USDA Vs. FHA your options comparison in Homosassa-Springs, Citrus County, FL
In 2026, the USDA loan limit for Homosassa-Springs, which is in Citrus county, FL, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today. Calculate the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in Alabama is ideal for your specific financial scenario.
Loan Limits and Downpayment Requirements for 2026 in Homosassa-Springs, Citrus County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Homosassa-Springs, FL
Lendersa® strives to offer you the optimal USDA or FHA loan swiftly and smoothly. Choose one of three initial pathways to align with suitable lenders and USDA loan programs.
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