USDA and FHA Pro and Con in Yulee, Nassau County, FL

In 2026, the USDA loan limit for Yulee in the county of Nassau, FL, is $345,900, whereas the FHA limit for a single-family home is $526,700.

The Lendersa® USDA loan calculator allows you to contrast today's top USDA and FHA rates. You can figure out the income, credit, reserves, and the documents needed for qualification. Our mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to determine the best program for your needs in Alabama.

Explore loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Requirements in Yulee, Nassau, FL

Loan Type Loan Limit Down Payment
USDA $345,900 0%
FHA $526,700 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Yulee, FL

Lendersa® aims to quickly secure you the best possible USDA or FHA loan without complication. Choose one of three starting points to connect with lenders and suitable USDA loan programs.

Results for Lendersa USDA loan requests and matches

Understanding USDA Loans in FL

A USDA home loan, supported by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Yulee Lenders

  • CBC National Bank
  • 1891 S 14th St, Fernandina Beach, FL, 32034
  • Lends in Florida
  • CBC Mortgage at First Federal Bank, our focus is this: to put our customers first. Since this division opened its doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers.

  • Atlantic Mortgage Consultants Inc
  • 501 Centre Street, Suite 101, Fernandina Beach, FL, 32034
  • Lends in Florida
  • The professionals at Atlantic Mortgage Consultants are focused helping home buyers secure the best home loans in the Jacksonville, Amelia Island areas. When faced with the choice between dealing with a mortgage broker or a direct lender, home buyers quickly find that using us has distinct advantages.

  • SWAN FINANCIAL CORPORATION
  • 1901 Island Walk Way, Fernandina Beach, FL, 32034
  • Lends in Florida
  • Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial

  • Jet HomeLoans
  • 1910 South 14th Street #101, Fernandina Beach, FL, 32034
  • Lends in Florida
  • At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.

  • Capital City Home Loans, LLC
  • 1884 S. 14th Street, Fernandina Beach, FL, 32034
  • Lends in Florida
  • Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process

  • Farmers Federal Credit Union
  • 6611 Dunn Ave, Jacksonville, FL, 32218
  • Lends in Florida
  • The American farmer has always been known for honesty, hard work, and helping out their neighbor. Those values were the foundation of our credit union back in 1934 when a group of local farmers came together and built a place to save their money and make loans to one another. WE ARE HERE TO SERVE YOU AND ALL OF YOUR FINANCIAL NEEDS!

  • Metro North Federal Credit Union
  • 310 Dundas Drive, Jacksonville, FL, 32226
  • Lends in Florida
  • Metro North Federal Credit Union is a member-owned financial institution whose purpose is to provide quality personalized services to our members at a competitive rate, while maintaining the Credit Union's long term financial stability. Metro North Federal Credit Union has been in operation since 1954.