USDA VS FHA in Goldenrod, Seminole County, FL

For 2026, the USDA loan limit in Goldenrod, Seminole county, FL is set at $336,500, whereas the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. You can also identify the necessary income, credit level, reserves, and documents needed to qualify. With our comprehensive mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA loans to help decide which option in best suits your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Goldenrod, Seminole, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Goldenrod, FL

Lendersa® aims to provide you with the best USDA or FHA loan swiftly and effortlessly. Choose one of three starting points to find matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, guaranteed by the U.S. Department of Agriculture (known as the USDA rural development loan or USDA mortgage), is only available in rural areas. In contrast to FHA loans which require a 3.5% minimum down payment, the USDA loan requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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