In 2026, the USDA loan limit for Fellsmere, in Indian River county, FL, is $336,500. The FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to examine today's USDA versus FHA best rates and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting which program is best for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly secure the best USDA or FHA loan for you, free of hassle. Choose one of three starting points to connect with lenders and learn more about USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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