USDA Vs. FHA your options comparison in Lakewood-Park, St. Lucie County, FL

In 2025, the USDA loan cap set for Lakewood-Park, situated in St. Lucie county of FL, is $305,400. Comparatively, the FHA limit for a single-family home is $381,800.

Utilize Lendersa® USDA loan calculator to make side-by-side comparisons of today's most favorable USDA versus FHA rates and to figure out the required income, credit score, reserves, and documents for eligibility. Our comprehensive mortgage calculator also provides an overview of USDA, FHA, Conforming, and VA loans to assist you in choosing the best program for your financial scenario in Alabama.

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Loan Limits and Down Payment Details for 2025 in Lakewood-Park, St. Lucie County, FL

Loan Type Loan Limit Down Payment
USDA $305,400 0%
FHA $381,800 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Choices in Lakewood-Park, FL

The ambition of Lendersa® is to promptly provide you with the most advantageous USDA or FHA loan, minimizing any difficulties. You can commence by choosing one of the three starting options that link you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in FL

A USDA home loan, backed by the U.S. Department of Agriculture, is also termed the USDA rural development loan or USDA mortgage, available only in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Horizon Home Mortgage, LLC
  • 34 Bloomfield Ave, Windsor, CT, 06095
  • We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
  • Oklahoma Heritage Bank
  • 515 S. Hickory, Roff, OK, 74865
  • Forty years ago, a small group of local businessmen in Pontotoc County established the First American Bank of Roff in order to meet the personal banking and business-banking needs of the citizens in Roff and surrounding areas. The mission of the bank, then and now, has been to serve its customers with personalized banking service.
  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
  • Generation2 Mortgage Services
  • 85 Felt Rd, Suite 502, South Windsor, CT, 06074
  • Generation2 Mortgage Services was founded in 2008 as a direct result of the need for simple mortgage solutions for clients needing to purchase or refinance their home. We realized this need as we came from larger lenders; we saw the egregious fees and methodical loan process they put their clients through. Some of the items that we saw were clients
  • Money Market Mortgage LLC
  • 1343 Sullivan Avenue, 2nd Floor, South Windsor, CT, 06074
  • Since 1997 Money Market Mortgage, LLC has been in the business of residential and commercial mortgage origination. We are a company that serves individuals and companies who need a Mortgage Broker and/or Mortgage Lender and have built our business on a deep understanding of the needs of our community.
  • Precision Mortgage
  • 1750 Ellington Road, Bldg. 3, South Windsor, CT, 06074
  • Precision Mortgage, LLC is located in South Windsor, Connecticut and is a full service Mortgage Lender with experienced Mortgage Bankers offering expertise in every area of mortgage needs. We provide mortgage loans from purchase, refinance, renovation, to constrution lending. We are commited to building a strong reputation
  • Bridge Loan Network
  • 75 Gerber Road E, South Windsor, CT, 06074
  • Bridge Loan Network is a leading online marketplace serving the asset-based lending space. We provide a centralized platform that aggregates loans from borrowers and brokers to direct hard money lenders.Bridge Loan Network is a leading online marketplace serving the asset-based lending space. We provide a centralized platform that aggregates loans
  • First Hudson Mortgage Company
  • 20 King Arthur Way, Hudson, NY, 12534
  • Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
  • Valley Mortgage Company Inc
  • 751 Warren Street, Front Hudson, NY, 12534
  • Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
  • Wood & Huston Bank
  • 27 E North St, Marshall, MO, 65340
  • "We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"
  • Bank 21
  • 586 West Arrow, Marshall, MO, 65340
  • Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.