In 2025, the USDA loan limit in Beverly-Hills, situated in Citrus county, FL, is set at $285,000. In contrast, the FHA loan limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Determine the necessary income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the best scheme in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure the best USDA or FHA loan efficiently and quickly. Select one of three starting options designed to match you with lenders and USDA loan arrangements.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is specifically for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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