USDA Loan Vs. FHA loan for Beverly-Hills, FL 2025

In 2025, the USDA loan limit in Beverly-Hills, situated in Citrus county, FL, is set at $285,000. In contrast, the FHA loan limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Determine the necessary income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the best scheme in for your financial planning.

Exploring USDA and FHA Loan Programs in Beverly-Hills, FL

Lendersa® aims to secure the best USDA or FHA loan efficiently and quickly. Select one of three starting options designed to match you with lenders and USDA loan arrangements.

Lendersa USDA loan request and matching results

Defining the USDA Loan in FL

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is specifically for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

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(866) 722-2171 Lender's profile and map Reviews Allegiance Home Lending 11815 Fountain Way, Suite 300, Office 364, Newport News, VA, 23606 At Allegiance Home Lending, our mission is to provide our clients with high-quality mortgage brokerage services, serving them with honesty and integrity. We strive to make the process easier by educating and handholding them each step of the way. We focus on obtaining the lowest rates
(757) 645-9596 Lender's profile and map Reviews MMMT Mortgage 11815 Fountain Way, Suite 300, Newport News, VA, 23606 MMMT Mortgage is a premier mortgage company that has been serving home buyers in Virginia and Maryland since 2006. I am a licensed and experienced loan officer with wide-ranging trade expertise and a lifelong passion for assisting people in need. As your mortgage broker, I promise to use my skills, products, and network to serve you.
(757) 337-3287 Lender's profile and map Reviews M&M Mortgage Team 742 Thimble Shoals Boulevard, Suite A, Newport News, VA, 23606 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(757) 769-7169 Lender's profile and map Reviews Old Point National Bank 11780 Jefferson Ave, Suite C, Newport News, VA, 23606 Old Point is a family of organizations designed to meet all of your financial needs. Their employees live, work, and shop in the footprint in which they serve, and they pride themselves on creating a better community every day. Visit OldPoint.com to discover Old Point National Bank, Old Point Trust, Old Point Mortgage, and Old Point Insurance.
(757) 873-1287 Lender's profile and map Reviews Johnson Mortgage Co LLC 739 Thimble Shoals Blvd, Suite 507, Newport News, VA, 23606 Johnson Mortgage Company We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you
(757) 771-6640 Lender's profile and map Reviews Garrett Mortgage 11864 Canon Boulevard, Suite 103B, Newport News, VA, 23606 For over 30 years, garrett Realty Partners have been realty experts in Hampton Roads because of their knowledge of the area, the innovations they've made in the real estate industry, their passion for helping people and the opportunities they provide to their clients and their agents.
(804) 521-2525 Lender's profile and map Reviews Dominion Energy Credit Union 1100 Boulders Parkway, Suite 601, Richmond, VA, 23225 Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
(804) 323-6800 Lender's profile and map Reviews Virginia Credit Union 7500 Boulder View Drive, Richmond, VA, 23225 Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.
(804) 521-2673 Lender's profile and map Reviews KORE Mortgage LLC 7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225 Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(318) 352-8141 Lender's profile and map Reviews Exchange Bank 700 Front Street, Natchitoches, LA, 71457 Exchange Bank, we have a very strong commitment to our community. We offer unsecured, secured, vehicle and other personal loans, and work with you to create terms that best meet your needs and at very competitive rates. We are locally owned and locally staffed – decisions about your loan request will be made right here, in a timely manner.
(318) 352-4416 Lender's profile and map Reviews City Bank & Trust Co. 146 Rue St. Denis, Natchitoches, LA, 71457 City Bank was established in Natchitoches in 1933 and has been an integral part of this historic community for over 85 years. The City Bank family constantly strives for excellence and we pride ourselves on the personal services we offer to all of our customers. As a City Bank customer, you will benefit from a full range of services.