FHA Vs. USDA loan program for DeLand, Volusia County, Florida

In 2025, USDA loan limit in DeLand, county of Volusia, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in DeLand, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(716) 646-8584 950 miles Lender's profile and map Reviews Solutions Home Mortgage, Inc. 60 Main Street, Suite 3, Hamburg, NY, 14075 Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
(972) 218-9266 950 miles Lender's profile and map Reviews Corner Stone Credit Union 130 Historic Town Square, Lancaster, TX, 75146 Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union
(773) 581-5253 950 miles Lender's profile and map Reviews CHICAGO FIREFIGHTERS CREDIT UNION 6230 S Central Avenu, Chicago, IL, 60638 Chicago Firefighters Credit Union was founded as 2nd Division Credit Union in 1937 to serve fire department employees in the City of Chicago. At a time when the nation’s financial system was still reeling from the Great Depression, many banks just weren’t addressing the concerns of average working people.
(773) 229-1500 950 miles Lender's profile and map Reviews Archer Heights Credit Union 6554 W Archer Avenue, Chicago, IL, 60638 Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,
(773) 229-9891 950 miles Lender's profile and map Reviews Metropolitan Mortgage Corp. 7018 W. Archer Ave, Chicago, IL, 60638 With over 20 years of mortgage experience we serve our customers with honesty, integrity and competence to help them get best possible financial solutions to fulfill their dreams. Our goal is to help our clients to get home loans while providing them with the lowest interest rates and closing costs possible
(773) 306-0705 950 miles Lender's profile and map Reviews Prime Rate Lending Group Inc 6501 West Archer Avenue, Chicago, IL, 60638 Prime Rate Lending Group There are hundreds of mortgage products out there, we can present you the knowledge to help you make the right decision for you and your family and place your loan with a lender that best fits your needs With over 20 years of lending experience, we can assure you a through process and quality of service
(800) 894-0300 950 miles Lender's profile and map Reviews People's United Bank 710 Water St, Bridgeport, CT, 06608 People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
(309) 776-3245 951 miles Lender's profile and map Reviews Colchester State Bank 113 Depot Street, Colchester, IL, 62326 Colchester State Bank's Vision is To be a premier financial institution in West Central Illinois by providing quality service and products to our customers and community. Colchester State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
(203) 381-9492 951 miles Lender's profile and map Reviews McKesson Federal Credit Union 97 Honeyspot Road, Stratford, CT, 06615 McKesson Federal Credit Union is a Federally insured, member owned, full service financial institution. For over a half century, we have been committed to providing employees of our employee groups and their families with diversified, high quality, competitively priced financial products and services.
(475) 210-5588 951 miles Lender's profile and map Reviews St. Vincent's Medical Center Federal Credit Union 2800 Main Street, Bridgeport, CT, 06606 St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
(203) 374-6500 951 miles Lender's profile and map Reviews Bridgeport Police Federal Credit Union 3590 Main Street, Bridgeport, CT, 06606 The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.