USDA Vs. FHA your options comparison in Golden-Gate, Collier County, FL
In 2025, the USDA loan limit for Golden-Gate, within Collier county in FL, is $368,000. Meanwhile, the FHA loan limit for a single-family home is $460,000.
Check out the Lendersa® USDA loan calculator to compare the current USDA versus FHA rates and understand the income, credit, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you'll see USDA, FHA, Conforming, and VA loan options side by side, aiding in your decision on the best program in Alabama for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Golden-Gate, Collier, FL
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$460,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Golden-Gate, FL
The objective of Lendersa® is to secure the best USDA or FHA loan for you, quickly and without complication. Begin with one of the three initial paths to align with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture (often referred to as a USDA rural development loan), is available only in rural areas. It requires no down payment, unlike FHA loans, which require a minimum 3.5% down payment.
360 Central Ave Suite 800, Saint Petersburg, FL, 33701
Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.
Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas
Florida West Coast Credit Union exists to help our members live better and dream bigger at every stage of their lives. We achieve this through meaningful, personalized, trusted relationships and an unyielding devotion to our members’ financial well-being The Credit Union was founded in 1942 as the Credit Union for all Hillsborough County.
Royal & Company Mortgage Corporation has been in business since 2007, making home ownership and refinances a reality for customers throughout Florida. Kathi has put together a team that is ready to expertly process your loan from the initial application through closing. We will provide excellent service
Nationwide Residential Capital is a mortgage company who prides itself on providing the absolute best customer service, lowest available rates with the largest lender credits. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.
Discountloans.com is a full service Mortgage Broker. We are committed to providing the highest level of customer service with an emphasis on offering our customers the best advice to save on their monthly expenditures. We are set up with over 20 wholesale lenders and banks, so we can offer both traditional and nontraditional mortgage products.
146 W Robertson St Suite 138-1, Brandon, FL, 33511
Double A Mortgage is home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore
