USDA VS FHA in Micco, Brevard County, FL

In 2026, the USDA loan limit in Micco, located in Brevard county, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, compare the top rates for USDA and FHA today, and learn the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA side by side, guiding you to the best program for your financial strategy in .

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2026 Loan Limits and Down Payment in Micco, County of Brevard, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Micco, FL

Lendersa® aims to provide the best USDA or FHA loan swiftly and hassle-free. Choose from three initial steps to connect with lenders and explore USDA loan options.

Lendersa USDA loan request and matching outcomes

What Is a USDA Loan in FL?

A USDA home loan is backed by the government’s Department of Agriculture, also known as the USDA rural development loan. It is tailored for rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages are available with no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA. vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy
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