USDA Loan Vs. FHA loan for Umatilla, FL 2025

In 2025, USDA loan limit in Umatilla, county of Lake, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Umatilla, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(209) 800-7906 Lender's profile and map Reviews Central Valley Mortgage Group 5713 N. Pershing Avenue, Suite D2, Stockton, CA, 95207 We are a full-service mortgage company based in Stockton, CA. We specialize in FHA, VA, Conventional, USDA & JUMBO loans in Lodi, Linden, Patterson and Sonora. We also serve the surrounding cities in San Joaquin County, Stanislaus County, Madera County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
(209) 932-9504 Lender's profile and map Reviews Valley Capital Lending 4550 North Pershing Avenue, Suite 7, Stockton, CA, 95207 Our team at Valley Capital Realty is here to guide you through the Central Valley's treasure trove of real estate opportunities. After all, we're passionate for what we do and are proud to share that passion with such an amazing community. From decades of experience and unparalleled market knowledge to refined negotiating skills
(209) 405-4594 Lender's profile and map Reviews Emerald Realty & Mortgage 1330 W Robinhood Dr, Suite a 13, Stockton, CA, 95207 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(209) 885-4418 Lender's profile and map Reviews H.O.M.E. Lending 1919 Grand Canal Blvd, A6, Stockton, CA, 95207 Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rates. Whether it is your first home or an investment property we offer a wide range of financing options designed to meet your unique needs.
(209) 651-2000 Lender's profile and map Reviews Mission San Jose Mortgage 2111 West March Lane, Suite B100, Stockton, CA, 95207 Mission San Jose Mortgage, we have the experience, financial strength, and personalized service you can count on. As a client of Mission San Jose Mortgage, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products
19162714405 Lender's profile and map Reviews UNIFIED HOME LOANS 2270 DOUGLAS BLVD STE 215, ROSEVILLE, CA, 95661 With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.
(916) 628-7692 Lender's profile and map Reviews WTR LOAN FUND 1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661 WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.
(925) 513-0444 Lender's profile and map Reviews Delta Lending Group 2436 Professional Drive, Suite 100, Roseville, CA, 95661 Delta Lending Group has been an established mortgage lending company for the last 17 years. Nestled in the heart of Brentwood, CA, Delta’s reputation for quick, easy, and friendly home loans is renown throughout Northern California. People have come to know us as the top servicer of refinancing
(916) 218-7098 Lender's profile and map Reviews Alex Hughes - Mortgage Lender 8781 Sierra College Blvd, Roseville, CA, 95661 We provide friendly financing options for those who dream of living a more sustainable lifestyle and want to save money using modern technology. From sustainable home upgrades to affordable home purchases or refinances — we strive to care for the planet, while building lasting relationships with our valued partners and customers.
(916) 742-7400 Lender's profile and map Reviews Better Rate Mortgage, Inc. 2250 Douglas Boulevard, Suite 135, Roseville, CA, 95661 We put our customer at the center of everything we do. Our mission: Creating the best mortgage experience with unmatched service and expert advice to help find the perfect mortgage with complete transparency. We’re make getting a mortgage easier than ever before with technology to make things simpler, giving users all the support, security.
(916) 773-1244 Lender's profile and map Reviews Lend Quick Mortgage 729 Sunrise Avenue, Suite 600, Roseville, CA, 95661 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.