USDA Vs. FHA your options comparison in Orange-Park, Clay County, FL
In the year 2025, the USDA loan limit for Orange-Park in Clay County, FL, is $310,900, whereas the FHA limit for a single-family home is $388,700.
Use the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator features a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program is best for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Orange-Park, Clay, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Orange-Park, FL
Lendersa® strives to secure the best possible USDA or FHA loan swiftly and with minimal hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment.
Edgewood Capital is a private commercial real estate bridge lender focused on providing loans for borrowers acquiring or recapitalizing transitional value-add assets of all property types nationwide. Edgewood works closely with borrowers to provide a quick and customized resolution for their financing needs.
Stormfield Capital Funding I, LLC is a direct lender specializing in providing short-term loans secured by commercial and residential investment real estate.
As a result of Stormfield's experience and flexible capital pool, we are able to underwrite situations which present an urgent need for capital. Typical special situations may include qui
Midwest Bank is proud to be a locally-owned, community bank. Our employees understand that the foundation of our business is built on the relationships we have with our customers. We serve the communities with courtesy, professionalism and integrity; our customers are our neighbors, friends and family.
Community National Bank in Monmouth is a Locally Owned Bank providing friendly and personalized service to the people and businesses in Monmouth, Illinois and the surrounding area. In January 1964 the community of Monmouth was shocked to learn that control of the Second National Bank had changed and the bank was being voluntarily liquidated.
In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
