USDA Vs. FHA Pro and Con comparison in Middleburg, Clay County, FL
In the year 2026, the USDA loan cap in Middleburg, within the county of Clay, FL is $345,900. On the other hand, the FHA cap for a single-family house is $526,700.
To compare the top USDA and FHA rates available today, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents to qualify. Our comprehensive mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA programs, aiding you in deciding which option in Alabama suits your financial needs best.
Details on loan limits and down payment requirements in Middleburg, in Clay county, FL for 2026
Loan Type
Loan Limit
Down Payment
USDA
$345,900
0%
FHA
$526,700
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA loan choices in Middleburg, FL
The aim of Lendersa® is to swiftly and seamlessly secure you the most favorable USDA or FHA loans. Begin with any of three options to connect with matching lenders and USDA loan plans.
A USDA home loan is backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is accessible only in rural areas. Unlike FHA loans, which require a 3.5% down payment, a USDA mortgage does not necessitate any down payment.
Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.
Ion Financial, MHC is an independent financial services company committed to building lifetime relationships by partnering with our customers to help them identify and achieve their financial goals.We seek profitable growth while delivering superior customer service and offering a comprehensive package of progressive financial products.
501 West Felix Street, Building 24, Fort Worth, TX, 76115
Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .
Community Bank of Bristow has proudly served Creek County and the town of Bristow since 1924.
At Community Bank of Bristow, we work hard to exceed your expectations every day. Member FDIC. Equal Housing Lender.
Bristow was designated as the county seat for Creek County at statehood when its population was 1,134. However,
SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.
Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies.
MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.
Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified
applicants will receive consideration for employment without regard to race, color, religion, sex, national
origin, age, disability, veteran status or any other legally protected status.
1953 Golden Heights Road, Suite 401, Fort Worth, TX, 76177
Cheating Debt is a Credit Repair Service founded in 2016 with the mission to Serve, Educate and Empower people to take control of their credit and finances. Cheating Debt was conceived with the notion of “I wish someone would have taught me that before." Cheating Debt as a cumulative brings decades of private banking, mortgage.
United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.
