USDA Vs. FHA Pro and Con comparison in Boynton-Beach, Palm Beach County, FL
In 2026, the USDA loan limit for Boynton-Beach in the county of Palm Beach, FL, stands at $322,000. Conversely, the FHA limit for a single-family home is $402,500.
Employ the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Evaluate what's needed in terms of income, credit, reserves, and documentation for qualification. Our advanced calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which program in best suits your unique financial situation.
2026 Loan Limits and Down Payment Requirements in Boynton-Beach, County of Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Boynton-Beach, FL
The mission of Lendersa® is to secure the optimal USDA or FHA loan quickly and seamlessly. Start with one of three paths to connect with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment, presenting an appealing option for eligible applicants.
7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
115 South C Street, unit 101, Lake Worth Beach, FL, 33406
Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
1055 S. Congress Avenue, West Palm Beach, FL, 33406
First Choice Credit Union was organized in 1929 as a non-profit financial cooperative. The philosophy of "people helping people" has guided us throughout the years.It is our goal and commitment to provide the best possible service to our membership. We do this by offering a wide array of services designed to meet the financial needs of our members
Guardians Credit Union is a full service financial institution headquartered in West Palm Beach, Florida with convenient full service locations throughout Palm Beach County. We are protectors of our members' financial future and we're "on duty for you!"Credit Union is a full service financial institution headquartered in West Palm Beach.
2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.
Ferrari Lending helps individuals and businesses explore loan options with clear guidance and responsive service. Reach Alexandre Ferrari at info@alexandreferrari.com or 561-571-2552, and start your path to confident borrowing at www.ferrarilending.com.
Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states.
All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
We are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, foreign national loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history
5030 Champion Blvd. Suite G11, Boca Raton, FL, 33496
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.
