USDA Loan Vs. FHA loan for Cocoa, FL [Brevard County Rates 2023]

In 2024, USDA loan limit in Cocoa, county of Brevard, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cocoa, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(608) 282-7000 https://www.heartlandcu.org/ 1123 miles Lender's profile and map Reviews Heartland Credit Union 5325 High Crossing Boulevard, Madison, WI, 53718 "Heartland Credit Union is a full-service, financial cooperative based in Madison, Wisconsin with more than 21, 000 member-owners. We serve southwest Wisconsin and eastern Iowa. We have locations in Madison, Verona, DeForest, Dodgeville, Platteville and Lancaster. Please visit our website for info on all our locations."
(920) 349-3241 https://hustisfordstatebank.com/ 1123 miles Lender's profile and map Reviews Hustisford State Bank 200 South Lake Street, Hustisford, WI, 53034 The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.
(866) 385-3444 https://www.cnb1901.com/ 1123 miles Lender's profile and map Reviews The City National Bank and Trust Company of Lawton, Oklahoma 500 SW D Ave, Lawton, OK, 73502 Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.
(608) 258-5062 https://www.smacu.org/ 1123 miles Lender's profile and map Reviews St. Mary's & Affiliates Credit Union 700 South Park Street, Madison, WI, 53715 Our Mission Statement: "In the spirit of people helping people, we assist our members in achieving financial health." Our Vision Statement: To be a trusted primary financial institution offering products and services that meets the needs of our members for a lifetime. We are available to those living and/or working in Adams, Dane, Iowa, Juneau.
(608) 266-4750 https://madisoncu.com/ 1123 miles Lender's profile and map Reviews Madison Credit Union 949 E Washington Avenue, Madison, WI, 53703 Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.
(608) 250-3535 https://www.myunionfederal.com/ 1123 miles Lender's profile and map Reviews Union Federal Savings & Loan 115 W Washington Ave, Madison, WI, 53703 Union Federal was once two different Associations with similar goals. Union Federal “Where People Are Important!” First Federal where customers were “First with us.” Both Associations have had long solid history before the boards of each Association found we could serve our customers best by coming together as one Association.
(920) 564-2336 https://www.oostburgbank.com/ 1123 miles Lender's profile and map Reviews Oostburg State Bank 905 Center Avenue, Oostburg, WI, 53070 Oostburg State Bank is a Wisconsin community bank focused on the needs of local families, businesses, and farmers. At Oostburg State Bank, we provide flexible, modern banking solutions on a local level. That means you get the convenience and dependability you need from a banking institution, with the personalized service you deserve.
(608) 798-2400 https://www.sbcp.bank/ 1123 miles Lender's profile and map Reviews State Bank of Cross Plains 108 North Main Street, Verona, WI, 53593 State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.
(608) 572-7222 http://www.stampflimortgage.com 1123 miles Lender's profile and map Reviews Stampfli Mortgage, LLC 303 S. Main Street, Verona, WI, 53593 "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise. Our expert Mortgage Advisors work closely with multiple wholesale lenders."
(603) 508-6637 http://traditionalmtg.com/ 1124 miles Lender's profile and map Reviews Traditional Mortgage Inc 63 Simpson Rd, Pelham, NH, 03076 Traditional Mortgage, Inc. was founded in 2004 and is a full service mortgage company located in Pelham, New Hampshire. We offer a wide range of products including, purchases, refinancing options and debt consolidation products. We are licensed in New Hampshire, Maine and Massachusetts.