USDA Loan Vs. FHA loan pro & con Nassau-Village-Ratliff, Nassau County, FL

For 2025, the USDA loan ceiling in Nassau-Village-Ratliff, situated in Nassau County, FL, is $310,900, whereas the FHA ceiling for a single-family home is $388,700.

To gauge today's best rates comparing USDA against FHA loans, make use of the Lendersa® USDA loan calculator. This will help you determine income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in choosing the optimal plan for your financial needs in Alabama.

Exploring USDA and FHA Loan Choices in Nassau-Village-Ratliff, FL

Lendersa® is dedicated to providing you with the finest USDA or FHA loan quickly and with ease. Choose from three initial paths to align with the appropriate lenders and secure USDA loan packages.

Lendersa USDA loan inquiries and match results

Understanding USDA Loans in FL

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage. Available only in rural areas, USDA loans differ from FHA loans, which require a minimum of 3.5% down payment, by not necessitating any down payment from eligible borrowers, offering a valuable option in rural communities.

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(888) 251-0080 Lender's profile and map Reviews FitzGerald Financial Group 600 Jefferson Plz, Rockville, MD, 20852 FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to
(301) 929-7990 Lender's profile and map Reviews Lafayette Federal Credit Union 2701 Tower Oaks Blvd, Rockville, MD, 20852 Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions.
(301) 881-5555 Lender's profile and map Reviews America Trust Funding 5912 Hubbard Dr, Rockville, MD, 20852 At America Trust Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(301) 231-5770 Lender's profile and map Reviews BMIC Mortgage Inc 5640 Nicholson Lane, Suite 210, Rockville, MD, 20852 BMIC has a customized process that is simple and straightforward, allowing us to complete a loan application in a matter of minutes. We will have a loan decision for our clients within an hour. At that time, BMIC will issue a formal loan approval.BMIC recognizes that each circumstance is unique
(301) 825-9167 Lender's profile and map Reviews American Capital Financial Group, LLC 5010 Nicholson Lane, Suite 100, Rockville, MD, 20852 At American Capital Financial Group, LLC. We are a full-service local mortgage company based in Rockville, MD. We specialize in First Time Home Buyers, Purchase, Refinance, VA, FHA, JUMBO and USDA Loans specifically in Maryland, Washington DC and Virginia. Here at American Capital Financial Group, we give you all the options of buying a home.
(301) 986-8060 Lender's profile and map Reviews Infinity Financial Services, LLC 11140 Rockville Pike, Suite 400, North Bethesda, MD, 20852 Infinity Financial Services, LLC is a boutique mortgage company for both residential and commercial lending.The company was founded in 2000 by Sandra Marshall, a Maryland native and financing expert with more than 20 years of diverse experience in the lending and real estate industry.
(301) 343-3091 Lender's profile and map Reviews Abel Commercial Funding, LLC 11140 Rockville Pike, Suite 400, Rockville, MD, 20852 Abel Commercial Funding offers business and commercial real estate financing products all over the country and is a leading lender for commercial finance. We have spent years helping businesses of all sizes thrive in an up and down market. We know you need plenty of working capital to keep your business successful
(410) 860-6290 Lender's profile and map Reviews Delmarva Power Federal Credit Union 2530 N Salisbury Boulevard, Salisbury, MD, 21801 Our Mission is to provide the highest quality service to our members in loans, savings & services in a most professional, confidential & ethical manner. Delmarva Power FCU is a member-owned, not-for-profit, financial cooperative. Unlike commercial banks, credit unions return earnings to their members instead of profiting stockholders.
(410) 543-4626 Lender's profile and map Reviews Salisbury Neighborhood Housing 560 Riverside Drive, Suite A102, Salisbury, MD, 21801 Salisbury Neighborhood Housing Services (SNHS) is a private non-profit organization. Our mission is to cultivate sustainable neighborhoods with partnerships and lending that inspire self-reliance, growth and optimism. The organization was incorporated in 1994 with the vision of increasing homeownership
(618) 457-3595 Lender's profile and map Reviews SIU Credit Union 395 N Giant City Rd, Carbondale, IL, 62902 SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il
(812) 323-3008 Lender's profile and map Reviews Indiana Mortgage Company Inc 3900 South Walnut Street, Suite C, Bloomington, IN, 47401 Indiana Mortgage Company Inc, mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options available.
(870) 523-3601 Lender's profile and map Reviews Merchants and Planters Bank 120 Hazel Street, Newport, AR, 72112 Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs