USDA Loan Vs. FHA loan pro & con for Neptune-Beach, Duval County, FL

In 2025, USDA loan limit in Neptune-Beach, county of Duval, FL is $310,900 while FHA limit is $388,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Neptune-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(906) 542-4272 1226 miles Lender's profile and map Reviews Midwest Loan Services 400 Quincy Street, 6th Floor, Hancock, MI, 49930 Mortgage loan subservicing is a highly demanding and regulated discipline – one that requires precise expertise for handling thousands of complex tasks. Today’s environment is not for the inexperienced, or those who are stuck in the status quo. That’s why lenders all over the country trust Midwest.
(507) 557-2233 1227 miles Lender's profile and map Reviews Franklin State Bank 278 2nd Ave E., Franklin, MN, 55333 At Franklin State Bank, we are your trusted banking partner! Located in Southwest Minnesota, we are happy to serve our friends, family and neighbors by helping them secure home, business, and agricultural loans as well as supplying them with convenient checking, savings and more. Online and mobile banking ensures you get your financial information
(320) 252-2634 1227 miles Lender's profile and map Reviews ST. CLOUD FINANCIAL CREDIT UNION 5600 La Centre Ave, Suite 100, Albertville, MN, 55301 St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.
(207) 827-3165 1227 miles Lender's profile and map Reviews Penobscot County Federal Credit Union 205 Main Street, Old Town, ME, 04468 Penobscot County Federal Credit Union focuses on providing family style service and top notch consumer lending for the current and potential members of Penobscot County Federal Credit Union. Penobscot County Federal Credit Union has grown into a full service financial institution that has over 8, 000 members and assets over $53 million.
(402) 843-2228 1227 miles Lender's profile and map Reviews Bank of Elgin 101 North 2nd Street, Elgin, NE, 68636 "Bank Of Elgin is a branch office of Bank Of Elgin. They provide the following services: Full Service Office Location & are located at 101 North 2nd Street in Elgin Nebraska. Mobile & traditional directions to this location can be found below along with ratings lobby hours, their phone number, online banking website & additional banking informati
(402) 586-2266 1227 miles Lender's profile and map Reviews Commercial State Bank 519 East Broadway, Wausa, NE, 68786 Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
(906) 337-5565 1227 miles Lender's profile and map Reviews Torch Lake Federal Credit Union 400 Hecla Street, Calumet, MI, 49913 In the mid-1950s, a group of like-minded community members gathered with the foresight to see a need for an alternative way of “banking”. With this ambition, our founders created the Torch Lake Council #2713 Knights of Columbus Federal Credit Union - quite a mouthful! Our credit union was formally established on February 16, 1955
(806) 392-9900 1228 miles Lender's profile and map Reviews AimBank 6506 19th St, Lubbock, TX, 79407 AT AimMortgage We look forward to putting our mortgage services to work for you! We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing
(507) 763-3262 1228 miles Lender's profile and map Reviews Currie State Bank 141 Mill Street, Currie, MN, 56123 Currie State Bank was established in February 1931 and the Okabena office was established in December of 2016. We take pride in creating and delivering quality banking products and services to you at exceptional values.We provide a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence.
(763) 682-5626 1228 miles Lender's profile and map Reviews Midwest Mortgage Consultants 600 Soo Lane, Suite 6, Buffalo, MN, 55313 At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(432) 688-7300 1229 miles Lender's profile and map Reviews MTCU 1505 N Midland Drive, Midland, TX, 79703 At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.