USDA Vs. FHA Pro and Con comparison in Cocoa-Beach, Brevard County, FL

In 2024, USDA loan limit in Cocoa-Beach, county of Brevard, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Cocoa-Beach, county of Brevard, FL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Cocoa-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Omni Lending LLC
  • 2620 Regatta Drive, Suite 102, Las Vegas, NV, 89128
  • Exceptional customer service is the number one job for our company. The Omni Lending team was built with you as our focus. Our mission is to serve our customers with honesty integrity & expertise. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Capline Mortgage LLC
  • 7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
  • "I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada. My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."
  • Colvert Capital Funding
  • 10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
  • Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
  • Town & Country Bank
  • 8620 W Tropicana Ave., Las Vegas, NV, 89147
  • Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
  • PIF Lending
  • 4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
  • Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
  • Superior Mortgage Lending
  • 8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
  • Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
  • Nevada State Bank | The Lakes Branch
  • 8260 W Sahara Ave, Las Vegas, NV, 89117
  • Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.
  • Noble Home Loans
  • 7830 West Sahara Ave, Las Vegas, NV, 89117
  • Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.
  • Streamline Home Loans
  • 3030 S Durango Drive, Suite B, Las Vegas, NV, 89117
  • Our mission is to provide an unparalleled experience for our customers by utilizing our innovative technology, premier customer service, and a wide range of loan products in order to be efficient in your loan process. We strive to provide this level of service all while offering a competitive interest rate.
  • Dara Capital Group
  • 8084 West Sahara, Suite A, Las Vegas, NV, 89117
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Arena LLC
  • 7945 W. Sahara Ave, Suite 202, Las Vegas, NV, 89117
  • Lending Arena has a large variety of loan programs and financing options for borrowers which include conventional, FHA, VA, jumbo, stated/alternative income, commercial, and private. Our diverse programs allow us to have a loan program to fit just about everyone need, and our team of professionals are dedicated to customer
  • Valley West Mortgage
  • 8010 W. Sahara Ave. Suite #140, Las Vegas, NV, 89117
  • Valley West Mortgage is a privately held mortgage company founded, and based in the entertainment capital of the world, Las Vegas, Nevada. Our operations extend into all of the following states, we are continuously expanding our brand and gaining market share: Alabama, Arizona, California, Colorado, DC, Florida etc..