USDA Vs. FHA your options comparison in Atlantic-Beach, Duval County, FL
In 2025, the USDA loan limit in Atlantic-Beach, for Duval county, FL is $310,900. Meanwhile, the FHA limit for a single-family home stands at $388,700.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you decide which program in Alabama is best for your specific financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Atlantic-Beach, Duval County, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Atlantic-Beach, FL
Lendersa® aims to secure you the best USDA or FHA loan swiftly and easily. Choose one of the three starting points to match with lenders and customize USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payments.
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