USDA VS FHA in Homosassa-Springs, Citrus County, FL
In 2025, the USDA loan limit for Homosassa-Springs, which is in Citrus county, FL, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today. Calculate the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in Alabama is ideal for your specific financial scenario.
Loan Limits and Downpayment Requirements for 2025 in Homosassa-Springs, Citrus County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Homosassa-Springs, FL
Lendersa® strives to offer you the optimal USDA or FHA loan swiftly and smoothly. Choose one of three initial pathways to align with suitable lenders and USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural communities. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Our Mission is to be the primary financial institution within our field of membership. We will provide quality financial products & services to our members. Our goal is to offer value to our membership in loan rates, deposit rates, products, and exceptional member service. We will strive to provide a challenging work environment for our employees.
5401 East Lake Blvd, Building 630, Birmingham, AL, 35217
ANG Federal Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe!
First State Bank is here to serve all of your financial needs. Our mission is to be a strong independent community bank that provides excellent customer service in an employee friendly environment while striving to maintain stable growth and maximizing earnings and shareholder value.
Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.
SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits
SPC Credit Union is a full-service, member-owned, not-for-profit financial institution headquartered in Hartsville, South Carolina. We are proud to have served this region for more than 70 years. A firm commitment to our mission of "Compassion. Connection. Community." has led us to be rated.
The Bank of Wiggins opened on December 4, 1916, after the former Peoples Bank in Wiggins was liquidated. According to an article in the Stone County Enterprise, December 1, 1966, Murphy Cooper arrived in Wiggins on the night of December 3, 1916, by train with the necessary cash with which to open the bank.
