USDA Vs. FHA Pro and Con comparison in Cape-Canaveral, Brevard County, FL
In 2025, the USDA loan limit for Cape-Canaveral in Brevard County, FL, stands at $285,000, whereas for a single-family home, the FHA limit is $356,362.
Utilize Lendersa®'s USDA loan calculator to compare the best current rates between USDA and FHA. Discover the income, credit, reserves, and documents necessary to qualify. Through our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA loans compared side by side to choose the ideal program for your financial needs in Alabama.
Loan Limits and Down Payment Requirements in Cape-Canaveral, Brevard, FL for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Cape-Canaveral, FL
The objective of Lendersa® is to promptly secure the best achievable USDA or FHA loan with minimal hassle. Choose from one of three starting paths to discover matching lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is accessible only in rural neighborhoods. Conversely, while FHA loans demand a minimum down payment of 3.5%, USDA loans require none.
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