In 2025, within Cocoa, in the county of Brevard, FL, the USDA loan limit is set at $336,500, whereas the FHA limit is $472,030 for a single-family home.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most appropriate program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Cocoa, County of Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cocoa, FL
The mission of Lendersa® is to seamlessly and swiftly secure the best USDA and FHA loans for you. Choose one of three paths that will align you with potential lenders and appropriate USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture, also known as the USDA rural development loan or merely USDA mortgage, is restricted to rural neighborhoods. Unlike FHA loans that mandate a minimum of 3.5% down payment, the USDA mortgage does not require any down payment.
664 Seminole Ave NE, Suite 101, Atlanta, GA, 30307
Highland Mortgage is not only a different kind of mortgage experience, it's a different kind of mortgage company. We are employee-owned. No hedge funds. Just knowledgeable industry leaders making a difference for our clients. Our Mission is to better the lives of our clients, referrel partners and employees through transparency, simplicity.
1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue.
We have built financial relationships since 1921 –we remain committed to providing personalized service and financial solutions to meet the growing needs of an entire community. Through a legacy built on principle, we go beyond meeting needs of offering banking products and service solutions; our mission is to financially empower our customers
Georgia's Own was founded in 1934 by a group of telephone employees with an initial investment of $160. Since that time, the Credit Union has grown to be one of the largest Credit Unions in the state with assets over $2 billion and membership over 180, 000. In addition, we serve the employees of over 430 sponsor companies.
235 Peachtree St. NE, Suite 434, Atlanta, GA, 30303
At AGAP Commercial Services, where the monetary needs of your business are met through flexible financing solutions. It’s no secret that getting capital can be difficult. Low credit scores, cash flow problems, & a lack of collateral can prevent business owners from getting the funds & financing they need to succeed. That is where AGAP comes in.
Our team of capital advisors have delivered superior terms and rates for deals ranging from single family fix’n’flips to institutional grade multi-million dollar projects across the US. and also We will not only advise on your acquisition, but also identify the right lender for the specific asset class, negotiate the best terms + rate.
Gist Group LLC is a First Class Commercial Real Estate Firm. Established in 2013 in Myrtle Beach, SC. Currently owned and operated in Atlanta, GA. Gist Group LLC has been positioned as a leader in finance brokerage industry. Reviewing thousands of Business and Real Estate projects annually.
Baker Collins & CoWe produce fast, reasonable, secure real estate loans that enable investors to close quickly on residential or commercial property investments. Baker Collins private money lenders, also known as hard money lenders, issue real estate financing that avoids the time-consuming process and requirements of conventional lenders.
650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
