USDA VS FHA in Lantana, Palm Beach County, FL

In the year 2026, the USDA loan ceiling in Lantana, within Palm Beach county, FL, is established at $368,000. Meanwhile, the FHA limit for a single-family home is $557,750.

Lendersa® offers a USDA loan calculator designed to contrast the best current rates between USDA and FHA loans. This tool helps you ascertain the income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to determine which plan in best fits your financial needs.

Evaluate loan offers from 100 different lenders

2026 Loan Limits and Down Payment Necessities in Lantana, Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lantana, FL

The main aim of Lendersa® is to ensure you quickly obtain the ideal USDA or FHA loan without difficulty. You can choose from three starting points that match you with lenders offering USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage. It is specifically intended for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans entail no down payment requirement whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Lantana Lenders

  • Blue Chip Lending Services Inc
  • 116 East Ocean Avenue, Lantana, FL, 33462
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity, and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Blue Chip Lending Service, is dedicated to providing you with quality information so you can make an informed and intelligent decision about your mortgage.

  • Mortgage Biz of Florida
  • 806 E. Windward Way #015, Lantana, FL, 33462
  • Lends in Florida
  • Mortgage Biz of Florida is a residential and Commercial mortgage broker. Our team of licensed mortgage brokers out of Lantana, Florida can help you get a better deal! We work on FHA home loans, VA home loans, Conventional home loans, Jumbo home loans, USDA home loans and Commercial mortgages.

  • Global Business Financial Investments, Inc.
  • 1375 Gateway Blvd, Suite 40, Boynton Beach, FL, 33426
  • Lends in Florida
  • Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.

  • Valiant Mortgage Group LLC
  • 1375 Gateway Blvd, Suite 52, Boynton Beach, FL, 33426
  • Lends in Florida
  • We understand that time is money. We’re available around the clock to make sure you’re never in the dark about the mortgage refinancing process. We’ll handle the heavy lifting, allowing you to focus on building a home. We only work with the best lenders, all of whom are vetted personally for professionalism and transparency.

  • US FUND SOURCE
  • 4781 N Congress Ave, Suite 2140, Boynton Beach, FL, 33426
  • Lends in Florida
  • US FUND SOURCE provides business owners with financial solutions and opportunities. As an industry leader, we have financed over 20, 000 businesses across the United States. Our professional advisors specialize in funding and providing expert advice in equipment financing, invoice factoring, unsecured working capital, term loans, SBA loans.

  • Loan Solutions Team LLC
  • 1500 Gateway Blvd, Suite 220, Boynton Beach, FL, 33426
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • SDG Lending Inc
  • 1213 SW 25th Avenue, Boynton Beach, FL, 33426
  • Lends in Florida
  • SDG Lending, Inc. has the ability to close loans in as little as 2 weeks. Although out average turnaround time is 3-4 weeks. Give me a call and experience the SDG Lending difference. Scott Goldstein have been helping homeowners with their home loans loans since 2003. Scott Goldstein is a dedicated professional.

  • MORTGAGES DONE RIGHT INC.
  • 1500 Gateway Blvd, STE 220, Boynton Beach, FL, 33426
  • Lends in Florida
  • Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.

  • JSS Funding Corp
  • 1012 South Dixie Highway, Lake Worth, FL, 33460
  • Lends in Florida
  • We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.