USDA Vs. FHA your options comparison in Oakleaf-Plantation, Clay County, FL
In the year 2025, the USDA loan threshold for Oakleaf-Plantation, situated in Clay county, FL, is $310,900. Meanwhile, the FHA ceiling for a single-family house is noted as $388,700.
Lendersa® provides a USDA loan calculator that allows you to contrast today's USDA and FHA rates, helping you identify necessary qualifications like income, credit score, reserves, and documentation. This comprehensive mortgage calculator also lets you compare USDA, FHA, Conforming, and VA options side-by-side to determine the optimal choice for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Oakleaf-Plantation, Clay, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Alternatives in Oakleaf-Plantation, FL
The mission of Lendersa® is to facilitate you in obtaining the best possible USDA or FHA loans promptly and conveniently. Choose one of the three starting steps to align with lenders and access USDA loan programs.
A USDA home loan is federally backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and it is restricted to rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans have no such requirement.
Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.
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Select Mortgage Group, Inc.is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial.
Kairos Movements Mortgage Services, LLC is a full service mortgage brokerage specializing in Purchase and Refinancing.
We tailor the mortgage experience to your needs and strive to deliver the best scenarios for your particular situations. We believe that no 2 buyers are the same and attention is key.
We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.
At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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At Caro, we are focused on changing people’s lives with creative problem-solving solutions to the financial challenges life throws at you, both simple and complex. We give you the tools you need to succeed, help you achieve your goals and work together on a plan that is easy to follow. Caro treats every person with equal importance.
United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
