USDA Loan Vs. FHA loan for Lantana, FL [Palm Beach County ]

In the year 2025, the USDA loan ceiling in Lantana, within Palm Beach county, FL, is established at $368,000. Meanwhile, the FHA limit for a single-family home is $557,750.

Lendersa® offers a USDA loan calculator designed to contrast the best current rates between USDA and FHA loans. This tool helps you ascertain the income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to determine which plan in best fits your financial needs.

Exploring USDA and FHA Loan Options in Lantana, FL

The main aim of Lendersa® is to ensure you quickly obtain the ideal USDA or FHA loan without difficulty. You can choose from three starting points that match you with lenders offering USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage. It is specifically intended for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans entail no down payment requirement whatsoever.

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(804) 452-2480 Lender's profile and map Reviews Hopewell Chemical Federal Credit Union 702 Elm Street, Hopewell, VA, 23860 Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
(337) 332-4132 Lender's profile and map Reviews FM Bank 100 South Main Street, Breaux Bridge, LA, 70517 Farmers-Merchants Bank & Trust Company has 7 banking locations. Their corporate headquarters is listed as: 100 South Main Street in Breaux Bridge Louisiana. Below you will find ratings, reviews, corporate information, directions, office hours, their phone number, online banking website, and branch locations.
(606) 348-8411 Lender's profile and map Reviews Monticello Banking Company 50 N Main St, Monticello, KY, 42633 When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
(601) 636-7523 Lender's profile and map Reviews Mutual Credit Union 1604 Cherry Street, Vicksburg, MS, 39180 Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
(601) 638-3134 Lender's profile and map Reviews Vicksburg Railroad Credit Union 2101 Cherry Street, Vicksburg, MS, 39180 Since its inception in 1934 the Vicksburg Railroad Credit Union has been serving its members in & around the Vicksburg, Mississippi area with exceptional financial products. Even with members living in Louisiana, Texas, Alabama & all throughout Mississippi, we have still kept our focus on providing excellent service & responsiveness to each member.
(804) 768-9519 Lender's profile and map Reviews Commonwealth Mortgage & Investments, Inc 3740 West Hundred Road, Chester, VA, 23831 Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
(615) 717-9800 Lender's profile and map Reviews Tennessee Quick Cash, Inc. 5302 Mt View Rd, Antioch, TN, 37013 Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.
(606) 598-6111 Lender's profile and map Reviews The First National Bank of Manchester 120 Town Square, Manchester, KY, 40962 The Comptroller of the Currency gave a charter to The First National Bank of Manchester on February 5, 1905. The first president was Civil War veteran Dr. I.S. Manning. In addition to his medical practice, he was a merchant, civic leader and superintendent of Clay County schools. He was one of Clay County's wealthiest citizens.
(931) 796-3777 Lender's profile and map Reviews Peoples Bank 526 East Main Street, Hohenwald, TN, 38462 We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,
(662) 746-5421 Lender's profile and map Reviews Bank of Yazoo City 104 North Main Street, Yazoo City, MS, 39194 Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
(615) 790-0990 Lender's profile and map Reviews Full Service Mortgage Group LLC 903 Murfreesboro Road, Franklin, TN, 37064 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(615) 557-4650 Lender's profile and map Reviews New Mission Mortgage LLC 427 Wild Elm St, Franklin, TN, 37064 New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.