USDA Vs. FHA your options comparison in Fellsmere, Indian River County, FL

In 2024, USDA loan limit in Fellsmere, county of Indian River, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Fellsmere, county of Indian River, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Fellsmere, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Streamline Mortgage Corporation Las Vegas
  • 6550 South Pecos Road, Building B, Suite 138, Las Vegas, NV, 89120
  • Streamline Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Citizens Choice Mortgage
  • 6290 Mcleod Drive, Suite 100, Las Vegas, NV, 89120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
  • Right Choice Lending Corp
  • 3960 E. Patrick Lane, Suite 201, Las Vegas, NV, 89120
  • "We have over 20 years experience and our goal is to make the home buying experience a pleasurable one. We specialize in FHA,VA, Conventional and Commercial Lending. We love 1st time homebuyers! Call us for more information on low down payment options. The Right Choice in Mortgage! Come meet our friendly staff here to help you with all"
  • Capella Mortgage
  • 3765 E Sunset Rd, Suite B9, Las Vegas, NV, 89120
  • Capella Mortgage is the leading provider of Hard Money mortgage lending in Las Vegas/Henderson. We have private lending programs for residential and commercial property in NV, CA, NM, TX, AZ, WY and CO. NMLS # 372157. Hard Money mortgage lending in Las Vegas/Henderson. We have private lending programs for residential
  • Capella Mortgage Corp.
  • 3765 E. Sunset Road #B9, Las Vegas, NV, 89120
  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.
  • Residential Mortgage Services - Home Loans
  • 3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
  • RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.
  • One Nevada Credit Union
  • 2645 S Mojave Rd, Las Vegas, NV, 89121
  • One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
  • BERTUCCINI-LLC
  • 3110 E Flamingo Rd, Las Vegas, NV, 89121
  • We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! Whether you’re a first time home buyer looking for a mortgage or you’re in the market
  • The Escobedo Team
  • 10075 South Eastern Avenue, Suite 104, Henderson, NV, 89052
  • Our family is our team. Two generations of mortgage expertise, born and raised in Las Vegas. We have 30+ years of combined mortgage experience here in Nevada and we do everything in our power to help every family achieve their American dream. Family helping families. Let our family help yours!
  • Merchant Banking Resources
  • 2831 St. Rose Parkway, Suite 444, Henderson, NV, 89052
  • Merchant Banking Resources prides itself on its customer satisfaction and the support provided to clients. Helping businesses thrive and succeed is the ultimate goal Merchant Banking Resources strives to achieve. We help both large sized companies and small businesses, each with unique requirements,
  • Community Access Lending
  • 871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
  • Community Access Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in First time home-buyers assistance in Las Vegas. We also serve the surrounding cities in Clark County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership
  • YLM Financial
  • 871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
  • YLM Financial is the smart choice for all of your mortgage needs. We are a family-owned company that emphasizes community, relationships, honesty, and integrity in everything that we do. As a company, we are committed to you, our valued client. YLM’s focus is to provide quality service and communication throughout the loan process.