USDA Vs. FHA your options comparison in DeLand, Volusia County, FL
As of 2026, in DeLand, part of Volusia County, FL, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator for comparing the top USDA versus FHA rates available today. It helps you determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, supporting your decision for the most suitable program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in DeLand, Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in DeLand, FL
The mission of Lendersa® is to swiftly connect you with the best available USDA or FHA loans, minimizing complexity. Choose one of three paths that align with lenders offering conducive USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Independent Thinking, Independent Banking. Founded in 1946, the Citizens Bank of Florida is a financial institution that provides a variety of banking services. It offers savings, checking and money market accounts. The bank also provides certificates of deposit and individual retirement accounts.
Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage! (NO PROCESSING, UNDERWRITING, ADMIN or ANY OTHER FEES).
Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1015 State Road 436, Suite 24, Casselberry, FL, 32707
The experience learned closing over 1000 mortgage loans we represent your best interests and will custom tailor your loan to meet all your financial goals. We work on the wholesale side with access to all the rates and programs. We use a simple online paperless process and close quickly.
498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.
498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida.
Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.
351 S State Road 434, Suite 1009, Altamonte Springs, FL, 32714
Our mission statement is to empower members to achieve their financial goals. AdventHealth Credit Union is committed in its support to the mission of its sponsor, by providing employees/members with quality service. Our vision statement is to be a member friendly financial institution, adapting to our members needs.
2450 N SR 434, Suite 2019, Altamonte Springs, FL, 32714
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
237 S. Westmonte Dr,Suite 315, Rockledge, FL, 32714
At Infinity Mortgage Group, Inc, where we specialize in residential mortgages. At Infinity Mortgage Group, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
