In 2025, the USDA loan cap for Fort-Pierce, in the county of St. Lucie, FL, is $305,400. Meanwhile, the FHA limit for a single-family home is set at $381,800.
Utilizing the Lendersa® USDA loan calculator enables you to compare current USDA and FHA rates, determining income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side to select the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Fort-Pierce, St. Lucie, FL
Loan Type
Maximum Loan
Minimum Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fort-Pierce, FL
The goal of Lendersa® is to swiftly secure the best USDA or FHA loans for you without hassle. Choose one of the three starting points to match with lenders and explore USDA loan programs.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA mortgages require no down payment.
"We are a Mortgage Firm based out of Lakeland, FL working and licensed in the State of Florida.
Principle Home Loans is dedicated to finding great rates and the perfect loan option for you, with the fastest turn time in the industry.
Our goal is to act as your trusted advisor, providing personalized service"
We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
9100 Conroy Windermere Road, Suite 200, Windermere, FL, 34786
We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.
At Platinum One Financial, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.
Florida-based hard money lender with 25+ years of experience. We seek to make loans between $100,000 - $3,000,000 on investment properties and can typically produce a term sheet within 24 hours. We pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing dec
2875 NE 191 Street, Suite 500, Aventura, FL, 33180
AS IS LOANS is a Private Hard Money Loans | 30 Year No Doc Investor Mortgages | Asset Based Loans | Alternative Financing | Residential & Commercial Lending | Portfolio Loans | Consulting Nationwide financing for residential, mixed-use, and commercial properties. 1 - 5 year hard money loans and 30 year fixed rate no doc mortgages.
2980 NE 207th Street, Suite 106, Aventura, FL, 33180
With over a decade of experience, Banesco USA has become a reference point for banking in South Florida and Puerto Rico. As part of the community we serve, Banesco USA has a key role to provide support for local businesses and leave a mark of innovation and commitment in the market we serve.
Rok Lending is a family-operated and family-funded licensed private lender in Downtown Miami. The combination of experienced underwriting, self-funding & in-house legal counsel creates the ability to close the biggest of loans in days, not weeks. Rok Lending the opportunity to offer creative solutions to borrowers to fit their ideal wants & needs.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
18851 Northeast 29th Avenue, Suite 104A, Aventura, FL, 33180
"Q Kapital Group, formed by Mauricio Ordoñez and Gaston Schneider is a Boutique Mortgage Specialized in Lending to Foreign National Investing in Residential & Commercial Real Estate We lend in Florida, New York, Texas & Colorado.
We can lend to Foreign Nationals up to 70% Loan To Value.
Q Kapital is Located in Miami Florida"
