USDA Loan Vs. FHA loan for Winter-Springs, FL [Seminole County Rates 2023]

In 2025, USDA loan limit in Winter-Springs, county of Seminole, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Winter-Springs, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(361) 288-4633 984 miles Lender's profile and map Reviews Third Coast Home Loans, LLC 5337 Yorktown Blvd, Suite 303, Corpus Christi, TX, 78413 Third Coast Home Loans, LLC is committed to helping you find the right mortgage product for your residential purchase, refinance, or permanent-to-construction financing. Our mission is simple: To present the best possible real estate advice and mortgage solutions by maintaining our commitment to quality loan files and outstanding customer service.
(708) 366-4700 984 miles Lender's profile and map Reviews Byline Bank 7751 Lake St, River Forest, IL, 60305 Byline Bank is a full-service commercial bank with nearly $6.5 billion in assets, serving small businesses, mid-market companies, and consumers. Operating over 40 branch locations throughout the Chicago and Milwaukee metro areas, Byline’s been a community partner in its neighborhoods for over 100 years
(630) 618-4235 984 miles Lender's profile and map Reviews The Hill Mortgage Company 75 Executive Drive, Suite 117, Aurora, IL, 60504 The Hill Mortgage Company We have been providing easy access to affordable mortgage loans. The prospect of owning a Home lights up a million emotions in you – a deep sense of fulfilment, security for the entire family and an overwhelming feeling of relief and happiness for a place where you can spend delightful moments with your loved ones.
(331) 226-0550 984 miles Lender's profile and map Reviews Shamrock Mortgage Inc 1723 Simms Street, Suite 201, Aurora, IL, 60504 Ryan Carrigan is the founder of mortgage company Ryan has earned his clients' trust with honest and direct communication through every step of the financing process. He and his team handle the details that typically stress borrowers when they work with large mortgage lenders. Whether your credit is ideal or less than average.
(312) 738-6000 984 miles Lender's profile and map Reviews The Federal Savings Bank 4120 W Diversey Ave, Suite C501, Chicago, IL, 60639 Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings.
(716) 826-6427 984 miles Lender's profile and map Reviews Greater Woodlawn Federal Credit Union 3811 Lake Shore Road, Suite S, Blasdell, NY, 14219 The Greater Woodlawn Federal Credit Union is truly unique. We are a not-for-profit, member-owned, and operated financial institution whose main purpose is to satisfy the financial needs of our members. Unlike banks that are profit-driven, our not-for-profit status allows us to return excess earnings to our members in the form of lower interest rate
(708) 649-6400 984 miles Lender's profile and map Reviews Central Credit Union 1001 Mannheim Road, Bellwood, IL, 60104 Since 1936, Central Credit Union has been a trusted, not-for-profit resource for financial services, education and advice. Because we're member owned, If you're looking for a safe, secure local alternative to your bank in the greater Chicago area, it's time to bring your business to Central Credit Union.
(817) 482-6040 985 miles Lender's profile and map Reviews Compass Lending Group LLC 303 Covington Way, Colleyville, TX, 76034 We are a full-service mortgage company headquartered in Southlake, Texas. We specialize in every form of Real Estate financing. From your own home, investments properties as well as commercial financing. We also serve multiple states. Whether you are buying a home, relocating to a new area or refinancing,
(214) 460-2224 985 miles Lender's profile and map Reviews VIP Mortgage Inc. 92 Piazza Lane Ste. 100, Colleyville, TX, 76034 VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services
(773) 935-8829 985 miles Lender's profile and map Reviews Lakeside Mortgage 3025 N. Western Avenue, Suite 102, Chicago, IL, 60618 At Lakeside Our Vision is… To be known as the most Professional and Ethical mortgage company in the Chicago land area. We have but One Mission… We choose to focus on our customers and their needs – One Relationship at a Time. It has made us who we are today and will carry us securely into the future.
(312) 620-1100 985 miles Lender's profile and map Reviews Continuum Capital Funding 4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618 Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.