USDA Vs. FHA Pro and Con comparison in Parkland, Broward County, FL

In 2025, the USDA loan limit for Parkland, located in Broward County, FL, is $0. On the other hand, the FHA limit for a single-family home is $557,750.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the best current rates between USDA and FHA. Identify the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you examine side-by-side USDA, FHA, Conforming, and VA programs, aiding you in determining which option in suits your financial situation.

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2025 Loan Limits and Downpayment Specifications in Parkland, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Parkland, FL

Lendersa® is devoted to quickly securing you the best USDA or FHA loan without hassle. Choose one of the three pathways connecting you with lenders matching USDA loan offerings.

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Understanding USDA Loans in FL

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely accessible in rural areas. FHA loans require at least a 3.5% down payment, whereas USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AA South Florida Mortgage LLC
  • 13861 Plantation Rd #103, Fort Myers, FL, 33912
  • AA South Florida Mortgage brings a dynamic work ethic to their clients. Their practice of commitment and drive have brought them success time after time. Their dedication to making a transaction that is agreeable with you allows a smoother transition for your family. AA South Florida Mortgage is content to handle the worrisome details
  • Mortgage Warehouse
  • 13430 Parker Commons Blvd., Unit #103, Fort Myers, FL, 33912
  • Mortgage Warehouse - We are a mortgage lender that provides home loans to customers looking to purchase or refinance their home. We deliver great rates and service by handling the loan process from start to finish including underwriting and funding our loans. and also Rated A+ with the Better Business Bureau.
  • Gulf Coast Business Bank
  • 12205 Metro Parkway, Fort Myers, FL, 33966
  • Gulf Coast Business Bank, the first community bank to be started in 12 years, will fill the void and be operated by experienced and proven bankers from our local community who along with the board will invest more than $3M of the $20M raised in Capital and drive local deposits and loans to support organic and sustainable growth of GCBB.
  • Alliance Mortgage LLC
  • 10491 6 Mile Cypress Parkway, Suite 252 & 253, Fort Myers, FL, 33966
  • Alliance Mortgage manage your entire loan process in-house, from application to closing, to help your loan close faster. We also consider all the financial factors affecting your mortgage to help you strike the right balance – and our competitive mortgage rates, low closing costs, and wide array of mortgage products.
  • J Martin Mortgage Group LLC
  • 7000 Bergamo Way 102, Fort Myers, FL, 33966
  • J Martin Mortgage Group LLC has experience since 1994 and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
  • Edison National Bank
  • 13000 S. Cleveland Ave, Fort Myers, FL, 33907
  • Founded in 1997, Edison National Bank, and its Bank of the Islands offices, is the oldest locally owned and managed independent community bank in Lee County. Dedicated to providing genuine personal services and on-site decision making, we have an undeniable interest in the future growth and well-being of the community we serve.
  • Florida Mortgage Funding Group LLC
  • 1642 Medical LN, Suite A, Fort Myers, FL, 33907
  • Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
  • Island Mortgage of SWFL Inc
  • 5237 Summerlin Commons Blvd, Suite 337, Fort Myers, FL, 33907
  • We specialize in Conventional, FHA, VA, and Jumbo loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan for you and your family. We offer many loan programs that banks do not offer, and we can get you to the closing table faster too!