USDA Loan Vs. FHA loan pro & con for Umatilla, Lake County, FL

In 2025, USDA loan limit in Umatilla, county of Lake, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Umatilla, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(952) 208-6441 1270 miles Lender's profile and map Reviews Toro Credit Union 8111 Lyndale Avenue South, Bloomington, MN, 55420 Toro Federal Employees Credit Union offers comprehensive financial services to Toro employees who live in the United States, as well as their immediate family members. Immediate family members include: spouses, children, stepchildren, parents, grandparents, grandchildren, brothers and sisters.
(612) 798-7100 1270 miles Lender's profile and map Reviews My Credit Union 9550 Lyndale Avenue S, Minneapolis, MN, 55420 Established in 1957 by local educators, My Credit Union (formerly RBCU) is committed to improving the quality of its members lives by helping to educate them to make the best financial decisions, provide them with the best personal and remote access service, and strengthen the communities it serves by giving back both time and money.
(952) 465-1111 1270 miles Lender's profile and map Reviews Superior Financing, Inc. 8053 East Bloomington Freeway, Suite 300, Bloomington, MN, 55420 Superior Financing, Inc. is a small independent brokerage firm with national investor alliances for favorable (enhanced) pricing. Superior Financing, Inc. utilizes state of the art industry leading software and technology for streamline applications, processing and underwriting for a smooth process and enjoyable experience.
(866) 436-7158 1270 miles Lender's profile and map Reviews Dairy State Bank 16 South Main Street, Rice Lake, WI, 54868 Our goal is to provide you with a connection to Dairy State Bank and members of the communities we serve. We do review comments and will remove negative, explicit, profane, offensive or disruptive activity. Links we provide to third-party sites do not indicate endorsement and also provide the best customer service possible
(507) 427-2422 1270 miles Lender's profile and map Reviews United Prairie Bank 1141 3rd Ave, Mountain Lake, MN, 56159 United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie
(952) 885-9424 1271 miles Lender's profile and map Reviews United Bankers’ Bank 1650 West 82nd Street, Suite 1500, Bloomington, MN, 55431 At United Banker's Bank, “First for Your Success” is more than just our tagline; it's a promise and a guiding principle that establishes the success of each and every customer as our number one priority. UBB pioneered the bankers' bank model and for more than 45 years we have placed the needs and success of our community bank customers
(952) 698-7228 1271 miles Lender's profile and map Reviews Star Choice Credit Union 10750 France Avenue South, Bloomington, MN, 55431 Star Choice is a not for profit financial institution owned and operated entirely by our members. Star Choice Credit Union has been happily serving members since 1931. We are dedicated to making sure you love what we do and keep coming back. We still carry out the tradition of people-helping-people by building strong financial futures.
(952) 356-0100 1271 miles Lender's profile and map Reviews NorthMarq 3500 American Blvd West, Suite 500, Minneapolis, MN, 55431 We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
(952) 777-2250 1271 miles Lender's profile and map Reviews Flashpoint Mortgage Corp 8120 Penn Ave S, Suite 100P, Bloomington, MN, 55431 Flashpoint Mortgage Corp. We are a full-service mortgage company based in Bloomington, Minnesota. We specialize in home loans in Bloomington. We also serve the surrounding cities in Hennepin County. Whether you are buying a home or refinancing and we can help you realize your dream of homeownership or save you money.
(651) 739-8080 1271 miles Lender's profile and map Reviews Novation Credit Union, 500 Imperial Avenue, Oakdale, MN, 55128 Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million
(651) 332-5200 1271 miles Lender's profile and map Reviews Platinum Bank 7667 Tenth Street North, Oakdale, MN, 55128 We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.