USDA and FHA Pro and Con in Egypt-Lake-Leto, Hillsborough County, FL

In 2026, the USDA loan limit available in Egypt-Lake-Leto, within Hillsborough county, FL, is $285,000. For a single-family home, the FHA sets the limit at $356,362.

Leverage the Lendersa® USDA loan calculator to compare today’s competitive USDA versus FHA rates and determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in deciding which program in aligns best with your financial circumstances.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Egypt-Lake-Leto, Hillsborough, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Egypt-Lake-Leto, FL

The aim of Lendersa® is to provide swift access to the best USDA or FHA loans, hassle-free. Choose one of three initial paths to find matching lenders and the suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is the USDA Loan in FL?

A USDA home loan is a government-backed mortgage by the Department of Agriculture, alternatively known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages usually demand no down payment, offering more accessible financing options for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



Egypt-Lake-Leto Lenders

  • AnnieMac Home Mortgage - Scott Kepler
  • 2918 Busch Lake Blvd, Suite A, Tampa, FL, 33614
  • Lends in Florida
  • We're making HOME a reality by providing guidance that will not only help you find the right mortgage, but will also ensure that mortgage payment fits very comfortably within your budget. We don't just want to help you get into YOUR HOME; we want you to be able to stay in your home as long as you would like.

  • Ebenezer Mortgage Solutions
  • 3203 W Waters Ave, Tampa, FL, 33614
  • Lends in Florida
  • Ebenezer Mortgage Solutions' goal is to ensure consumers understand the benefits and drawbacks of each home loan option, rather than emphasizing only the positive aspects. We don’t want to see any individual, whether or not they are a customer, enter into a legal agreement that is not right for them or one that they cannot afford financially.

  • MortgageUSA
  • 4311 West Waters Avenue, Suite 205, Tampa, FL, 33614
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Sonlife Home Mortgage LLC
  • 7223 N Manhattan Ave, Tampa, FL, 33614
  • Lends in Florida
  • We are a Christian company founded in July 2014. After many years of loan originating and processing experience, Glenda Lantes decided to follow her passion and created Sonlife Home Mortgage, LLC. Sonlife Home Mortgage consists of employees that treat their customers as top priority.

  • Metroplex Mortgage Services
  • 8622 N Himes Avenue, Tampa, FL, 33614
  • Lends in Florida
  • "We were founded on the “customer for life” principle of doing business and at Metroplex, you’re more than just a number.
    With referrals from past customers and local real estate professionals delivering the majority of our company’s production, we make it a point to know our clients and their communities."

  • Mortgage Approval Group, LLC
  • 2918 Busch Lake Blvd, Tampa, FL, 33614
  • Lends in Florida
  • Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.

  • i3 Lending
  • 3836 Humphrey St., Tampa, FL, 33614
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence.
    Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • LoanFlight Lending, LLC
  • 4343 Anchor Plaza Pkwy Ste 170, Tampa, FL, 33634
  • Lends in Florida
  • "LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender.
    Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"

  • CORE FINANCIAL, INC
  • 8401 J R Manor Dr #100, Tampa, FL, 33634
  • Lends in Florida
  • CORE Financial, is ready to give you and your loan the service and attention it deserves. We have 15 years of experience at your service. We make it our mission to keep you headache-free during your entire loan process. Whether this is your first financing, a loan for remodeling, refinancing your home, or just simple debt consolidation