USDA VS FHA in Cape-Canaveral, Brevard County, FL

In 2025, the USDA loan limit for Cape-Canaveral in Brevard County, FL, stands at $285,000, whereas for a single-family home, the FHA limit is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare the best current rates between USDA and FHA. Discover the income, credit, reserves, and documents necessary to qualify. Through our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA loans compared side by side to choose the ideal program for your financial needs in Alabama.

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Loan Limits and Down Payment Requirements in Cape-Canaveral, Brevard, FL for 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Cape-Canaveral, FL

The objective of Lendersa® is to promptly secure the best achievable USDA or FHA loan with minimal hassle. Choose from one of three starting paths to discover matching lenders and USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is accessible only in rural neighborhoods. Conversely, while FHA loans demand a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Store Co
  • 1311 S Princeton Ave, Arlington Heights, IL, 60005
  • The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • HomeSmart International, LLC
  • 3030 Salt Creek Ln, Suite 145, Arlington Heights, IL, 60005
  • In 2000 HomeSmart announced its Grand Opening with only two Agents. A reputation for advanced technologies soon followed. As a result, HomeSmart rapidly developed into the #1 Real Estate brokerage in size and sales volume in the Phoenix, Arizona area. With a commitment to its Agents and Clients, HomeSmart grew to over 8, 000 agents worldwide.
  • AAEC Credit Union
  • 1104 S. Arlington Heights Rd, Arlington Heights, IL, 60005
  • AAEC Credit Union has assets of approximately 84 million dollars. We offer a full range of financial services designed to help our members manage their money effectively.AAEC is a state chartered institution and all deposits are insured up to $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government
  • Colin Barr, Mortgage Broker
  • 2340 S Arlington Heights Rd, Arlington Heights, IL, 60005
  • Colin Barr, Mortgage We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you.
  • Tiger Financial Services Inc
  • 2025 S. Arlington Heights Rd, Suite 118, Arlington Heights, IL, 60005
  • Tiger Financial Services, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • TOWN & COUNTRY MORTGAGE SERVICES, INC.
  • 2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
  • "Established in 2003 as a partner company to Town & Country Realty. We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"
  • Genex Lending LLC
  • 1775 Lanyon Drive, Bartlett, IL, 60103
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • THE PREFERRED GROUP MORTGAGE AND CONSULTING SERVICES, INC.
  • 110 S. Oak Ave, Suite 100, Bartlett, IL, 60103
  • We are not a BIG BOX Loan Store quoting rates and closing costs based off of a computer algorithm. Here at the Preferred Group, we go to work for you. We roll up our sleeves and do the hard work, finding you the best options for your situation. Due to our experience and full-service operations, we provide in-depth knowledge, help
  • First Hudson Mortgage Company
  • 20 King Arthur Way, Hudson, NY, 12534
  • Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
  • Valley Mortgage Company Inc
  • 751 Warren Street, Front Hudson, NY, 12534
  • Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more