In 2026, the USDA loan limit for Yulee in the county of Nassau, FL, is $345,900, whereas the FHA limit for a single-family home is $526,700.
The Lendersa® USDA loan calculator allows you to contrast today's top USDA and FHA rates. You can figure out the income, credit, reserves, and the documents needed for qualification. Our mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to determine the best program for your needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $345,900 | 0% |
| FHA | $526,700 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure you the best possible USDA or FHA loan without complication. Choose one of three starting points to connect with lenders and suitable USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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