USDA and FHA Pro and Con in Lakeland, Polk County, FL
In 2025, the USDA loan limit in Lakeland, found in the county of Polk, FL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, identifying the income, credit requirements, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan programs, helping you determine which option in aligns best with your unique financial needs.
2025 Loan Limits and Down Payment Requirements in Lakeland, Polk, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Lakeland, FL
The primary objective of Lendersa® is to quickly and effortlessly connect you with the optimal USDA or FHA loan. Begin with one of three pathways to identify matching lenders and relevant USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and specifically intended for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands no down payment.
"Multilending Group is a Florida’s leading mortgage firm that specializes in
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We have more than 12 years of experience helping clients overseas and non-residents buy and refinance commercial and residential properties in the South Florida. Depending on your country of o
150 South East 2nd Avenue, Suite PH1, Miami, FL, 33131
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150 South East 2nd Avenue, 3rd Floor, Miami, FL, 33131
Riajan Mortgage is a mortgage company based in Miami, Florida, serving residential and business clients throughout the state of Florida. We offer array of lending programs that are designed to provide solution based financing for consumers.residential and business clients throughout the state of Florida.
We help domestic buyers & foreign investors finance real estate in the USA. Not just do we accompany you throughout the whole process, we also provide you the best interest rate and set all the paperwork for approval purposes. We understand each loan process is unique. We work with various institutions in order to ensure each loan is well matched.
1000 Brickell Avenue, Suite 1108, Miami, FL, 33131
Ruulio Mortgage we make each one of our clients part of the family and treat them like it ! With our combined mortgage experience and great customer service, we are the partner you need while dealing with most likely your largest asset. At Ruulio Mortgage we pride ourselves on transparency, best cost and unsurpassed customer service.
We are a private lender for residential, commercial properties, and land for development. We have the ability to finance transactions in a quick and flexible manner using our own criteria to assess the value of the properties we seek to finance. We offer faster, reliable, and more flexible mortgage solutions to address the unique needs.
iFinance Florida Is The Premier Mortgage Company From The Florida Keys To The Palm Beaches. We specialize in a variety of loans. While we focus on residential loans for both domestic & foreign national buyers, we are also able to offer commercial & construction loans. We are able to accommodate a variety of different needs.
Globe Mortgage, Inc. was established in 2004 and has since been a leader in the mortgage industry. Our company's mission is to provide borrowers' with the availability in obtaining the lowest possible rate, maintaining the highest level of service, customer satisfaction and executing such without sacrificing speed in the process.
1101 Brickell Avenue South Tower 8th Floor, Miami, FL, 33131
Get A Rate is a new kind of mortgage company taking a fresh approach to lending and client relationships. From digital solutions to transparent services, we're all about helping our clients achieve the highest level of success when it comes to personal accomplishments and home ownership.
Lending Bankers Mortgage, we simplify the whole process of getting the mortgage that's right for you. We pride ourselves upon finding the best mortgage for you in the quickest possible manner, plus making the experience as hassle-free as possible.We'll have leading lenders compete for your mortgage,.
Polaris Funding Group, LLC, was positioned to allow our cliental (including first-time-home buyers!) access to excellent and honest customer service, extremely competitive fixed interest rates, and the lowest closing costs available on the market. We also offer solutions for challenging loans which can't be placed through a "regular bank" e.g. bank
