USDA Vs. FHA Pro and Con comparison in Boynton-Beach, Palm Beach County, FL
In 2025, the USDA loan limit for Boynton-Beach in the county of Palm Beach, FL, stands at $322,000. Conversely, the FHA limit for a single-family home is $402,500.
Employ the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Evaluate what's needed in terms of income, credit, reserves, and documentation for qualification. Our advanced calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which program in best suits your unique financial situation.
2025 Loan Limits and Down Payment Requirements in Boynton-Beach, County of Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Boynton-Beach, FL
The mission of Lendersa® is to secure the optimal USDA or FHA loan quickly and seamlessly. Start with one of three paths to connect with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment, presenting an appealing option for eligible applicants.
At Brooklyn Bridge Capital, we possess years of real estate industry experience, offering flexible financing and investing solutions. Founded by Shaya Krausz twelve years ago, our solid reputation has been crafted on a strong edifice of integrity and credibility. Servicing prominent lending institutions, we specialize in non-performing notes and th
Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.
At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible.
We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
Our mission is to empower homebuyers to confidently secure and finance their home purchase online. Morty is enabling a tech-first mortgage that offers homebuyers the efficient, self-service experience needed in today’s fast-moving housing market, all at a lower cost than the traditional offline mortgage experience.
Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
"We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
Lower East Side People’s Federal Credit Union is a non-profit financial cooperative that was organized in 1986 that promotes economic justice and opportunity in NYC neighborhoods. We are owned by our members and dedicated to providing high-quality financial services and community development investments in low-income, immigrant.
Italo-American Federal Credit Union was started by a group of Italian-Americans in 1935, to serve the needs of the Italian immigrant population of New York City, at a time when financial assistance was not available to them. Unlike banks, Credit Unions are owned and run by its members. There are no outside stockholders.
Whether you are looking to save, invest, borrow or anything in between, we offer a wide choice of financial services to meet your every need including Savings and Checking Accounts, Mortgages and Commercial Loans, Retirement Accounts, Equity Loans and Lines of Credit, plus the convenience of Online Banking.
