In the year 2025, the USDA loan limit for Sugarmill-Woods, positioned in Citrus county of FL, is set at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator for a side-by-side comparison of today's best USDA and FHA rates, helping ascertain the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the most fitting option for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Sugarmill-Woods, County of Citrus, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Solutions in Sugarmill-Woods, FL
Lendersa® is dedicated to obtaining the best USDA or FHA loan promptly and effortlessly. Select one of three initial strategies connecting you with lenders and the most beneficial USDA loan programs.
The USDA home loan is guaranteed by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is offered exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages are available with no down payment, providing greater accessibility to potential buyers.
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It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time.
With a mission of improving the lives of members and the communities we serve.
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