USDA Vs. FHA your options comparison in Homosassa-Springs, Citrus County, FL
In 2025, the USDA loan limit for Homosassa-Springs, which is in Citrus county, FL, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today. Calculate the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in Alabama is ideal for your specific financial scenario.
Loan Limits and Downpayment Requirements for 2025 in Homosassa-Springs, Citrus County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Homosassa-Springs, FL
Lendersa® strives to offer you the optimal USDA or FHA loan swiftly and smoothly. Choose one of three initial pathways to align with suitable lenders and USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural communities. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
We are a family-owned, community bank that provides both personal and business banking services. With rich local connections, PSB has been serving the area since 1950 and continues to serve Princeville, Peoria and surrounding communities with our core values of service, commitment and trust.
11500 Bee Caves Road, Suite 150, Austin, TX, 78738
Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.
Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.
Home Financing Direct offers the absolute best mortgage interest rates and lowest fees in the industry. In addition, we make the loan process easy and stress free for our customers by using the latest technology and providing world class service. Get your free personalized rate quote today
Charter Lending has been offering lower mortgage rates with superior service in Austin for over 10 years. You always get complete and accurate rates and fees with no cost or obligation. You don’t have to fill out a lot of forms. We value the successful self employed and/or sophisticated borrower.
Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
The bank was opened in 1963 with the name First National Bank of Turley, by a group of investors that included John Smith. Mr. Smith saw the need in the community to have a local bank & 50 years later, the Smith family continues to serve the local community. In 1991, the bank became a state charter bank & changed its name to First Bank of Turley.
Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.
