USDA Vs. FHA Pro and Con comparison in West-Vero-Corridor, Indian River County, FL

In 2025, USDA loan limit in West-Vero-Corridor, county of Indian River, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in West-Vero-Corridor, county of Indian River, FL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in West-Vero-Corridor, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Bristol Federal Credit Union
  • 25 North Street, Bristol, CT, 06010
  • First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.
  • CHICAGOLAND HOME MORTGAGE SERVICES
  • 10555 W. Cermak Rd, Suite 2, Westchester, IL, 60154
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply
  • LeaderOne Financial Corporation
  • 10150 W Roosevelt Rd, Westchester, IL, 60154
  • Leader Oneis a mortgage banking firm that funds over $1.7 Billion annually in residential real estate purchase and refinance mortgage transactions.With corporate operations centralized in the Midwest, LeaderOne Financial Corporation is represented by hundreds of lending professionals with local branch offices throughout the nation
  • Oklahoma Mortgage Group
  • 6666 S Sheridan Rd Ste 102, Tulsa, OK, 74133
  • Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a
  • SCISSORTAIL FINANCIAL
  • 10827 S. Memorial Dr, Suite C, Tulsa, OK, 74133
  • Scissortail Financial and Greg Freeman provided one of the best home buying experiences a family could have. We were pretty specific with what we were looking for with little knowledge of how to find it. We set up a meeting with Greg as our first step to buying our home with every intention.
  • Advantage One Mortgage
  • 8556 E 101st St, Suite B, Tulsa, OK, 74133
  • At Advantage One Mortgage, where we specialize in residential mortgages. At Advantage One Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • TTCU Federal Credit Union
  • 9815 E. 81st St, Tulsa, OK, 74133
  • Established in 1934, TTCU Federal Credit Union is a $2.1 billion financial institution with a full complement of depository, lending and financial advisory services.TTCU is the second-largest credit union in Oklahoma with 18 branch locations. You may be one of over almost a million people in Oklahoma eligible to join TTCU.
  • Molex Employees Federal Credit Union
  • 2222 Wellington Court, Lisle, IL, 60532
  • Molex Employees Federal Credit Union is a top-rated financial institution in business for over 35 years providing a broad array of financial products and services for Molex employees and their family members. We pride ourselves in combining the expertise of a large financial institution with a more personalized approach to customer service
  • Lisle Savings Bank
  • 1450 Maple Avenue, Lisle, IL, 60532
  • Lisle Savings Bank was originally chartered on July 19, 1917 as Sacramento Avenue Building & Loan Association. Our doors were opened at 2307 S. Sacramento Avenue in Chicago, Illinois. In that charter, our founding fathers opened the building & loan with the object of building and improving of homesteads and the accumulation of funds to loan among.