In the year 2026, the USDA loan ceiling in Lantana, within Palm Beach county, FL, is established at $368,000. Meanwhile, the FHA limit for a single-family home is $557,750.
Lendersa® offers a USDA loan calculator designed to contrast the best current rates between USDA and FHA loans. This tool helps you ascertain the income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to determine which plan in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $368,000 | 0% |
| FHA | $557,750 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The main aim of Lendersa® is to ensure you quickly obtain the ideal USDA or FHA loan without difficulty. You can choose from three starting points that match you with lenders offering USDA loan opportunities.
A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage. It is specifically intended for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans entail no down payment requirement whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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