USDA Vs. FHA your options comparison in Atlantic-Beach, Duval County, FL
In 2026, the USDA loan limit in Atlantic-Beach, for Duval county, FL is $310,900. Meanwhile, the FHA limit for a single-family home stands at $388,700.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you decide which program in Alabama is best for your specific financial scenario.
Loan Limits and Down Payment Requirements for 2026 in Atlantic-Beach, Duval County, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Atlantic-Beach, FL
Lendersa® aims to secure you the best USDA or FHA loan swiftly and easily. Choose one of the three starting points to match with lenders and customize USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payments.
Tim Perry has a unique perspective as a “one-stop shop” for both realty and loans. More importantly, he prides himself in understanding each individual situation to ensure that his clients get the expertise they need. These qualities have helped close over 10, 000 mortgages since 1993.
1410 Higgins Road, Suite 103, Park Ridge, IL, 60068
At GRU Financial we provide various types of financing for individuals and businesses. Our expertise and partnerships with national lenders guarantee complete satisfaction of your financial needs. We will provide you with free credit and income analysis, and advise you how to prepare for the purchase.
Mariana Kotzeva Loan Specialist at MUTUAL FINANCIAL CORPORATION With 15 years of successful experience in position of increasing responsibility and duties. Top performer with track record of consistently meeting or exceeding sales goals and customer expectations. Skilled in educating customers on mortgage products
1300 W. Higgins Road, Suite 201, Park Ridge, IL, 60068
Blueleaf Lending is a boutique-lending firm that specializes in Residential Mortgages, Commercial Real Estate Lending, and Business Lending. We have the unique ability to structure all types of loan facilities tailored to client needs, including fixed-rate loans, value-added loans and loans to facilitate the acquisition and rehab of real estate.
1030 W Higgins Rd, Suite 210, Park Ridge, IL, 60068
"Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business.
Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans."
We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.
The Irish money man, LLC can arrange loans on Commercial Properties up to 50 units and up to 4 units for Non Resident buyers. All conventional, FHA and VA loans originated and closed through C and R Mortgage 7788 North Milwaukee Avenue Niles Illinois 60714. NMLS no 227317 with John Gurhy as loan officer NMLS No 1104206.
