USDA Vs. FHA your options comparison in Fellsmere, Indian River County, FL

In 2025, the USDA loan limit for Fellsmere, in Indian River county, FL, is $336,500. The FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to examine today's USDA versus FHA best rates and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting which program is best for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Fellsmere, Indian River, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Fellsmere, FL

Lendersa® aims to swiftly secure the best USDA or FHA loan for you, free of hassle. Choose one of three starting points to connect with lenders and learn more about USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Green Isle Real Estate & Mortgage is locally owned and operated in the heart of one of the most dynamic real estate markets in the country: Sacramento, California. We serve a growing demand for agencies that specialize in single family and multifamily properties. Our services include representation for buyers and sellers of primary.
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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