USDA Loan Vs. FHA loan pro & con for Neptune-Beach, Duval County, FL

In 2025, USDA loan limit in Neptune-Beach, county of Duval, FL is $310,900 while FHA limit is $388,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Neptune-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(785) 325-2221 1100 miles Lender's profile and map Reviews The First National Bank of Washington 101 C Street, Washington, KS, 66968 FNB Washington was originally chartered as a national bank in 1883, the same year the Brooklyn Bridge opened and the year Buffalo Bill Cody debuted his "Wild West Show". We've been around longer than radio, neon lights and crayons, Hershey bars and Duct tape. We were serving customers before Einstein published the Theory of Relativity
(877) 226-2351 1101 miles Lender's profile and map Reviews First Bank Sterling, KS 128 South Broadway Avenue, Sterling, KS, 67579 While our name - First Bank - may be relatively new, our roots run deep in Sterling and Rice County. Originally known as Farmers State Bank, the bank opened for business in Sterling on March 24, 1907 with Frank W. Ross as president. The previous November the bank was incorporated by a group of farsighted community business, farmers.
(507) 324-5260 1101 miles Lender's profile and map Reviews First State Bank Minnesota 102 W. Main Street, Le Roy, MN, 55951 First State Bank Minnesota was established in 1893, with the foresight of 9 men from the area. One of the men, John Frank became the first president of First State Bank Minnesota. The current bank building was built in 1914 by the firm Purcell and Elmslie and is in the National Register of Historic places.
(325) 365-2525 1101 miles Lender's profile and map Reviews The First National Bank of Ballinger 911 Hutchings, Ballinger, TX, 76821 A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.
(402) 223-4041 1101 miles Lender's profile and map Reviews Security First Bank 120 N 6th St, Beatrice, NE, 68310 Security First Bank is a Nebraska-chartered, privately-held community bank with 26 branch locations and 12 insurance offices throughout Nebraska and southwest South Dakota. We provide community banking services from the farm and ranch towns in rural Nebraska to the hub cities of Lincoln and Rapid City.
(620) 257-2316 1101 miles Lender's profile and map Reviews Lyons Federal Bank 200 East Avenue South, Lyons, KS, 67554 Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,
(712) 388-0505 1101 miles Lender's profile and map Reviews Midstates Bank, National Association 1851 Madison, Council Bluffs, IA, 51503 We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.
(940) 684-1531 1101 miles Lender's profile and map Reviews Crowell State Bank 100 East Commerce St., Crowell, TX, 79227 Crowell State Bank We are very pleased that you have chosen our bank to be Your bank! Crowell State Bank has been locally owned and operated since 1931 and we pride ourselves in being able to continue to offer community banking service to our local area. Come in and have a cup of coffee with us and let us know what your banking needs are and we wil
(956) 765-4302 1101 miles Lender's profile and map Reviews Zapata National Bank PO Drawer 100, Zapata, TX, 78076 Zapata National Bank is the institution with the longest servitude to the South Texas community of Zapata County. As the oldest bank in Zapata, we have strong deep roots committed to the community and its prosperity. Since its foundation in 1961, we have strived to assist the citizens of Zapata by offering competitive products and services
(402) 515-1670 1102 miles Lender's profile and map Reviews Dynamic Mortgage Concepts, Inc. 2516 Platte River Dr, Bellevue, NE, 68123 Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
(580) 995-4231 1102 miles Lender's profile and map Reviews Bank of Vici 121 West Broadway Street, Vici, OK, 73859 The Bank of Vici acquired an organizational charter date of October 22, 1902. In 1914, the Bank of Vici consolidated with the First Bank of Cestos with John F Windolph as the principal organizer and was its first president, a position he held until his death in 1956. The Bank of Vici celebrated its 100th anniversary on October 22, 2002.