USDA and FHA Pro and Con in Cocoa-West, Brevard County, FL
In the year 2025, the USDA loan cap in Cocoa-West, located in Brevard county, FL, is $285,000. For a single-family home, the FHA limit is $356,362.
To assess today's top USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool aids in understanding the income, credit requirements, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA loans to help you decide which option in is most suitable for your financial situation.
2025 Loan Limits and Down Payment Requirements in Cocoa-West, Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Cocoa-West, FL
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without hassle. Choose one of three initial pathways to connect with lenders and discover USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
385 Garrisonville Road, Suite 97, Stafford, VA, 22554
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.
Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
Rapides Federal Credit Union, a financial institution that offers a variety of products and services to meet your financial needs. We are dedicated to providing local service with local decision-making in the communities that we serve. The Rapides Federal Credit Union was chartered in 1958.
We prefer to keep our focus on the local community, and our relationships in the towns we serve. While we may be small in size, we are big on our neighbors. Wear a suit or overalls when you come inside, it’s all the same to us. We value face to face deals and handshakes. And we’re big on getting to know your name, your family.
