USDA Loan Vs. FHA loan pro & con for Lakeland-Highlands, Polk County, FL

In 2025, USDA loan limit in Lakeland-Highlands, county of Polk, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lakeland-Highlands, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(308) 384-5350 1296 miles Lender's profile and map Reviews Five Points Bank 2015 N. Broadwell Ave, Grand Island, NE, 68803 Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.
(605) 232-6060 1297 miles Lender's profile and map Reviews Security National Bank of South Dakota 325 Dakota Dunes Blvd, North Sioux City, SD, 57049 Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to
(888) 902-5662 1297 miles Lender's profile and map Reviews Bank Midwest 1525 18th Street, Spirit Lake, IA, 51360 Bank Midwest can help you manage your business with accounts and services designed for commercial banking. We also offer real estate financing, commercial insurance protection or group retirement plans or trust and estate services and also Bank Midwest provides a complete portfolio of financial services to businesses.
(712) 336-2235 1297 miles Lender's profile and map Reviews Lending Company, L.L.C. 1716 Hill Ave, Spirit Lake, IA, 51360 Lending Company, L.L.C. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(207) 375-6538 1297 miles Lender's profile and map Reviews Sabattus Regional Credit Union 2 Middle Road, Sabattus, ME, 04280 Proudly serving our community with personalized, friendly service since 1957! We offer a wide variety of financial services to meet your needs. Our mission is to provide products and services that meet the needs of our members. In the fall of 1957, a group of people were called upon to create a credit union for the local parish.
(308) 832-1600 1298 miles Lender's profile and map Reviews Minden Exchange Bank & Trust Company 448 North Minden Avenue, Minden, NE, 68959 The Minden Exchange Bank opened for business on September 1, 1883. Establishing themselves as frontrunners in the Minden scene, the founders of the Minden Exchange Bank (Kingsley and Webb) constructed the first brick building in Minden in 1884, locating on a portion of the lots still occupied by the Bank structure.
(712) 546-7676 1300 miles Lender's profile and map Reviews N W Iowa Credit Union 1411 Industrial Road SW, Le Mars, IA, 51031 N.W. Iowa Credit Union/Community is a member owned, non-profit financial institution providing personalized, competitive services that promote the economic well-being of our present and future members. N.W. Iowa Credit Union/Community is the product of a merger in September 1994 between the Blue Bunny Employees Credit Union
(712) 546-4175 1300 miles Lender's profile and map Reviews Prime bank 37 1st Ave NW, Le Mars, IA, 51031 Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.
(402) 454-6511 1300 miles Lender's profile and map Reviews Madison County Bank 111 West Third Street, Madison, NE, 68748 "Madison County Bank takes pride in still having the friendly personal touch that has been our hallmark since we began in 1888. Today, our tellers still know most of their customers on a first name basis, and the bank is stronger and more secure than ever. We pride ourselves on our personalized approach to community banking
(715) 428-2801 1300 miles Lender's profile and map Reviews Community Financial Bank 450 Center Street, Prentice, WI, 54556 COMMUNITY Financial Bank was established in 1987 in Prentice, WI. The Bank has locations in Prentice and Stratford, Wisconsin. COMMUNITY Financial Bank is here to meet both your Business Banking and Personal Banking needs. Community Financial Bank services all our fixed rate loans.
(507) 645-4441 1300 miles Lender's profile and map Reviews Community Resource Bank 1605 Heritage Drive, Northfield, MN, 55057 Community Resource Bank is a true community bank and an integral part of the communities we serve. It is not enough for us to simply open and maintain accounts or loans for our customers. CRB employees are active in a host of civic, charitable, educational, and economic development endeavors.
(651) 303-4236 1300 miles Lender's profile and map Reviews Twin City Lending 101 East 5th Street, Suite 205, Northfield, MN, 55057 TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.