USDA Vs. FHA Pro and Con comparison in Meadow-Woods, Orange County, FL

In 2026, the USDA loan limit for Meadow-Woods in Orange County, FL is set at $285,000; meanwhile, the FHA limit for a single-family home is $356,362.

Check out the Lendersa® USDA loan calculator to compare top USDA and FHA rates available today. Find out the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you make the best choice for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Meadow-Woods, Orange, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Meadow-Woods, FL

Lendersa® is committed to providing you with the best USDA or FHA loans efficiently and conveniently. Start with one of three options, leading to matching lenders and USDA loan programs that fit your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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