USDA Vs. FHA your options comparison in Fleming-Island, Clay County, FL
For the year 2025, the USDA loan ceiling in Fleming-Island, within Clay county, FL, is designated at $310,900. At the same time, the FHA cap for single-family homes is set at $388,700.
The Lendersa® USDA loan calculator allows you to compare current USDA and FHA rates. It also helps you understand the necessary income, credit profile, reserves, and paperwork needed for qualification. By utilizing our cutting-edge mortgage calculator, you can align USDA, FHA, Conforming, and VA options alongside each other to find the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Fleming-Island, Clay County, FL
Loan Category
Limit
Initial Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Solutions in Fleming-Island, FL
Lendersa® aims to provide you with the most advantageous USDA or FHA loans, quickly and with ease. Begin with one of three pathways to engage with lenders and USDA loan schemes effectively.
A USDA home loan, endorsed by the U.S. Department of Agriculture, often known as a USDA rural development or USDA mortgage, is offered solely in rural areas. Contrasting with FHA loans that demand a 3.5% minimum down payment, a USDA mortgage requires no down payment at all.
150 South Pine Island Road, Suite 300, Fort Lauderdale, FL, 33324
We are a mortgage brokerage team committed to listening carefully to our customers’ needs in order to anticipate their home financing goals and dreams. We educate our customers on mortgage options and industry trends using our years of experience. Our goal is to build meaningful relationships with our customers by offering competitive rates.
1200 S Pine Island Rd;, Suite 670, Fort Lauderdale, FL, 33324
Certified Home Loans is committed to providing the highest level of personal financial services in a professional manner. First and foremost, we represent our clients ensuring they have access to the best rates and a variety of mortgage products. Our high standards provide our clients with mortgage-based savings
1200 South Pine Island Road, Plantation, FL, 33324
Mortgage Lending Masters is a newly established mortgage banker in Cherry Hill, NJ. We have over 20 years experience in the mortgage industry with a strong management team. We offer competitive rates and exceptional service. Making sure our clients are satisfied with our products and services is our number one priority.
300 S. Pine Island Rd. Suite 304, Fort Lauderdale, FL, 33324
Nations Mortgage is dedicated to making sure your experience is a gratifying one. If you have any questions, comments, concerns or just want to get in contact with us, we're looking forward to your call. For 18 years, we have been providing the best mortgage rates. While most other Fort Lauderdale mortgage companies skipped town,
RHome Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
We started many years ago as a small family real estate business and grew to meet the needs of our clients in the changing and growing market. With many years of real estate and financial experience, we opened Proper Mortgage Group to ensure all of our clients received the same exceptional level of service through every part of the home buying proc
Since opening in 2000, Proficient Processing, LLC. has been proud to serve the Plantation community. We’re committed to not only providing quality products and services, but going above and beyond to ensure our customers are completely satisfied. We welcome you to look through our site to see all we have to offer.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7501 Nw 4th Street, Suite 107, Plantation, FL, 33317
Evergreen Mortgage Services is committed to providing the right loan to finance your home. Our commitment remains second to none throughout the process, from application to closing. We are a licensed, full service, Mortgage Broker dedicated to guiding borrowers not just throughout the entire mortgage process.
2455 East Sunrise Boulevard, Suite 200, Fort Lauderdale, FL, 33304
Grove Gate Lender Services is a Florida based, privately owned, niche loan servicer for private investors and small to medium regional banks. We specialize in working with each of our clients to develop a completely customized servicing program that meets the needs of our clients and their customer's unique requirements.
1033 Northeast 17th Way, Unit 302, Fort Lauderdale, FL, 33304
Ruthann Fong is a mortgage industry veteran with over 22 years’ experience in mastering business development, sales, and operations.
Her team at Lendesta consists of highly-experienced, dual language (Spanish/English) home financing professionals. Her in-depth knowledge and expertise of the Florida Real Estate market.
925 Intracoastal Drive, Fort Lauderdale, FL, 33304
We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, mortgage brokers, builders and individual homebuyers throughout the state for the past 35 years. We are a premier service mortgage lender with an experienced staff offering expertise in every area of mortgage
