite 220, Leawood, KS, 66211 Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.