USDA Loan Vs. FHA loan for Lakeside, FL 2025

In 2025, USDA loan limit in Lakeside, county of Clay, FL is $345,900 while FHA limit is $526,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lakeside, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

858.705.6144 Lender's profile and map Reviews Source Capital Funding 11770 Bernardo Plaza Court, Suite 205, San Diego, CA, 92128 Founded in 2007 and headquartered in San Diego, California, Source Capital Funding, a hard money lender that specializes in the underwriting and funding of commercial and residential hard money real estate loans in California, Arizona Oregon, and Minnesota.Source Capital has a diverse background in real estate, sales and corporate finance.
(909) 557-6150 Lender's profile and map Reviews The Brooks Bailey Group 108 Orange St, Suite 5, Redlands, CA, 92373 The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.
(714) 335-2734 Lender's profile and map Reviews Jayco Home Loans 490 Alabama Street, Suite 101, Redlands, CA, 92373 The BEST at Hard Money. We are fast, efficient and no BS. Give us a call so we can get our heads wrapped around your scenario and your needs. We serve California, HOWEVER, will also speak to borrowers from other states, as we have various referral sources and will make the best recommendation for your needs.
(909) 800-5087 Lender's profile and map Reviews Sunnie Baltes, Mortgage Lender 300 E State Street, Suite 210, Redlands, CA, 92373 My goal is to make homeownership not only a goal, but a reality! I offer many loan programs for purchases and refinances such as Conventional, FHA, VA, USDA, JUMBO, Down Payment Assistance and First Time Homebuyer products. I provide financing for residential homes with occupancies of primary residence
(760) 420-6670 Lender's profile and map Reviews Jennifer Lund Mortgage 184 S. Eureka Street, Redlands, CA, 92373 "Jennifer Lund has established herself as a top producing and performing mortgage professional at Caliber Home Loans. Experience exceptional service at Jennifer Lund Mortgage. Equal Housing Lender. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act."
(909) 335-7100 Lender's profile and map Reviews Viewpoint Financial 127 East State Street, Redlands, CA, 92373 "Viewpoint Financial is a boutique mortgage brokerage that includes a Real Estate Listing and Sales Division. We are located in the historic city of Redlands, California. With mortgage experience dating back to 1984, being an approved broker with many different lenders, and having business and social relationships all over the Inland Empire,"
(951) 538-7435 Lender's profile and map Reviews Citrus Heights Mortgage 300 East State Street, Suite 480, Redlands, CA, 92373 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 376-8399 Lender's profile and map Reviews About Redlands Realty 14 North Fifth Street, Redlands, CA, 92373 About Redlands Realty is a full-service real estate agency in the heart of Redlands - serving the San Bernardino and Riverside Counties. From financing to closing deals on properties, our small (but mighty) team can help you through the entire home-buying, selling, and owning experience.
(714) 335-2734 Lender's profile and map Reviews Jayco Home Loans 490 Alabama Street, Suite 101, Redlands, CA, 92373 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(760) 415-2417 Lender's profile and map Reviews THE ATRAYON TREVINO TEAM 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910 Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
(619) 397-7774 Lender's profile and map Reviews Balboa CRE 865 Amena Court, Chula Vista, CA, 91910 Balboa CRE is located in San Diego County of California state. On the street of Amena Court and street number is 865. Balboa CRE is designed to help brokers close more commercial real estate loans. Our Purchase, Refinance, and CRE Investor lending options all provide quick answers that help our brokers close more loans for their clients.