FHA Vs. USDA loan program for Lakewood-Park, St. Lucie County, Florida

In 2025, USDA loan limit in Lakewood-Park, county of St. Lucie, FL is $305,400 while FHA limit is $381,800 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lakewood-Park, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(616) 330-5933 1109 miles Lender's profile and map Reviews West Michigan Mortgage 5344 Plainfield Ave NE, Grand Rapids, MI, 49525 West Michigan Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
(800) 555-2098 1109 miles Lender's profile and map Reviews Riverbank Finance LLC 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525 We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.
(616) 805-5807 1109 miles Lender's profile and map Reviews Lake State Mortgage 5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(210) 593-1222 1109 miles Lender's profile and map Reviews Texas Associations of Professionals Federal Credit Union 9110 IH 10 West, Suite 100, San Antonio, TX, 78230 A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
(800) 674-1474 1109 miles Lender's profile and map Reviews San Antonio Mortgage LLC 8000 IH 10 West, Suite 600, San Antonio, TX, 78230 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.
(210) 493-1243 1109 miles Lender's profile and map Reviews Synergy Home Loans, LLC 13526 George Rd, Suite 208, San Antonio, TX, 78230 Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements
(210) 362-1244 1109 miles Lender's profile and map Reviews Clarity Mortgage 2929 Mossrock, Suite 118, San Antonio, TX, 78230 Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
(210) 348-0077 1109 miles Lender's profile and map Reviews Vision Mortgage Company, Ltd. 7800 W I-10, Suite 112, San Antonio, TX, 78230 "Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing. Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."
(877) 251-4598 1109 miles Lender's profile and map Reviews Proactive Lending Group 10004 Wurzbach Rd, San Antonio, TX, 78230 Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.
(210) 618-9515 1109 miles Lender's profile and map Reviews PINNACLE MORTGAGE AND LENDING 8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230 "Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
(405) 275-5014 1109 miles Lender's profile and map Reviews Bison Federal Credit Union 2 West Macarthur, Shawnee, OK, 74804 On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.