USDA Vs. FHA Pro and Con comparison in Lakeland, Polk County, FL
In 2025, the USDA loan limit in Lakeland, found in the county of Polk, FL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, identifying the income, credit requirements, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan programs, helping you determine which option in aligns best with your unique financial needs.
2025 Loan Limits and Down Payment Requirements in Lakeland, Polk, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Lakeland, FL
The primary objective of Lendersa® is to quickly and effortlessly connect you with the optimal USDA or FHA loan. Begin with one of three pathways to identify matching lenders and relevant USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and specifically intended for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands no down payment.
7659 Garden Grove Boulevard, Garden Grove, CA, 92841
OMC Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs as possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
12881 Knott Street, Suite 206, Garden Grove, CA, 92841
Dang Mortgage Team, Inc Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout California and Texas low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle
We are a California Based Mortgage Broker that rate shops for you. We find you the best deal and product and we have a transparent mortgage process. We take pride in our work and Value every borrower - our goal is to create life long relationships. Our mission is to serve our customers with honesty, integrity and competence.
Southland Mortgage Services founder of the John Rasmussen Specializing in the first-time buyer and self-employed, John has been doing business in the Orange County beach cities and all of Southern and Northern California for over 35-years. John works hard to help people realize the American dream, home ownership.
GPI’s award-winning business professional Henry Gonzales, with proven success in competitive, rapidly changing markets. Effectively combined business development, financial services expertise and sales & marketing support to improve processes and boost revenue/profit for companies in financial services. Versatile competitive professional.
Long Beach school district and city college employees. Long Beach School District Employees Federal Credit Union, as LBS Financial was originally called, was operated out of homes and a classroom at Wilson High School. The staff were mostly volunteers who wanted to help the members of their community have affordable, trusted financial options.
California International Bank, A National Banking Association
15606 Brookhurst Street, Suite C-D, Westminster, CA, 92683
Our mission is to facilitate and enhance the economic activity of the communities in which we operate and serve. We accomplish our mission by assisting our customers on which bank products and services fit their financial requirements. Loan decisions are made locally by experienced commercial bankers who have extensive lending experience.
As a local area expert with knowledge of the communities, our objective is to work diligently to assist you in meeting your real estate goals. If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call or e-mail us.
TD Lending Inc. is actively seeking new borrower and broker relationships to grow its bridge lending business. We pride ourselves on conducting business with transparency, professionalism and integrity. and TD Lending Inc. our focus is on getting you the right loan and the right terms to fit your financial situation.
We provide direct home loan solutions to all borrowers in any situations for more than 20 years. To make it convenience for your refinance or purchase loan search, we have included on this website the pre-qualified loan calculator and a short loan application that you can submit online from anywhere at any time.
ADK Bancorp Inc, we serve our California customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders.
