USDA Vs. FHA Pro and Con comparison in Lakewood-Park, St. Lucie County, FL
In 2026, the USDA loan cap set for Lakewood-Park, situated in St. Lucie county of FL, is $305,400. Comparatively, the FHA limit for a single-family home is $381,800.
Utilize Lendersa® USDA loan calculator to make side-by-side comparisons of today's most favorable USDA versus FHA rates and to figure out the required income, credit score, reserves, and documents for eligibility. Our comprehensive mortgage calculator also provides an overview of USDA, FHA, Conforming, and VA loans to assist you in choosing the best program for your financial scenario in Alabama.
Loan Limits and Down Payment Details for 2026 in Lakewood-Park, St. Lucie County, FL
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Choices in Lakewood-Park, FL
The ambition of Lendersa® is to promptly provide you with the most advantageous USDA or FHA loan, minimizing any difficulties. You can commence by choosing one of the three starting options that link you with suitable lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also termed the USDA rural development loan or USDA mortgage, available only in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Membership eligibility is open to any employee of the DPC system, DPC member Class A & B Cooperatives, WECA & RESCO employees and any person on the BOD of the above organizations, and the end users of electricity provided by Jump River Electrical Coop. The field of membership includes the employee’s immediate family including spouse, children.
Firefighters Credit Union has been open since 1931. The credit union has assets totaling $103.66 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.
With long-term employees serving an excellent customer base, The Peoples Bank is a unique and financially strong community bank. We have offices in seven rural counties – Barber, Kingman, Kiowa, Osborne, Pratt, Russell and Smith – stretching from the Oklahoma border to the Nebraska border in Central Kansas.
Since 1950, our mission has been to provide you with friendly and professional financial services. Times and technology may have changed, but our commitment to that mission has not. We continue to think that we're big enough to serve you, yet small enough to know you. And as always, if visiting one of our two locations is not convenient for you.
Scurry County School FCU was established in 1954 by the educators of Scurry County to help other educators with their savings and loan needs. As time went on the membership field was expanded to include employees of the city, county, Cogdell hospital, and Western Texas College. Our office is conveniently located and we are here to serve you.
Our bank is small enough to give you the personal attention you want, yet sophisticated enough to provide the wide range of products and services you or your business need. For years our staff has taken great pride in the personal, one-to-one attention that our size enables us to render to our valued customers
First Federal Savings and Loan Association of Bath
125 Front St, Bath, ME, 04530
Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience. In 1935 First Federal Savings & Loan was founded with only $2,635 in assets.
Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.
Bath Savings is a mutual savings bank serving Midcoast and Southern Maine for more than 165 years. We provide personal and commercial banking and investment solutions paired with competitive rates, personal service, and online banking technology that put you in control of your finances.
