USDA and FHA Pro and Con in Egypt-Lake-Leto, Hillsborough County, FL

In 2026, the USDA loan limit available in Egypt-Lake-Leto, within Hillsborough county, FL, is $285,000. For a single-family home, the FHA sets the limit at $356,362.

Leverage the Lendersa® USDA loan calculator to compare today’s competitive USDA versus FHA rates and determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in deciding which program in aligns best with your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Egypt-Lake-Leto, Hillsborough, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Egypt-Lake-Leto, FL

The aim of Lendersa® is to provide swift access to the best USDA or FHA loans, hassle-free. Choose one of three initial paths to find matching lenders and the suitable USDA loan programs.

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What is the USDA Loan in FL?

A USDA home loan is a government-backed mortgage by the Department of Agriculture, alternatively known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages usually demand no down payment, offering more accessible financing options for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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