USDA Vs. FHA your options comparison in Neptune-Beach, Duval County, FL
For 2025, within Neptune-Beach situated in Duval County, FL, the USDA loan limit is capped at $310,900, whereas the FHA limit for a single-family home is $388,700.
To compare the current best USDA and FHA rates, use the Lendersa® USDA loan calculator. It helps you identify the income, credit rating, reserves, and documents required for eligibility. Our comprehensive mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to choose the best program for your financial needs in .
Loan limits and down payment needs in 2025 for Neptune-Beach, Duval County, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Neptune-Beach, FL
The aim of Lendersa® is to help you obtain the best USDA or FHA loan quickly and without complications. Choose one of three options to connect with lenders and explore their USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, and it's available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
Synergy Federal Credit Union is dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products. To be a growth credit union offering competitive products and services through state of the art delivery outlets while maintaining a sound financial position.
4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
At Miracle Mortgage, our passion is helping you finance the home of your family’s dreams!
debbie is the owner of the firm, If you are looking for a place to hang your heart. After 30 years in the real estate industry as a realtor, mortgage lender, escrow officer, title officer and speaker/trainer, Debbie knows that having your home hug
We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need
The Midwestern State University Credit Union, established April 25, 1955, is a member-owned financial cooperative dedicated to providing services that support members’ financial goals and help educate members in making decisions of their own financial affairs. Since the only owners are the members
PosTel Family Credit Union is the oldest, longest lasting credit union in the State of Texas. We are a full service community credit union that provides friendly financial services to anyone and their families who live, go to school, work or worship in Wichita County and its four surrounding Texas Counties including Clay, Archer, Baylor.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Wiley T. Murray was one of the first settlers in the San Saba valley, arriving about 1855. An Alabama native, he came here from Williamson County to open a general merchandise store to serve early settlers on the frontier. Murray was also a fine judge of horseflesh and bought and sold horses. When the civil war broke out in 1860,
