In 2026, within Eagle-Lake, located in Polk, FL, the USDA loan limit is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, determining the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to securing the best USDA or FHA loan quickly and with minimal hassle. Begin with one of three paths that will result in finding matched lenders and available USDA loan offerings.
The USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This loan is accessible only in rural areas and, unlike FHA loans that require a 3.5% down payment, USDA loans do not require any down payment, making them a favorable option for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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