FHA Vs. USDA loan program for DeLand, Volusia County, Florida

In 2025, USDA loan limit in DeLand, county of Volusia, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in DeLand, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(716) 833-9670 968 miles Lender's profile and map Reviews SJP Federal Credit Union 341 Englewood Avenue, Buffalo, NY, 14223 SJP Federal Credit Union was established in 1939 and is now one of the fastest growing, industry leading credit unions in Western New York. At SJP Federal Credit Union, people truly are worth more than money and SJP Federal Credit Union Specialties in Auto Loans, Boat & RV Loans, Member Business Loans, and CDs, IRAs, & Money Market Accounts
(716) 837-2007 968 miles Lender's profile and map Reviews Morton Lane Federal Credit Union 388 Englewood Avenue, Buffalo, NY, 14223 Morton Lane Federal Credit Union is committed to serving its members' financial needs by providing the ultimate in banking convenience, excellent member service, convenient branch locations, competitive savings and loan programs and much more. We offer convenient 24 hour access to your accounts
(716) 877-1630 968 miles Lender's profile and map Reviews Kenmore Teachers FCU 2265 Sheridan Drive, Buffalo, NY, 14223 The Kenmore Teachers Federal Credit Union is celebrating our 83rd anniversary. What an honor to serve our members for so many years! During these years, we have progressed from a simple savings and loan credit union to one that provides a full spectrum of financial services the Credit Union was organized in 1935
(512) 321-2561 968 miles Lender's profile and map Reviews The First National Bank of Bastrop 489 Highway 71 W, Bastrop, TX, 78602 The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.
(630) 232-3200 968 miles Lender's profile and map Reviews The State Bank of Geneva 22 South Fourth Street, Geneva, IL, 60134 The State Bank of Geneva is committed to being your first choice for financial services. We are locally owned and managed with experienced staff and management who are engaged and focused on excellence. Community banking at SBG means we know all our customers and provide the same products and services as our much larger brethren.
(630) 232-4800 968 miles Lender's profile and map Reviews Premier Financial Services Inc 206 1/2 West State Street, Suite 202, Geneva, IL, 60134 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(630) 845-1200 968 miles Lender's profile and map Reviews First Cosmopolitan Mortgage Inc 410 East State Street, Suite B, Geneva, IL, 60134 First Cosmopolitan has maintained superior service and a commitment to providing competitive mortgage products. We have over 100 years of combined mortgage experience which in conjunction with a state of the art mortgage product portfolio has made us a well known financing option for thousands of homeowners.
(607) 561-7328 968 miles Lender's profile and map Reviews Sidney Federal Credit Union 42 Union Street, Sidney, NY, 13838 Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
(716) 873-3500 969 miles Lender's profile and map Reviews L.W. INTEGRITY FUNDING, LLC 4498 Main St, Suite 8, Buffalo, NY, 14226 LW Integrity Funding LLC, our commitment to customers is in our name. Since 2005, we have helped clients across the Greater Buffalo area, and Western New York. We pride ourselves for building community and helping customers secure the mortgages they need to open a new chapter in their life.
(800) 453-0841 969 miles Lender's profile and map Reviews Brazos Student Loans 5609 Crosslake Parkway, Waco, TX, 76712 The Brazos Higher Education Service Corporation, Inc. (Brazos Higher Education) is a nonprofit corporation that has been dedicated to providing assistance for higher education for over 40 years. Brazos Higher Education is an independent organization that is self-funded and self-capitalized. We are not affiliated with any colleges or universities.
(254) 776-7900 969 miles Lender's profile and map Reviews Educators Credit Union 501 West State Highway 6, Waco, TX, 76712 Educators Credit Union. In the beginning, the credit union was named McLennan County Teachers Federal Credit Union, but was later changed to Educators Credit Union ECU is the largest credit union in Central Texas, with more than 28, 000 members and over $500 million in assets. It is our goal to meet the financial needs