USDA Vs. FHA Pro and Con comparison in Daytona-Beach, Volusia County, FL
In the year 2026, the USDA loan limit for Daytona-Beach, found within the county of Volusia, FL, is $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates and to ascertain the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program in best suits your financial needs.
In 2026, loan limits and down payment requirements in Daytona-Beach, county of Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Daytona-Beach, FL
Lendersa® aims to provide you with the most advantageous USDA or FHA loan swiftly and conveniently. Choose from three starting points that connect you with the right lenders and USDA loan programs.
A USDA home loan is provided by the government, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available only in rural regions. Unlike FHA loans, which require a minimum downpayment of 3.5%, a USDA mortgage requires no down payment.
Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.
100 Independence Place, Suite 308, Tyler, TX, 75703
Avenue Mortgage team, we have a great passion for our work. Mortgage information is everywhere, but mortgage wisdom is rare. Our goal is to understand the needs of our clients and to provide the best mortgage solutions at the most competitive rates. Our commitment is to deliver what we promise and we are dedicated to providing,
6115 New Copeland Road, Suite 140, Tyler, TX, 75703
At Crosspoint Lending we pride ourselves in delivering clients the best service & experience through focusing on core values: WORK ETHIC RESPECT & EXPERIENCE. Those 3 key characteristics along with family values are the foundation in which CLG is built upon. Crosspoint Lending is passionate about helping YOU find the best mortgage
7428 Old Jacksonville Hwy, Suite 80, Tyler, TX, 75703
The Mortgage House is a locally owned and operated mortgage brokerage firm. We specialize in Conventional, FHA, VA and USDA home loans. Whether you're looking to purchase or refinance we're here to walk you through the process! We will treat you with the respect due an esteemed customer and give you the personal service you deserve.
Tyler Lending Group, we’ll work hard to help you find the right home loan for your needs. We will shop our extensive network of competitive nationwide mortgage lenders to find the perfect mortgage for you. We work hard to help our clients find and secure the very best terms and rates available.
Our credit union was originally chartered in December 1933 as the Houston Railway Postal Clerks Credit Union. Following the tradition of “one member, one vote” our credit union has undergone frequent name changes reflecting our continual growth in our scope of membership As USECU, or United States Employees’ Credit Union, our credit union.
In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was orga
Central Loan Company and its staff take pride in offering “old fashion service” to the residents of Dona Ana County and its surrounding areas.
Founded in 1954 as one of a handful of independently owned finance companies in Las Cruces; the business was started with three pioneer families of Gutierrez, Chavarria and Smith
