USDA Vs. FHA Pro and Con comparison in Citrus-Hills, Citrus County, FL

For 2026, the USDA loan limit in Citrus-Hills, within Citrus county, FL is $285,000. Meanwhile, the FHA limit for single-family homes is $356,362.

Use the Lendersa® USDA loan calculator to compare the leading USDA against FHA rates today. Assess the income, credit, reserves, and document requirements needed for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in aligns best with your financial needs.

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2026 Loan Limits and Downpayment Information in Citrus-Hills, Citrus, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Citrus-Hills, FL

At Lendersa®, our objective is to swiftly connect you with the most suitable USDA or FHA loans, all without hassle. Choose from three starting points that guide you to the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What are USDA Loans in FL?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively offered in rural areas. While FHA loans require a minimum 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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