USDA Vs. FHA Pro and Con comparison in Casselberry, Seminole County, FL

As of 2025, the USDA loan cap in Casselberry, located in Seminole county, FL, stands at $336,500. On the other hand, the FHA loan limit for single-family residences is $472,030.

By using the Lendersa® USDA loan calculator, you can effortlessly compare current USDA and FHA rates, helping you figure out the necessary income, credit score, reserves, and documentation to be eligible. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs side-by-side, enabling you to identify the most suitable option for your unique financial situation in .

Explore loan options from a pool of 100 lenders

2025 loan ceilings and downpayment guidelines in Casselberry, Seminole county, FL

Loan Category Maximum Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA loan offerings in Casselberry, FL

The mission of Lendersa® is to secure the most favorable USDA or FHA loans for you swiftly and with ease. Choose from three fundamental paths, each designed to match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in FL

A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bankers Mortgage
  • 17100 N. May Ave, Edmond, OK, 73012
  • Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years. Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)
  • Peoples Bank & Trust Co.
  • 2400 NW 178th St, Edmond, OK, 73012
  • Peoples Bank & Trust Co. was begun in 1906 by M.H. Barrett Sr. in Ryan, Oklahoma. Now, over 100 years later, the Bank is still owned and operated by the Barrett family. The Bank is owned by Kay Barrett Branson and her son Ben Branson who also serves as the President, CEO, and Chairman of the Board.
  • Accutrust Mortgage Inc
  • 1107 Pleasant Street, Fall River, MA, 02723
  • Accutrust Mortgage Inc. is comprised of the area's most knowledgeable and caring mortgage professionals. We have helped thousands of families in New England realize their dream of home ownership. Since our inception in 2004, we have arranged $2, 406, 051, 922.00 in mortgage loans while serving 10, 781 families.
  • Martha's Vineyard Mortgage Company LLC
  • 107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
  • Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
  • PGE Federal Credit Union
  • 179 West River Street, Providence, RI, 02904
  • The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
  • Otoe-Missouria Federal Credit Union
  • 7480 Highway 177, Suite A, Red Rock, OK, 74651
  • It is our mission to provide financial products, services, and education tailored to meet the unique needs of the Otoe-Missouria Tribe of Indians, its employees, and its businesses. When you join Otoe-Missouria Federal Credit Union, you become part of our family. We’re dedicated to supporting you and your financial goals.
  • Navigant Credit Union
  • 1005 Douglas Pike, Smithfield, RI, 02917
  • From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
  • The First National Bank and Trust Co.
  • 302 W Chickasha Ave, Chickasha, OK, 73018
  • At First National Bank & Trust Co. We have expertise in the widest range of banking services you’ll find in the area — Treasury Management, Trust Services, the full array of lobby and digital-platform banking services, and more. Best of all, we are your neighbors. Our bankers live and work near each of our 12 banking centers.
  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
  • St. Dominic's Federal Credit Union
  • 1723 Grand Army of the Republic Highway, Swansea, MA, 02777
  • St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
  • BayCoast Mortgage Company, LLC
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .