USDA Vs. FHA your options comparison in Cocoa, Brevard County, FL
In 2025, within Cocoa, in the county of Brevard, FL, the USDA loan limit is set at $336,500, whereas the FHA limit is $472,030 for a single-family home.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most appropriate program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Cocoa, County of Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cocoa, FL
The mission of Lendersa® is to seamlessly and swiftly secure the best USDA and FHA loans for you. Choose one of three paths that will align you with potential lenders and appropriate USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture, also known as the USDA rural development loan or merely USDA mortgage, is restricted to rural neighborhoods. Unlike FHA loans that mandate a minimum of 3.5% down payment, the USDA mortgage does not require any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
30800 Telegraph Road, Suite 2985, Bingham Farms, MI, 48334
The Rapid Mortgage Funding Team is your premier mortgage team located in Bingham Farms, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Bingham Farms area.
As a full service credit union, Community Choice offers checking and savings accounts, loans, mortgages, investment services, and more. Community Choice Credit Union started in 1935 when a few neighbors from Redford Township put five dollars in a fund from which anyone could borrow in a time of need.
Shelter Insurance Federal Credit Union was chartered by the State of Missouri in 1958 to serve its members in financial matters—to promote thrift among members by providing an opportunity to accumulate savings and a source of credit at fair and reasonable rates. The Credit Union received a federal charter in 1979,
We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
Unlock your business potential with RCR International Finance & Trade! We provide tailored commercial and corporate financial services, including CRE and construction finance, accounts receivable and purchase order financing, commercial equipment and inventory finance, bridge and hard money loans, and export trade finance. Partner with us to fuel y
30400 Telegraph Road, Suite 122, Franklin, MI, 48025
CONSTRUCTION FEDERAL CREDIT UNION Founded and chartered in September of 1974, to serve the members of the Construction Association of Michigan (CAM) and their families, we have been providing unmatched personal service ever since When you’re a member of Construction Federal Credit Union, you’re not just a customer but part-owner of your credit unio
30150 Telegraph Rd, Suite 320, Bingham Farms, MI, 48025
1st Securities Mortgage, we want to be your mortgage broker & lender for life. Our business is family owned and operated, & that means you will be treated like a partner too. We offer Conventional, FHA, VA, New Construction, Refinance, RD and Renovation Loans. we are dedicated to being responsive to all of our customers and referral partners.
The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
We provide services to persons living or working in Wayne, LaGrange, Silver Creek, Pokagon, Penn, Volinia, Marcellus, Decatur and Paw Paw townships in Cass and Van Buren counties, as well as members of their family by blood or marriage. Once a Member always a Member.The Board of Directors is made up of seven members.
