USDA VS FHA in Citrus-Hills, Citrus County, FL

For 2025, the USDA loan limit in Citrus-Hills, within Citrus county, FL is $285,000. Meanwhile, the FHA limit for single-family homes is $356,362.

Use the Lendersa® USDA loan calculator to compare the leading USDA against FHA rates today. Assess the income, credit, reserves, and document requirements needed for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in aligns best with your financial needs.

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2025 Loan Limits and Downpayment Information in Citrus-Hills, Citrus, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Citrus-Hills, FL

At Lendersa®, our objective is to swiftly connect you with the most suitable USDA or FHA loans, all without hassle. Choose from three starting points that guide you to the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What are USDA Loans in FL?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively offered in rural areas. While FHA loans require a minimum 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Capital Financial Group, Inc.
  • 846 South Main Street, Bountiful, UT, 84010
  • "We are CFG Home Loans - the mortgage division of Capital Financial Group. A western regional mortgage company providing solutions for our clients with quality, customized home mortgage financing for life. Over 20 Years of Specializing in mortgages in Utah Provides the highest level of client service."
  • Utah Mortgage Resource LLC
  • 2941 South 100 West, Bountiful, UT, 84010
  • Utah Mortgage Resource Being a mortgage broker means having access to wholesale lender rates, and a huge variety of mortgage loan products. Being a good mortgage loan officer means knowing the guidelines, and how to insure the best odds for an approval. broker means having access to wholesale lender rates, and a huge variety of mortgage loan pro.
  • Utah Mortgage
  • 1525 North Main Street, Suite 100, Bountiful, UT, 84010
  • Utah Mortgage was formed in 2015, but our experience extends to over 30 years. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we’re able to cut costs & time spent on the mortgage process. We invest in technology, research, home-owner support and great design.
  • American Title Loans
  • 3355 S State St, Salt Lake City, UT, 84115
  • At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
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  • 37 West 1700 South, Salt Lake City, UT, 84115
  • TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County. TransWest Credit Union is a not-for-profit organization.
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  • 1865 S Main Street, Suite 2, Salt Lake City, UT, 84115
  • Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit. From the beginning our credit union philosophy was “people helping people”, and remains the same today.
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  • 124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
  • Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups: Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah Full-time or part-time employee of a fire departm
  • Loans for Less
  • 3396 S 300 W, Salt Lake City, UT, 84115
  • We specialize in getting you get the cash you need, when you need it. You can borrow up to $2, 500 on a personal or signature loan today without all the hassle of a bank or credit union. Loans For Less has been helping folks in Utah for over 19 years now, and we take a lot of satisfaction knowing we’ve helped many Utah families and individuals
  • SecurityNational Mortgage Company
  • 5300 South 360 West, Salt Lake City, UT, 84123
  • SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.