USDA Loan Vs. FHA loan for Fernandina-Beach, FL [Nassau County Rates 2023]

In 2024, USDA loan limit in Fernandina-Beach, county of Nassau, FL is $310,900 while FHA limit is $388,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fernandina-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(231) 843-2323 http://www.safeharborcu.org 960 miles Lender's profile and map Reviews Safe Harbor Credit Union 1200 E Tinkham Ave, Ludington, MI, 49431 Safe Harbor Credit Union was chartered in 1952 by employees of the Ludington Plant of Dow Chemical Company. The founders established our credit union to provide a safe, friendly environment where Dow’s Ludington employees and their families could place their savings and receive a good rate of return, as well as borrow for productive purposes.
(401) 722-2212 https://www.pcu.org/ 960 miles Lender's profile and map Reviews Pawtucket Credit Union 1200 Central Ave, Pawtucket, RI, 02861 In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work. Our employees are encouraged to give back to the community through our PCUnited volunteer initiative
(401) 475-1600 http://www.seacoastmortgage.com 960 miles Lender's profile and map Reviews Seacoast Mortgage Corporation 267 Newport Avenue, Pawtucket, RI, 02861 At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.
(508) 696-1801 http://www.mvmortgage.net/ 960 miles Lender's profile and map Reviews Martha's Vineyard Mortgage Company LLC 107 Beach Road, Suite 101, Vineyard Haven, MA, 02568 Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
(508) 678-2851 https://www.somersetfcu.com/ 961 miles Lender's profile and map Reviews Somerset Federal Credit Union 740 County Street, Somerset, MA, 02726 Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve. SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.
(774) 888-6100 https://www.bankfive.com/ 961 miles Lender's profile and map Reviews Bank 5 79 North Main Street, Fall River, MA, 02720 BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.
(512) 863-2567 https://www.firsttexasbank.bank/ 961 miles Lender's profile and map Reviews First Texas Bank 900 Austin Avenue, Georgetown, TX, 78627 From our 1898 beginning, First Texas Bank has been providing service and care to our communities. Our promise is to provide consistency and dedication, ensuring that each customer feels like family. Our number one priority is confidentiality and security. The loyalty from the members of the communities is something we do not take for granted.
(608) 266-4952 https://www.mfdcu.org/ 961 miles Lender's profile and map Reviews Madison Fire Department Credit Union 1437 Monroe Street, Madison, WI, 53711 The MADISON FIRE DEPARTMENT CREDIT UNION is committed to providing its members sound and dependable financial service, an environment where members can interact with mutual trust, respect and dignity by creating a sense of pride and ownership. The credit union will provide loans in a prudent, sound and discreet manner in accordance.
(608) 776-4071 https://www.fnbdarlington.com/ 961 miles Lender's profile and map Reviews First National Bank at Darlington 245 Main Street, Darlington, WI, 53530 First National Bank at Darlington has been proudly serving the banking needs of Lafayette County residents since 1934. Our professional staff is committed to providing you with the most up to date financial services. As a locally owned bank, with convenient locations in Darlington & Gratiot, our commitment to our customers is second to none.
(508) 990-9800 http://www.coastalmanda.com/ 961 miles Lender's profile and map Reviews Coastal M & A 700 Pleasant Street, Suite 330D, New Bedford, MA, 02740 Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.