USDA and FHA Pro and Con in Rockledge, Brevard County, FL
As of 2025, the USDA loan threshold in Rockledge, part of Brevard county in FL, is set at $336,500, whereas the FHA limit for a single-family dwelling is $472,030.
Utilize Lendersa®'s USDA loan calculator to weigh current USDA versus FHA competitive rates and to ascertain the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine the right program in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Rockledge, Brevard, FL
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Rockledge, FL
Lendersa® is dedicated to quickly securing you the most beneficial USDA or FHA loan options without hassle. Select from three starting approaches to connect with lenders and explore USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans which mandate a minimum 3.5% down payment, USDA loans require no down payment.
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Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
