USDA and FHA Pro and Con in Golden-Gate, Collier County, FL

In 2024, USDA loan limit in Golden-Gate, county of Collier, FL is $368,000 while FHA limit is $460,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Golden-Gate, county of Collier, FL

Loan Type Loan Limit Down payment
USDA $368,000 0%
FHA $460,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Golden-Gate, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Liberty Savings Federal Credit Union
  • 666 Newark Ave, Jersey City, NJ, 07306
  • "Liberty Savings Federal Credit Union boasts nearly $115 million in assets with over 22, 000 members. Our Mission: Provide quality, convenient financial services to a diverse membership for the economic well-being of the individual and our communities. As the credit union grew stronger,"
  • Lightning Mortgage Inc
  • 591 Summit Avenue, Suite 517, Jersey City, NJ, 07306
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders. The relationship with our lenders, combined with our low overhead,
  • Citibank US
  • 388 Greenwich Street, New York, NY, 10013
  • Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.
  • Abacus Federal Savings Bank
  • 6-8 Bowery, DOD 3rd Floor, New York, NY, 10013
  • Abacus Federal Savings Bank was founded in December, 1984 by a group of business leaders from the Chinese community in New York City. The founders' purpose in starting Abacus Bank was to provide financial services to immigrants and local residents of lower Manhattan. As the Chinese immigrant population grew, Abacus Bank has retained.
  • Portico Mortgage Inc
  • 139 centre street, Suite 806, New York, NY, 10013
  • Portico Mortgage Inc. offers a multitude of services and tailored advice to assist you in your business endeavors. We provide residential and investment programs. We offer fast, easy approval and customer-tailored loan products at the competitive rate. We assist new and existing customers with professional and thoughtful person services.
  • Redbrand Credit Union
  • 820 McKinley Avenue, Bartonville, IL, 61607
  • Redbrand Credit Union is a not-for-profit financial institution. We are here to serve our member’s financial needs. Our products and services are as diverse as our membership. Our core values are as strong as the steel forged in the factory from where we found our humble beginnings. We’re here to serve you.
  • Green Country FCU
  • 202 East Morrow Road, Sand Springs, OK, 74063
  • Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
  • HomeBank
  • 400 S Main St, Palmyra, MO, 63461
  • HOMEBANK Headquartered in Palmyra, MO since 1934, we have 9 branches throughout Mid and Northeast Missouri and Quincy, IL. All our lobbies are open again during normal business hours. Our friendly Customer Service Representatives and Loan Officers would love to meet with you in person