USDA Vs. FHA your options comparison in Middleburg, Clay County, FL
In the year 2025, the USDA loan cap in Middleburg, within the county of Clay, FL is $345,900. On the other hand, the FHA cap for a single-family house is $526,700.
To compare the top USDA and FHA rates available today, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents to qualify. Our comprehensive mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA programs, aiding you in deciding which option in Alabama suits your financial needs best.
Details on loan limits and down payment requirements in Middleburg, in Clay county, FL for 2025
Loan Type
Loan Limit
Down Payment
USDA
$345,900
0%
FHA
$526,700
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA loan choices in Middleburg, FL
The aim of Lendersa® is to swiftly and seamlessly secure you the most favorable USDA or FHA loans. Begin with any of three options to connect with matching lenders and USDA loan plans.
A USDA home loan is backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is accessible only in rural areas. Unlike FHA loans, which require a 3.5% down payment, a USDA mortgage does not necessitate any down payment.
SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. we focus on finding banking solutions that empower you
Appalachian Home Loans, Inc. is committed to providing an accessible website. Appalachian Home Loans, Inc. will strive to provide the content you need in the format you require. Appalachian Home Loans, Inc. welcomes your suggestions and comments about improving ongoing efforts to increase the accessibility of this website.
While our name has changed, formerly SC Telco Federal Credit Union, our mission to improve the financial lives of our members has never wavered. Our credit union has spent more than 85 years focusing on one simple goal: to provide trustworthy financial solutions that empower everyday people to take ownership of their future
Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20,000 members.
Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20, 000 members
Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.
1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607
NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction
