USDA Vs. FHA Pro and Con comparison in Daytona-Beach, Volusia County, FL
In the year 2025, the USDA loan limit for Daytona-Beach, found within the county of Volusia, FL, is $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates and to ascertain the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program in best suits your financial needs.
In 2025, loan limits and down payment requirements in Daytona-Beach, county of Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Daytona-Beach, FL
Lendersa® aims to provide you with the most advantageous USDA or FHA loan swiftly and conveniently. Choose from three starting points that connect you with the right lenders and USDA loan programs.
A USDA home loan is provided by the government, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available only in rural regions. Unlike FHA loans, which require a minimum downpayment of 3.5%, a USDA mortgage requires no down payment.
AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV.
At AmeriServ, we believe banking is about more than money.
WESLA Federal Credit Union was founded in 1971 to serve the employees of Western Electric. When massive layoffs by Western Electric began in the 80's, WESLA began expanding its eligibility to include multiple Select Employee Groups. The Caddo Teachers Association Credit Union was among the eight (8) credit unions merged into WESLA.
Progressive National Bank of Desoto Parish is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.
Northwest Louisiana Federal Credit Union was chartered in April of 1975. Our original name was OILS Federal Credit Union (Owens, Illinois, Libbey, Shreveport). November 1981, the name was changed to Libbey Glass Federal Credit Union for ease of recognition. In 2007, we changed our name to Northwest Louisiana Federal Credit Union.
Standard Bank is a full-service community bank with 17 offices dedicated to serving consumers, businesses and local communities throughout western Pennsylvania and the Cumberland area in Maryland. Our focus is to quickly identify and solve the unique problems facing customers every day through a full range of deposit, loan, cash management.
4334 Old William Penn Highway, Monroeville, PA, 15146
Loan Web USA's mission is to serve customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to clients while providing them with the lowest interest rates and closing costs possible. Loan Web USA has grown to become a well known brand in the greater Pittsburgh area.
Cecil County School Employees' Federal Credit Union
203 Booth Street, Elkton, MD, 21921
In 1953, many Cecil County school teachers were struggling financially. This was especially true for new hires, since they did not receive their first checks until after a month of teaching. Cecil County School Employees’ Federal Credit Union was formed as a way for them to borrow money for rent and other necessities.
