USDA VS FHA in Rockledge, Brevard County, FL

As of 2025, the USDA loan threshold in Rockledge, part of Brevard county in FL, is set at $336,500, whereas the FHA limit for a single-family dwelling is $472,030.

Utilize Lendersa®'s USDA loan calculator to weigh current USDA versus FHA competitive rates and to ascertain the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine the right program in for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Rockledge, Brevard, FL

Type of Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Rockledge, FL

Lendersa® is dedicated to quickly securing you the most beneficial USDA or FHA loan options without hassle. Select from three starting approaches to connect with lenders and explore USDA loan offerings.

Lendersa USDA loan matching and request results

What Defines USDA Loan in FL?

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans which mandate a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Collective Lending Group
  • 6135 NW 167 ST. #E8, Hialeah, FL, 33015
  • The Collective Lending Group has more than 20 years of experience in the real estate industry, with more than $100 million in closings. This has been possible because of the collective efforts of our well rounded team of successful bankers, brokers, and support staff of marketing experts, accounting magicians, and operation machines
  • Palermo Financial Group
  • 19790 W Dixie Hwy #1010, Miami, FL, 33180
  • Florida-based hard money lender with 25+ years of experience. We seek to make loans between $100,000 - $3,000,000 on investment properties and can typically produce a term sheet within 24 hours. We pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing dec
  • AS IS LOANS
  • 2875 NE 191 Street, Suite 500, Aventura, FL, 33180
  • AS IS LOANS is a Private Hard Money Loans | 30 Year No Doc Investor Mortgages | Asset Based Loans | Alternative Financing | Residential & Commercial Lending | Portfolio Loans | Consulting Nationwide financing for residential, mixed-use, and commercial properties. 1 - 5 year hard money loans and 30 year fixed rate no doc mortgages.
  • Banesco USA Coral Gables
  • 2980 NE 207th Street, Suite 106, Aventura, FL, 33180
  • With over a decade of experience, Banesco USA has become a reference point for banking in South Florida and Puerto Rico. As part of the ​community​ we serve​​, Banesco USA has a key role to provide support for local businesses and leave a mark of innovation and commitment in the market we serve.
  • Rok Lending
  • 19790 W. Dixie Highway, PH1, Miami, FL, 33180
  • Rok Lending is a family-operated and family-funded licensed private lender in Downtown Miami. The combination of experienced underwriting, self-funding & in-house legal counsel creates the ability to close the biggest of loans in days, not weeks. Rok Lending the opportunity to offer creative solutions to borrowers to fit their ideal wants & needs.
  • ameriloans residential mortgage
  • 20801 Biscayne Blvd, Suite 443, Miami, FL, 33180
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • The Q Kapital Group Corp
  • 18851 Northeast 29th Avenue, Suite 104A, Aventura, FL, 33180
  • "Q Kapital Group, formed by Mauricio Ordoñez and Gaston Schneider is a Boutique Mortgage Specialized in Lending to Foreign National Investing in Residential & Commercial Real Estate We lend in Florida, New York, Texas & Colorado. We can lend to Foreign Nationals up to 70% Loan To Value. Q Kapital is Located in Miami Florida"
  • LendersUSAcom Inc
  • 21666 Marigot Dr., Boca Raton, FL, 33180
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Secured Financial Mortgage Inc
  • 18851 NE 29th Avenue, Suite 700, Aventura, FL, 33180
  • We are a full-service mortgage company based in Aventura, Florida. Specializing both Onwer Occupied and Investment residential loan origiation, one-to-four unit properties, both purchase and refinance. Whether you are buying or refinancing, we can help you realize your dream of homeownership as an owner occupant or Real Estate investor.
  • Pordes Mortgage Group Inc
  • 21205 Northeast 37th Avenue, Suite 509, Miami, FL, 33180
  • Melissa Pordes founder & CEO of Pordes Mortgage Group, a licensed Mortgage Broker, has over 25 years of experience in the mortgage industry. Her experience is recognized by top real estate developers, wealth managers, accountants & realtors throughout the world. She has assisted their clients in placing over $1 billion in loans over her career.