USDA Vs. FHA your options comparison in Casselberry, Seminole County, FL

As of 2025, the USDA loan cap in Casselberry, located in Seminole county, FL, stands at $336,500. On the other hand, the FHA loan limit for single-family residences is $472,030.

By using the Lendersa® USDA loan calculator, you can effortlessly compare current USDA and FHA rates, helping you figure out the necessary income, credit score, reserves, and documentation to be eligible. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs side-by-side, enabling you to identify the most suitable option for your unique financial situation in .

Explore loan options from a pool of 100 lenders

2025 loan ceilings and downpayment guidelines in Casselberry, Seminole county, FL

Loan Category Maximum Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA loan offerings in Casselberry, FL

The mission of Lendersa® is to secure the most favorable USDA or FHA loans for you swiftly and with ease. Choose from three fundamental paths, each designed to match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in FL

A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ethics Mortgage LLC
  • 633 Ne 167th St, Suite 1019, North Miami Beach, FL, 33162
  • ETHICS MORTGAGE is a full-service mortgage company serving the entire state of Florida with expertise in every area of home mortgage lending from purchase to refinance to construction lending. We offer the best mortgage rates in Florida. A decision to purchase a home can be stressful. Buying a home is a big step.
  • Hard Money Lenders IO | Private Loans Lender | Florida
  • 15805 Biscayne Blvd, North Miami Beach, FL, 33160
  • HARD MONEY LENDERS IO IS A PRIVATE LENDING COMPANY LOCATED IN MIAMI, FLORIDA GIVING LOANS TO REAL ESTATE INVESTORS AND ENTREPRENEURS. WE SPECIALIZE IN OFFERING LOANS TO PROFESSIONAL REAL ESTATE INVESTORS FOR THEIR NON-OWNER OCCUPIED REAL ESTATE INVESTMENT. WE OFFER TAILOR-MADE LOANS TO SUIT YOUR SPECIFIC NEEDS.
  • Mister Loans
  • 3323 NE 163rd St STE 404, North Miami Beach, FL, 33160
  • Mister Loans recognizes the struggle many faces in acquiring fair, honest home mortgage loans. That’s why we aim to exceed expectations We strive above all else to simplify the loan application process and help our partners achieve their goals through fair and competitive mortgage financing options.
  • Hard Money Company
  • 18205 Biscayne Boulevard, Suite #2226, North Miami Beach, VA, 33160
  • The HardMoney Company has grown to a $100 mm company. Large in capacity, but offering loans of all sized ($50k - $5mm). Your loan -- large or small -- will be handled by senior executives and company owners. The founders, Gus Goldsmith & Jerry Bouchard, partners for over 25 years, have participated in several entrepreneurial ventures since 1988.
  • New Wave Loans
  • 3323 NE 163 STREET, #PH704, North Miami Beach, FL, 33160
  • New Wave Loans is Florida's largest private lender, specializing in fast and transparent closings on $1MM-$30MM loans. NMLS# 994227. Servicing both domestic investors and foreign nationals, New Wave Loans provides quality financing with a focus on speed, confidentiality, and white-glove service. We are a direct lender of our own capital, giving us
  • Compass Financial Federal Credit Union
  • 9960 NW 116 Way, Suite 5-6, Miami, FL, 33178
  • Compass Financial Federal Credit Union was founded 1936 and is South Florida's oldest credit union. We offer our members a wide range of services from free checking to low interest loans. We are rated Excellent by BauerFinancial, the nation’s leading bank and credit union rating and research firm.
  • PNC Private Capital
  • 7585 Northwest 113th Path, Doral, FL, 33178
  • PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
  • Guardian Capital Lenders LLC
  • 10305 North West 41st street, Suite 212, Miami, FL, 33178
  • Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
  • Expert Mortgage Group Inc
  • 9600 NW 38th Street Suite 211, Miami, FL, 33178
  • Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
  • TNC Mortgage Corp
  • 1125 NE 125th street, Suite 250, North Miami, FL, 33161
  • TNC Mortgage Corporation specilizes in individual, one on one service. We believe every loan scenario is unique and deserves the personal attention of our mortgage loan origination team, that is why you will not find any standard loan parameters or interest rate calculators on our website.
  • Top Class Mortgage, Inc
  • 1125 NE 125 Street suite 300-8, Miami, FL, 33161
  • Top Class Mortgage Inc is a professional mortgage lending and brokering firm. We offer a wide range of loan options and mortgage services to homebuyers, investors and builders. We are license in Florida and Georgia, and we speak English and Creole. Your wealth fare and satisfaction are our priority.