USDA Vs. FHA Pro and Con comparison in Cocoa-West, Brevard County, FL
In the year 2025, the USDA loan cap in Cocoa-West, located in Brevard county, FL, is $285,000. For a single-family home, the FHA limit is $356,362.
To assess today's top USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool aids in understanding the income, credit requirements, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA loans to help you decide which option in is most suitable for your financial situation.
2025 Loan Limits and Down Payment Requirements in Cocoa-West, Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Cocoa-West, FL
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without hassle. Choose one of three initial pathways to connect with lenders and discover USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
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Russell Country Federal Credit Union is a banking company based out of 810 1St Ave S, Great Falls, MT, US
