USDA VS FHA in Eagle-Lake, Polk County, FL

In 2025, within Eagle-Lake, located in Polk, FL, the USDA loan limit is $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, determining the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Eagle-Lake, Polk, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Programs in Eagle-Lake, FL

Lendersa® is dedicated to securing the best USDA or FHA loan quickly and with minimal hassle. Begin with one of three paths that will result in finding matched lenders and available USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This loan is accessible only in rural areas and, unlike FHA loans that require a 3.5% down payment, USDA loans do not require any down payment, making them a favorable option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Solar Financial Group LLC
  • 704 Arkwood Drive, Bethel Park, PA, 15102
  • We take pride in offering the best rates, low fees and personal service. We are dedicated to serving the needs of our customers each and every day. Solar Financial has been in business since 2004 and currently holds an A+ rating with the Better Business Bureau. We have over 100 years of loan and banking experience among our senior loan officer
  • O'Neill Financial Services Inc
  • 519 Diablo Drive, Bethel Park, PA, 15102
  • ONEILL FINANCIAL SERVICES INC, Residential and Commercial Mortgage Brokers in Pennsylvania with over 40 years of experience. We offer Commercial Loans NATIONWIDE With FULL INCOME VERIFICATION AND STATED INCOME LOANS. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different.
  • Century Bank of the Ozarks
  • 42 Court Square, Gainesville, MO, 65655
  • Century Bank of the Ozarks is a family owned bank that had its beginning more than 100 years ago when it was founded in 1894. Our main bank office is located on the square in the town of Gainesville, nestled in the beautiful hills of the Ozarks in Southern Missouri. Our other offices are located in Theodosia, Bakersfield, Ava.
  • 212 Mortgage Group Inc
  • 1676 Campbell Road, Forest Hill, MD, 21050
  • 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
  • American Financial Mortgage Corporation
  • 1035 Boyce Rd, Suite 205, Pittsburgh, PA, 15241
  • American Financial Mortgage Corporation is one of the oldest Mortgage Bankers in the state. Founded on the principle that everyone deserves to own their own home with financing they can afford, American Financial has done more to help individuals and families turn their dream into reality.
  • METRO ADVISOR GROUP, LLC
  • 1700 North Highland Road, Pittsburgh, PA, 15241
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Ladiya LLC
  • 24839 Crystal Leaf Lane, Katy, TX, 77494
  • We develop relationships that make a positive difference in the lives of our customers. At Ladiya Mortgage we are committed to providing our clients with an exceptional level of customer service that is superior to our competitors. Bhanuchand Paruchuri Mortgage Broker at Ladiya Mortgage.
  • Deal Mortgage LLC
  • 9406 Herons Grove Lane, Katy, TX, 77494
  • Deal Mortgage LLC is a Texas Domestic Limited-Liability Company (Llc) filed On September 10, 2020. The company's filing status is listed as In Existence and its File Number is 0803756132. The Registered Agent on file for this company is Sridhar Pasham and is located at 9406 Herons Grove Ln, Katy, TX 77494.
  • Leverage Financial Mortgage LLC
  • 24274 Katy Freeway, Suite 400, Katy, TX, 77494
  • We are a full-service mortgage company based in Katy, TX. We specialize in Mortgage Purchase and Refinance in Katy, Houston, Sugar Land, Alief, Spring and the entire Greater Houston area. We also serve the surrounding cities in Fort Bend County. Whether you are buying a home or refinancing in or around zip code 77494
  • Gazettemortgage
  • 21734 Provincial Blvd, Suite 240, Katy, TX, 77494
  • Gazette Mortgage is a premium mortgage brokerage company that has a wide range of mortgage products for every type of home loan clients. We search wide and deep to provide the right solution for our clients and We, at Gazette Mortgage, are able to get you the best rates on all types of loan programs.
  • HomeWay Mortgage
  • 23218 Red River Dr., Katy, TX, 77494
  • HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.