USDA Vs. FHA your options comparison in Lantana, Palm Beach County, FL

In 2024, USDA loan limit in Lantana, county of Palm Beach, FL is $368,000 while FHA limit is $557,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Lantana, county of Palm Beach, FL

Loan Type Loan Limit Down payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Lantana, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Check City
  • 1177 Patterson St, Ogden, UT, 84403
  • Check City was originally founded in 1986 by Richard Rawle along with his sons Tracy Rawle and Todd Rawle as a check cashing store. The first Check City store opened in Richmond, Virginia.and also Check City has grown into a nationwide company that provides many financial services along with check cashing.
  • Transportation Alliance Bank, Inc. d/b/a TAB Bank
  • 4185 Harrison Boulevard, Suite 200, Ogden, UT, 84403
  • TAB Bank customizes solutions to serve the needs of small- and medium-sized commercial businesses across the US. With lasting commitment, we provide working capital solutions, equipment financing and deposit products during all stages of our customers’ business life cycle in any economic environment
  • Education First Credit Union
  • 1250 Country Hills Drive, Ogden, UT, 84403
  • Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
  • USA Cash Services
  • 1752 Combe Rd, Suite 1, Ogden, UT, 84403
  • We opened our first store in 1995. In 2001, we made our loans even more convenient by offering them online. We have expanded into multiple states and currently have many locations to better serve our customers. With USA Cash Services you can be confident you are working with a trustworthy company. We are a direct lender.
  • Ascent Credit Union
  • 4140 Harrison Blvd, Ogden, UT, 84403
  • We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
  • Intercap Lending
  • 5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403
  • Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.
  • Village Mortgage, Inc.
  • 3852 South Washington Boulevard, Ogden, UT, 84403
  • Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.
  • Talon Loans, LLC
  • 920 Chamber St, Suite 11, Ogden, UT, 84403
  • Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Wasatch Peaks Credit Union
  • 4723 Harrison Blvd, Ogden, UT, 84403
  • Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.
  • Goldenwest Credit Union
  • 5025 South Adams Avenue, South Ogden, UT, 84403
  • Goldenwest is among the largest credit unions in Utah, holding $2.3 billion dollars in assets. As a not-for-profit financial cooperative, Goldenwest is owned by its 153, 000+ members. Based in Ogden since it was founded in 1936, the credit union operates 43 branches from Logan to St George, including the USU Credit Union Division in Cache Valley.
  • 1st Utah Mortgage
  • 68 West 100 North, Logan, UT, 84321
  • 1st Utah Mortgage Clients receive personal service from a successful mortgage broker who has navigated the ups and downs of the mortgage industry for over 20 years. I’ll use my expertise and knowledge to personalize a mortgage loan program that is right for you and personally guide you through the entire loan process.
  • Wasatch Mortgage Solutions
  • 664 North Main, Suite 103, Logan, UT, 84321
  • Founded in 1999, Wasatch Mortgage Solutions is a mortgage lender in Logan, Utah. We're licensed to do home loans in all of Utah and Idaho, even though we call Cache Valley home and As a mortgage lender, we offer a wide variety of home loan programs including Conventional, FHA, VA, USDA, and Portfolio home loans