USDA Loan Vs. FHA loan for Fort-Pierce, FL [ best of 2023]

In 2025, USDA loan limit in Fort-Pierce, county of St. Lucie, FL is $305,400 while FHA limit is $381,800 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fort-Pierce, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 237-6424 1061 miles Lender's profile and map Reviews Members First CT Federal Credit Union 285 Broad St, Meriden, CT, 06450 MembersFirst CT Federal Credit Union was first organized in 1936 by Employees of the Meriden Board of Education. Over the years we have expanded membership to include small business groups and students in the Meriden School system. In March of 2016 the Credit Union expanded our Field of Membership to the following communities: Meriden, Wallingford.
(866) 882-8187 1061 miles Lender's profile and map Reviews Planet Home Lending, LLC 321 Research Parkway, Suite 303, Meriden, CT, 06450 Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services.
(888) 966-9044 1061 miles Lender's profile and map Reviews Planet Home Lending 321 Research Parkway, Suite 303, Meriden, CT, 06450 Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.
(844) 788-7237 1061 miles Lender's profile and map Reviews Northeast Financial LLC 48 Meriden Rd, Suite 1, Middlefield, CT, 06455 "NorthEast Financial is Connecticut’s Premiere Correspondent Commercial Mortgage Lender and Residential Mortgage Broker. Because of this NorthEast Financial is able to offer the best of both worlds in the Mortgage Industry. At NorthEast Financial, we pride ourselves on being experts on all of the mortgage programs available to the public."
(269) 488-1606 1061 miles Lender's profile and map Reviews Summit Home Mortgage, LLC 414 W Milham Avenue, Portage, MI, 49024 Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. We offer hundreds of loan choices to our customers
(214) 676-1284 1061 miles Lender's profile and map Reviews Jiwani Financial Group 4156 Comanche Dr, Carrollton, TX, 75010 Jiwani Financial Group was established in 2006 and since then we are successfully meeting the objective of helping small and medium size businesses - all over the United States - to acquire Business Loans, Commercial Lines of Credit and Consultancy at most competitive rates and the best suited terms.
(920) 915-4175 1061 miles Lender's profile and map Reviews Homefinity 1800 Golden Trail, Carrollton, TX, 75010 "At Homefinity, we understand that your home loan needs to be as unique as your home life. Whether you want a fast and convenient process or in-depth guidance, you need someone who can help you move through the process at your pace. With decades of combined experience, our nationwide professionals will coach you through your home investment."
(269) 488-2025 1061 miles Lender's profile and map Reviews EST Home Mortgage 1302 W Milham Ave, Portage, MI, 49024 EST stands for Excellence, Service, and Trust. We provide our clients with first-class mortgage planning, including giving you a total cost analysis, which is not offered by other mortgage brokers, online lenders, or local credit unions. We believe in high-touch and high-tech. We provide an easy online application, mobile-friendly communication.
(817) 318-7135 1061 miles Lender's profile and map Reviews stratford lending group llc 6960 Alcala, Grand Prairie, TX, 75054 Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.
(248) 975-7878 1061 miles Lender's profile and map Reviews Infinity Home Lending LLC 555 Friendly Street, Pontiac, MI, 48341 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(607) 844-8141 1061 miles Lender's profile and map Reviews The First National Bank of Dryden 7 West Main Street, Dryden, NY, 13053 The First National Bank of Dryden has been involved in our local community for over a century. We keep the business local and we keep the customer service local. The person answering our phone will never be automated.Over time, we've expanded into the Cortland area and most recently the historic district of Homer