USDA Vs. FHA Pro and Con comparison in Boynton-Beach, Palm Beach County, FL
In 2025, the USDA loan limit for Boynton-Beach in the county of Palm Beach, FL, stands at $322,000. Conversely, the FHA limit for a single-family home is $402,500.
Employ the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Evaluate what's needed in terms of income, credit, reserves, and documentation for qualification. Our advanced calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which program in best suits your unique financial situation.
2025 Loan Limits and Down Payment Requirements in Boynton-Beach, County of Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Boynton-Beach, FL
The mission of Lendersa® is to secure the optimal USDA or FHA loan quickly and seamlessly. Start with one of three paths to connect with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment, presenting an appealing option for eligible applicants.
3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.
EquityMax has been specializing in non-qualifying, hard-money real estate financing since 1990 as a family owned-and-operated enterprise. Our South Florida office caters to real estate investors throughout the country, looking to purchase or refinance real property. We are a fully licensed Mortgage Lender, Mortgage Brokerage, and Real Estate Brok
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
120 Northeast 51st Street, Fort Lauderdale, FL, 33334
Our loan officers are nationally registered and state licensed ensuring you are working with a mortgage professional who knows the market, Florida and National lending laws, and maintains the professional standards required the National Mortgage Licensing System and Florida Office of Financial Regulation.
1400 E Oakland Park Blvd, Suite 101A, Oakland Park, FL, 33334
O’Brien Financial Group of Fort Lauderdale has successfully helped many South Florida residents save money on their home financing. Whether you are looking to refinance your current home loan or a first time buyer/investor, the knowledgeable and skilled team at O’Brien Financial Group, Inc. has the experience and dedication needed.
6300 NE 1st Ave, Suite 201, Fort Lauderdale, FL, 33334
CT Capital offers hard money bridge loans for non-conforming loans real estate projects and other business asset financing and consulting. CT is located in Fort Lauderdale and serves borrowers directly as well through brokers. We offer many hard money services, others simply cannot provide.
120 E. Oakland Park Blvd. Suite 107, Fort Lauderdale, FL, 33334
Our professional staff has the expertise in the mortgage lending business to help you along the way.Parklane Equity we specialize in Hard Money Loans.We will work to discuss all of your home loan options.Conventional, FHA, VA, Alt A and Investor Rehab Financing Available. Please call Andrew Paleias or Wendy Tyler at 954-568-9045
Refresh Funding is a innovative, licensed lender whose goal is to provide funding solutions for real estate that traditional banks just don’t do. We like to think “outside the box” and are excited to bring our years of knowledge in the alternative lending space to real estate funding solutions.
3400 W Commercial Blvd, Fort Lauderdale, FL, 33309
For over 50 years, we have been serving members who are employees of the State of Florida, retirees of the Florida Department of Transportation; employees of firms who have a current contract with the Florida Department of Transportation; those who live or work in Martin, St Lucie, Indian River, De Soto, Glades, Okeechobee, or Charlotte County.
2350 West Commercial Blvd, Fort Lauderdale, FL, 33309
At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. We provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union.
Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.
