FHA Vs. USDA loan program for Southchase, Orange County, Florida

In the year 2025, the USDA loan limit in Southchase, located in the county of Orange, FL, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

To accurately compare the best USDA and FHA rates available today, employ the Lendersa® USDA loan calculator. It will assist you in identifying the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows the USDA, FHA, Conforming, and VA programs side by side to help you determine which option in suits your specific financial needs.

Options for USDA and FHA Loans in Southchase, FL

The ultimate aim of Lendersa® is to offer you the most suitable USDA or FHA loan swiftly and effortlessly. You have the choice of three different starting paths that lead you to matching lenders and the USDA loan programs most relevant to your situation.

Lendersa USDA loan request process and matching outcomes

Understanding USDA Loans in FL

The USDA home loan is a type of loan that benefits from a government guarantee under the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. Such loans are strictly available for properties in rural regions. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans eliminate the need for any down payment, making them a financially advantageous option for eligible borrowers in rural communities.

Get top 10
USDA LENDERS
customized to yout needes

(919) 244-5656 Lender's profile and map Reviews Pathway Mortgage Group 140 Preston Executive Dr, Suite 205D, Cary, NC, 27513 Pathway Mortgage Group is a nationally recognized, locally owned independent mortgage broker in Cary, NC, serving North Carolina consumers exclusively. Pathway is proud to offer very competitive rates from the best wholesale lenders in the country. Competition, combined with our elite experience and execution.
(256) 534-2423 Lender's profile and map Reviews North Alabama Educators Credit Union 2309 Whitesburg Drive South, Huntsville, AL, 35801 NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
(256) 692-8700 Lender's profile and map Reviews Merit Bank 659 Gallatin Street SW, Huntsville, AL, 35801 At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name. To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.
(256) 535-1045 Lender's profile and map Reviews Bryant Bank 320 Pelham Ave SW, Huntsville, AL, 35801 Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.
(256) 652-6325 Lender's profile and map Reviews VA Mortgage Alabama 3350 L and N Drive, Huntsville, AL, 35801 Whether you are refinancing or purchasing a home, VA mortgage Alabama can save you thousands! We do this by receiving fixed compensation from our lenders (compensation that is not driven by interest rates). This allows us in most cases to eliminate origination fees and absorb 3rd party fees by giving back the market premium.
(256) 319-3600 Lender's profile and map Reviews Progress Bank 201 Williams Avenue, Huntsville, AL, 35801 At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
(888) 425-0105 Lender's profile and map Reviews 1st Family Mortgage Company 900-A Merchants Walk SW, Huntsville, AL, 35801 The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(256) 337-3700 Lender's profile and map Reviews Lawhorn & Associates Mortgage Company, Inc 100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801 "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing. We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"
(256) 562-1000 Lender's profile and map Reviews Southern Fidelity Mortgage Group of Huntsville 3350 L and N Drive SW, Huntsville, AL, 35801 Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.
(256) 705-0985 Lender's profile and map Reviews Redmond Lending Group, LLC 228 Holmes Ave NE, 5th Floor, Huntsville, AL, 35801 "Redmond Lending Group is a one stop shop for all your home & business loan needs. From purchasing your first home, buying investment property, or acquiring a new business. RLG wants to help. To provide the lowest rates and fees in our community; to save our clients the most money possible. Cutting out all the red tape and hassle,"
(504) 394-5574 Lender's profile and map Reviews NAS JRB Credit Union 400 Russell Avenue, Building 509, New Orleans, LA, 70143 NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.
(504) 617-4040 Lender's profile and map Reviews Mortgage Lending Enterprises, LLC 1508 Flamingo Road, Gretna, LA, 70056 At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!