USDA Vs. FHA your options comparison in Oakleaf-Plantation, Clay County, FL
In the year 2025, the USDA loan threshold for Oakleaf-Plantation, situated in Clay county, FL, is $310,900. Meanwhile, the FHA ceiling for a single-family house is noted as $388,700.
Lendersa® provides a USDA loan calculator that allows you to contrast today's USDA and FHA rates, helping you identify necessary qualifications like income, credit score, reserves, and documentation. This comprehensive mortgage calculator also lets you compare USDA, FHA, Conforming, and VA options side-by-side to determine the optimal choice for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Oakleaf-Plantation, Clay, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Alternatives in Oakleaf-Plantation, FL
The mission of Lendersa® is to facilitate you in obtaining the best possible USDA or FHA loans promptly and conveniently. Choose one of the three starting steps to align with lenders and access USDA loan programs.
A USDA home loan is federally backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and it is restricted to rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans have no such requirement.
Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.
Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.
720 W 26th St, Houston, TX 77008, Houston, TX, 77008
Discover Quick Lending: Texas-based private hard money lender, transforming investment opportunities with unbeatable terms. Our game-changing loans start with just 5% down, covering up to 75% of the ARV. Enjoy speedy funding within 7 days, no credit checks, and zero extension fees. Ideal for flips, rentals, and new constructions, our investor-frien
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Union Fidelity Federal Credit Union is a full-service, not-for-profit cooperative financial institution. Our primary objective is to serve our members the best way possible.
The credit union is committed to put forth every effort to enable our members to become financially self-sufficient and successful.
We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
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First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’
