USDA Vs. FHA Pro and Con comparison in DeLand, Volusia County, FL
As of 2026, in DeLand, part of Volusia County, FL, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator for comparing the top USDA versus FHA rates available today. It helps you determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, supporting your decision for the most suitable program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in DeLand, Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in DeLand, FL
The mission of Lendersa® is to swiftly connect you with the best available USDA or FHA loans, minimizing complexity. Choose one of three paths that align with lenders offering conducive USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,
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6855 East Riverside Boulevard, Rockford, IL, 61114
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
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