USDA VS FHA in San-Castle, Palm Beach County, FL

In 2026, the USDA loan limit in San-Castle, county of Palm Beach, FL, is $322,000. Meanwhile, the FHA limit for a single-family home stands at $402,500.

Use the Lendersa® USDA loan calculator to compare the best current rates for USDA against FHA. Determine what income, credit, reserves, and documents are needed for qualification. Our advanced mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA options, providing insight into which program is ideal for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in San-Castle, Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in San-Castle, FL

The goal of Lendersa® is to quickly connect you with the best USDA or FHA loan options without hassle. Choose from three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is offered solely in rural neighborhoods. Compared to FHA loans that require a 3.5% minimum down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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