USDA Vs. FHA Pro and Con comparison in DeLand, Volusia County, FL
As of 2025, in DeLand, part of Volusia County, FL, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator for comparing the top USDA versus FHA rates available today. It helps you determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, supporting your decision for the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in DeLand, Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in DeLand, FL
The mission of Lendersa® is to swiftly connect you with the best available USDA or FHA loans, minimizing complexity. Choose one of three paths that align with lenders offering conducive USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
10 Fairway Drive, Suite 204, Deerfield Beach, FL, 33441
If you've got plans to grow your business, Approved Funding Group is here to help.Our fast & flexible business funding products are designed exclusively for busy business owners.As one of the leading "out of the box" funding source & with an extensive history of providing business funding, we're a partner you can count on to help achieve your goals
1100 South Federal Hwy, Suite 250, Deerfield Beach, FL, 33441
TOWER HOME LOANS. A company specialized in mortgage & focused on offering what is best in the market to your customers. Founded in Boston, MA with over 15 years of experience in this market.After positioning the company as a major player in Boston, the TOWER HOME LOANS chose Florida to start its expansion project by the USA.
1334 Timberlane Road, Suite 15, Tallahassee, FL, 32312
FHG Capital team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process Now more than ever it is important to have an experienced mortgage team helping you through the home loan process.
We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.
601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
Short Term Bridge Loans for Commercial and Investment Grade Properties.
• No deep dive underwriting
• $500,000+ loan sizes preferred
• 12-36 month terms
• Most commercial RE assets accepted; special use case-by-case
• No rural or vast land properties
• No junk fees
• Quick close
• Broker friendly
We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.
We are a leading provider of appraisals for:
Primary and Secondary Mortgages
Mortgage Refinanc
1700 North University Drive, Suite 304, Coral Springs, FL, 33071
Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years.
we pride ourselves in offering the highest level of customer service.
1515 North University Drive, Suite 101, Coral Springs, FL, 33071
Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations
1750 University Drive, Suite 225, Coral Springs, FL, 33071
Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.
1515 N. Universtiy Dr Ste 111, Coral Springs, FL, 33071
Epic Mortgage, we serve our customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders
1515 N. UNIVERSITY DRIVE #101, Coral Springs, FL, 33071
Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry .
