In 2025, the USDA loan cap for Fort-Pierce, in the county of St. Lucie, FL, is $305,400. Meanwhile, the FHA limit for a single-family home is set at $381,800.
Utilizing the Lendersa® USDA loan calculator enables you to compare current USDA and FHA rates, determining income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side to select the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Fort-Pierce, St. Lucie, FL
Loan Type
Maximum Loan
Minimum Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fort-Pierce, FL
The goal of Lendersa® is to swiftly secure the best USDA or FHA loans for you without hassle. Choose one of the three starting points to match with lenders and explore USDA loan programs.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA mortgages require no down payment.
Progressive Mortgage Services Inc is Your local Mortgage Broker with close to 2 decades of experience. Making purchases and refinances our business! We have a large network of Lenders that can accomadate various scenarios. From FHA to Conventional Loans along with Reverse Mortgages and Commercial Loans as well.
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Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
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Jeep Country Federal Credit Union is a member owned financial cooperative that is committed to providing friendly, personal, convenient and competitive services to its member owners. The Credit Union desires to build lasting relationships with our members in order to enable our members to achieve
We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans" of our clients.
What today is Legends Bank was established in 1913 in the community of Rich Fountain, Missouri, as the Rich Fountain Bank. It was one of the few banks in Osage County to survive the Great Depression. In fact, its move to Linn in 1936 was the result of the failure of all of the banks which had been operating in Linn.
Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.
Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers FCU” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”.
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