USDA Vs. FHA your options comparison in Atlantic-Beach, Duval County, FL
In 2026, the USDA loan limit in Atlantic-Beach, for Duval county, FL is $310,900. Meanwhile, the FHA limit for a single-family home stands at $388,700.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you decide which program in Alabama is best for your specific financial scenario.
Loan Limits and Down Payment Requirements for 2026 in Atlantic-Beach, Duval County, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Atlantic-Beach, FL
Lendersa® aims to secure you the best USDA or FHA loan swiftly and easily. Choose one of the three starting points to match with lenders and customize USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payments.
We are Loan Consultants and Reverse Mortgage Specialists. We can close in 30 days or less. Additionally, we are a wholesale broker, which allows us the best interest rates available for our clients, and we are always working on making our customer service the best available.Established in 2014.
Island Coast Mortgage was founded in 1986 with a vision to make it fast, easy and affordable for every homebuyer in Florida to find a suitable mortgage. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to connect clients with ideal home loans while providing them with the lowest interest rates
2534 SE Santa Barbara Pl, St #201, Cape Coral, FL, 33904
Welcome to Premier Mortgage Consultants! PMC is a leading mortgage company dedicated to providing you with the highest level of client service. Our qualified loan officers have years of experience, access to hundreds of loan programs and relationships with over 50 of the nation's leading wholesale lenders and banks.
We offer FHA home loans, VA, USDA, conventional, reverse mortgages, and renovation loans. We focus on providing expert advice and service. We finance primary homes, secondary homes, and investment properties up to four units.Established in 2018.Odom Mortgage specializes in home loans in Cape Coral, FL. Fast closings, reliable results.
1325 SE 47th Street Suite F, Cape Coral, FL, 33904
Edison Mortgage Group, Inc. is a company based out of 1222 SE 47th Street, Cape Coral, Florida, United States. We are a full service Florida Mortgage Business helping Florida Realtors with financing for their valued clients Since 1998. Through the mortgage “Boom” & the “Bust”, our Florida Realtor partners have always relied on us!
Founded in 1997, Edison National Bank, and its Bank of the Islands offices, is the oldest locally owned and managed independent community bank in Lee County. Dedicated to providing genuine personal services and on-site decision making, we have an undeniable interest in the future growth and well-being of the community we serve.
Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
5237 Summerlin Commons Blvd, Suite 337, Fort Myers, FL, 33907
We specialize in Conventional, FHA, VA, and Jumbo loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan for you and your family. We offer many loan programs that banks do not offer, and we can get you to the closing table faster too!
